Security
OSBC · OLD SECOND BANCORP INC
OSBCNASDAQCommon stockCurrentCIK 357173Updated Sep 27, 2026
OSBC price & chart
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NASDAQ:OSBC on TradingView ↗About the company
Old Second Bancorp, Inc., is a financial services company with its main headquarters located in Aurora, Illinois. The Company is the holding company of Old Second National Bank (the “Bank”), a national banking organization headquartered in Aurora, Illinois that provides commercial and retail banking services, as well as a full complement of trust and wealth management services. The Company has offices located in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle and Will counties in Illinois.
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Recent filings
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Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 6,902,675,000Source | 5,649,377,000Source | 5,722,799,000Source | 5,888,317,000Source |
| Property, Plant and Equipment, NetUSD | 86,645,000Source | 87,311,000Source | 79,310,000Source | 72,355,000Source |
| GoodwillUSD | 129,196,000Source | 93,260,000Source | 86,478,000Source | 86,478,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 23,692,000Source | 22,031,000Source | 11,217,000Source | 13,678,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 124,025,000Source | 99,329,000Source | 100,145,000Source | 115,177,000Source |
| Operating Lease, Right-of-Use AssetUSD | 7,921,000Source | 7,359,000Source | — | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 6,005,907,000Source | 4,978,343,000Source | 5,145,518,000Source | 5,427,176,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 53,015,000Source | 44,908,000Source | 44,705,000Source | 44,705,000Source |
| Additional Paid in CapitalUSD | 341,451,000Source | 205,284,000Source | 202,223,000Source | 202,276,000Source |
| Retained Earnings (Accumulated Deficit)USD | 537,231,000Source | 469,165,000Source | 393,311,000Source | 310,512,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -28,738,000Source | -47,748,000Source | -62,781,000Source | -93,124,000Source |
| Stockholders' Equity Attributable to ParentUSD | 896,768,000Source | 671,034,000Source | 577,281,000Source | 461,141,000Source |
| Liabilities and EquityUSD | 6,902,675,000Source | 5,649,377,000Source | 5,722,799,000Source | 5,888,317,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 6,147,000Source | 5,591,000Source | 4,485,000Source | 4,085,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 5,550,000Source | 3,914,000Source | 3,603,000Source | 2,960,000Source |
| Deferred Income Tax Expense (Benefit)USD | 1,593,000Source | — | — | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 122,264,000Source | 131,533,000Source | 116,401,000Source | 97,344,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | -10,529,000Source | -237,441,000Source | — | 146,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 159,819,000Source | 322,701,000Source | 161,555,000Source | -432,778,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 4,505,000Source | 10,787,000Source | 12,376,000Source | 4,332,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 7,412,000Source | 1,048,000Source | 605,000Source | 455,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -257,387,000Source | -455,050,000Source | -292,988,000Source | -301,496,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 12,240,000Source | 9,413,000Source | 8,946,000Source | 8,877,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 24,696,000Source | -816,000Source | -15,032,000Source | -636,930,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 124,025,000Source | 99,329,000Source | 100,145,000Source | 115,177,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Income Taxes Paid, NetUSD | 20,692,000Source | 23,034,000Source | 35,670,000Source | 10,324,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 5,800,000Source | 4,100,000Source | 3,600,000Source | 3,000,000Source |
| Amortization of Debt Issuance CostsUSD | 1,000Source | — | — | — |
| Amortization of Intangible AssetsUSD | 4,545,000Source | 2,440,000Source | 2,461,000Source | 2,626,000Source |
| Debt and Equity Securities, Gain (Loss)USD | 7,000Source | — | -4,148,000Source | -944,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 7,000Source | — | -4,148,000Source | -944,000Source |
| Equipment ExpenseUSD | 19,054,000Source | 16,159,000Source | 14,437,000Source | 14,992,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | 2,291,000Source | 1,805,000Source | 1,477,000Source | 2,022,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 742,000Source | 31,311Source | 623,000Source | 2,017,000Source |
| Gain (Loss) on Termination of LeaseUSD | — | -46,500Source | — | — |
| GoodwillUSD | 129,196,000Source | 93,260,000Source | 86,478,000Source | 86,478,000Source |
| Income Tax Expense (Benefit)USD | 27,441,000Source | 27,692,000Source | 32,679,000Source | 24,144,000Source |
| Net Income (Loss) Attributable to ParentUSD | 80,310,000Source | 85,264,000Source | 91,729,000Source | 67,405,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 80,310,000Source | 85,264,000Source | 91,729,000Source | 67,405,000Source |
