Security
ECBK · ECB Bancorp, Inc. /MD/
ECBKNASDAQCommon stockCurrentCIK 1914605Updated Sep 25, 2026
ECBK price & chart
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Recent filings
3 filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07
Show 5 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,605,653,000Source | 1,418,153,000Source | 1,280,335,000Source | 1,064,462,000Source |
| Property, Plant and Equipment, NetUSD | 3,429,000Source | 3,512,000Source | 3,754,000Source | 3,698,000Source |
| Operating Lease, Right-of-Use AssetUSD | 1,633,000Source | 1,149,000Source | 1,295,000Source | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,433,719,000Source | 1,249,885,000Source | 1,115,434,000Source | 901,732,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | — | — | — |
| Common Stock, Value, IssuedUSD | 88,000Source | 91,000Source | 93,000Source | 92,000Source |
| Additional Paid in CapitalUSD | 82,997,000Source | 86,189,000Source | 87,431,000Source | 89,286,000Source |
| Retained Earnings (Accumulated Deficit)USD | 95,617,000Source | 87,845,000Source | 83,854,000Source | 80,076,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -896,000Source | 382,000Source | 129,000Source | 249,000Source |
| Stockholders' Equity Attributable to ParentUSD | 171,934,000Source | 168,268,000Source | 164,901,000Source | 162,730,000Source |
| Liabilities and EquityUSD | 1,605,653,000Source | 1,418,153,000Source | 1,280,335,000Source | 1,064,462,000Source |
| Additional Financial Items | ||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | 173,000Source | -40,000Source | 3,000Source | 9,000Source |
| Short-term InvestmentsUSD | 82,801,000Source | 151,789,000Source | 115,250,000Source | 58,927,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | 3,991,000Source | 4,456,000Source | 2,720,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 297,000Source | 302,000Source | — | 302,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 1,233,000Source | 494,000Source | 268,000Source | 559,000Source |
| Deferred Income Tax Expense (Benefit)USD | -246,000Source | -250,000Source | -111,000Source | -1,502,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 9,220,000Source | 6,297,000Source | 6,434,000Source | 7,770,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -259,901,000Source | -95,289,000Source | -157,288,000Source | -389,336,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 214,000Source | 60,000Source | 335,000Source | 216,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 4,610,000Source | 2,722,000Source | — | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 179,986,000Source | 127,573,000Source | 207,840,000Source | 390,641,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -70,695,000Source | 38,581,000Source | 56,986,000Source | 9,075,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 46,565,000Source | 42,041,000Source | 28,531,000Source | 4,828,000Source |
| Income Taxes Paid, NetUSD | — | 1,566,000Source | 2,259,000Source | 1,982,000Source |
| Additional Financial Items | ||||
| AmortizationUSD | — | — | 31,000Source | 182,000Source |
| Share-based Payment Arrangement, ExpenseUSD | 1,233,000Source | 1,306,000Source | 268,000Source | — |
| Bank Owned Life Insurance IncomeUSD | 475,000Source | 473,000Source | 479,000Source | 828,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | 302,000Source | 279,000Source | 302,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 1,457,000Source | — | — | — |
| Gain (Loss) on Sales of Loans, NetUSD | 132,000Source | 119,000Source | 21,000Source | 84,000Source |
| Income Tax Expense (Benefit)USD | 2,607,000Source | 1,380,000Source | 1,529,000Source | 776,000Source |
| Net Income (Loss) Attributable to ParentUSD | 7,772,000Source | 3,991,000Source | 4,456,000Source | 2,720,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | 3,991,000Source | 4,456,000Source | 2,720,000Source |
| Operating Lease, ExpenseUSD | 203,000Source | 200,000Source | 175,000,000Source | — |
| Other Interest and Dividend IncomeUSD | — | — | 3,745,000Source | 715,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | 79,246,000Source |
| Proceeds from Stock Options ExercisedUSD | 0Source | — | — | — |
| Provision for Loan, Lease, and Other LossesUSD | 1,534,000Source | 174,000Source | 803,000Source | 2,940,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | 296,000Source | 1,210,000Source | 2,940,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 598,000Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 10,379,000Source | 5,371,000Source | 5,985,000Source | 3,496,000Source |
| Income Tax Expense (Benefit)USD | 2,607,000Source | 1,380,000Source | 1,529,000Source | 776,000Source |
| Net Income (Loss) Attributable to ParentUSD | 7,772,000Source | 3,991,000Source | 4,456,000Source | 2,720,000Source |
| Earnings Per Share, BasicUSD per share | 0.96Source | 0.48Source | 0.53Source | 0.32Source |
| Earnings Per Share, DilutedUSD per share | 0.94Source | 0.48Source | 0.52Source | 0.32Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 8,100,328Source | 8,257,014Source | 8,466,021Source | 8,456,218Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 8,311,966Source | 8,345,737Source | 8,523,705Source | 8,456,218Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 475,000Source | 473,000Source | 479,000Source | 828,000Source |
| Current Income Tax Expense (Benefit)USD | — | 1,630,000Source | 1,640,000Source | 2,278,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 297,000Source | 302,000Source | 279,000Source | 302,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 1,457,000Source | — | — | — |
| Interest ExpenseUSD | — | — | 29,986,000Source | 5,515,000Source |
| InterestExpenseOperatingUSD | 46,263,000Source | 42,057,000Source | — | — |
| Interest Income (Expense), NetUSD | 31,917,000Source | 24,988,000Source | 24,790,000Source | 23,634,000Source |
| Labor and Related ExpenseUSD | 13,188,000Source | 13,062,000Source | 11,679,000Source | 9,928,000Source |
| Marketing and Advertising ExpenseUSD | 639,000Source | 551,000Source | 794,000Source | 752,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | 3,991,000Source | 4,456,000Source | 2,720,000Source |
| Operating Lease, ExpenseUSD | 203,000Source | 200,000Source | 175,000,000Source | — |
| Other Interest and Dividend IncomeUSD | — | — | 3,745,000Source | 715,000Source |