| Operating Lease, ExpenseUSD | 3,000,000Source | 2,400,000Source | 2,100,000Source | 1,900,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 279,579,000Source | 304,167,000Source | 186,049,000Source | 279,848,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 27,553,000Source | 12,750,000Source | 16,501,000Source | 6,550,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 107,751,000Source | 112,956,000Source | 124,408,000Source | 91,549,000Source |
| Income Tax Expense (Benefit)USD | 27,441,000Source | 27,692,000Source | 32,679,000Source | 24,144,000Source |
| Net Income (Loss) Attributable to ParentUSD | 80,310,000Source | 85,264,000Source | 91,729,000Source | 67,405,000Source |
| Earnings Per Share, BasicUSD per share | 1.64Source | 1.9Source | 2.05Source | 1.51Source |
| Earnings Per Share, DilutedUSD per share | 1.62Source | 1.87Source | 2.02Source | 1.49Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 48,875,540Source | 44,828,290Source | 44,663,722Source | 44,526,655Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 49,669,539Source | 45,639,351Source | 45,395,010Source | 45,213,088Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 4,545,000Source | 2,440,000Source | 2,461,000Source | 2,626,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.25Source | 0.21Source | 0.2Source | 0.2Source |
| Current Income Tax Expense (Benefit)USD | 25,848,000Source | — | — | — |
| Debt and Equity Securities, Gain (Loss)USD | 7,000Source | — | -4,148,000Source | -944,000Source |
| Equipment ExpenseUSD | 19,054,000Source | 16,159,000Source | 14,437,000Source | 14,992,000Source |
| Interest ExpenseUSD | — | 56,269,000Source | 40,039,000Source | 10,317,000Source |
| InterestExpenseOperatingUSD | 62,217,000Source | — | — | — |
| Interest Expense, Securities Sold under Agreements to RepurchaseUSD | 229,000Source | 337,000Source | 93,000Source | 40,000Source |
| Interest Income (Expense), NetUSD | 292,964,000Source | 241,635,000Source | 251,931,000Source | 206,156,000Source |
| Labor and Related ExpenseUSD | 124,662,000Source | 98,025,000Source | 88,566,000Source | 86,573,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 80,310,000Source | 85,264,000Source | 91,729,000Source | 67,405,000Source |
| Operating Lease, ExpenseUSD | 3,000,000Source | 2,400,000Source | 2,100,000Source | 1,900,000Source |
Offerings
Registration 333-286687
Filing attachments
osbc-20260722xex99d1.htm · 8-K · 2026-07-22
EX-99.1 2 osbc-20260722xex99d1.htm EX-99.1 Old Second Bancorp, Inc (NASDAQ:OSBC) Exhibit 99.1 Contact: Bradley S. Adams For Immediate Release Chief Financial Officer July 22, 2026 ───────────────────────────────────────────────────────────────────────── (630) 906-5484 Old Second Bancorp, Inc. Reports Second Quarter 2026 Net Income of $28.2 Million, or $0.54 per Diluted Share AURORA…
Read attachment ↗osbc-20260722xex99d2.htm · 8-K · 2026-07-22
EX-99.2 3 osbc-20260722xex99d2.htm EX-99.2 1 Loan Portfolio Disclosures AS OF JUNE 30, 2026 Exhibit 99.2 2 Portfolio Segment Outstanding Classified Allowance Commercial (incl. Leases) $1,451 $43 1.14% Commercial Real Estate Investor $1,159 $11 1.66% Commercial Real Estate Owner Occ. $668 $59 0.68% Construction $154 $13 0.73% Residential Real Estate $308 $3 0.67% Multifamily $363 $1 0.41% HELOC $239 $2 1.38% Powersport $684 - 2.47% Other $220 - 1.96% Total $5,…
Read attachment ↗osbc-20260519xex99d1.htm · 8-K · 2026-05-19
EX-99.1 2 osbc-20260519xex99d1.htm EX-99.1 (NASDAQ:OSBC) Exhibit 99.1 Contact: Bradley S. Adams For Immediate Release Executive Vice President, May 19, 2026 ───────────────────────────────────────────────────────────────────────────── Chief Operating Officer and Chief Financial Officer (630) 906-5484 Old Second Bancorp, Inc. Annu…
Read attachment ↗osbc-20260422xex99d1.htm · 8-K · 2026-04-22
EX-99.1 2 osbc-20260422xex99d1.htm EX-99.1 Old Second Bancorp, Inc (NASDAQ:OSBC) Exhibit 99.1 Contact: Bradley S. Adams For Immediate Release Chief Financial Officer April 22, 2026 ───────────────────────────────────────────────────────────────────────── (630) 906-5484 Old Second Bancorp, Inc. Reports First Quarter 2026 Net Income of $25.6 Million, or $0.48 per Diluted Share AURORA…
Read attachment ↗osbc-20260422xex99d2.htm · 8-K · 2026-04-22
EX-99.2 3 osbc-20260422xex99d2.htm EX-99.2 1 Loan Portfolio Disclosures AS OF MARCH 31, 2026 Exhibit 99.2 2 Portfolio Segment Outstanding Classified Allowance Commercial (incl. Leases) $1,384 $53 1.07% Commercial Real Estate Investor $1,169 $15 1.77% Commercial Real Estate Owner Occ. $703 $61 0.69% Construction $144 $13 0.83% Residential Real Estate $309 $3 0.87% Multifamily $357 $2 0.45% HELOC $236 $2 1.51% Powersport $674 - 2.52% Other $209 - 2.27% Total $5…
Read attachment ↗osbc-20260121xex99d1.htm · 8-K · 2026-01-21
EX-99.1 2 osbc-20260121xex99d1.htm EX-99.1 Old Second Bancorp, Inc (NASDAQ:OSBC) Exhibit 99.1 Contact: Bradley S. Adams For Immediate Release Chief Financial Officer January 21, 2026 ───────────────────────────────────────────────────────────────────────── (630) 906-5484 Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share AUR…
Read attachment ↗