Security
Beacon Financial Corporation · BBT
BBTNYSECommon stockCurrentCIK 1108134Updated Nov 5, 2026
Name history
BERKSHIRE HILLS BANCORP INC · through Aug 25, 2025
BBT price & chart
Loading TradingView…
NYSE:BBT on TradingView ↗About the company
Beacon Financial Corporation (NYSE: BBT) is the holding company for Beacon Bank & Trust, commonly known as Beacon Bank, a full-service regional bank serving the Northeast. Headquartered in Boston, the Company has $22.3 billion in assets and more than 145 branches throughout New England and New York. Beacon Bank offers a full suite of tailored banking solutions including commercial, cash management, asset-based lending, retail, consumer and residential products and services. The Company also provides equipment financing through its Eastern Funding subsidiary, SBA lending through its 44 Business Capital division, and private wealth services through Beacon Bank and Clarendon Private.
In the news
Beacon Financial Corporation Announces CEO Transition: Sean A. Gray Appointed Chief Executive Officer; Paul A. Perrault to Retire ↗
Beacon Bank and Baker Hill Expand Long-Standing Partnership to Enhance Digital Small Business and SBA Lending Experiences ↗
Beacon Financial appoints Gary Levante Chief Marketing Officer ↗
Recent filings
10-Q filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
8-K filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Other Events
Items 8.01
Show 5 more recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Regulation FD Disclosure
Items 5.02, 7.01, 9.01
4 filing
4 filing
Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement · Other Events
Items 1.01, 2.03, 8.01, 9.01
424B5 filing
Financials
FY 2025 · USDSource
Source
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 22,821,439,000Source | 11,604,562,000Source | 22,250,964,000Source | 12,034,748,000Source | 12,219,454,000Source | 22,227,616,000Source | 12,013,199,000Source | 12,146,611,000Source | 23,220,372,000Source | 12,273,408,000Source | 12,430,821,000Source | 11,662,864,000Source |
| Property, Plant and Equipment, NetUSD | 158,375,000Source | 54,667,000Source | 161,175,000Source | 58,439,000Source | 55,893,000Source | 161,141,000Source | 57,680,000Source | 57,832,000Source | 162,474,000Source | 56,609,000Source | 68,915,000Source | 85,217,000Source |
| GoodwillUSD | 353,471,000Source | — | 357,358,000Source | — | — | 355,269,000Source | — | — | 351,613,000Source | — | — | — |
| Intangible Assets, Net (Excluding Goodwill)USD | 198,339,000Source | 16,192,000Source | 172,906,000Source | 12,809,000Source | 17,319,000Source | 181,234,000Source | 13,936,000Source | 18,460,000Source | 189,562,000Source | 15,064,000Source | 19,664,000Source | 24,483,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 1,220,620,000Source | — | 1,216,103,000Source | — | — | 1,112,948,000Source | — | — | 2,041,745,000Source | — | — | — |
| Operating Lease, Right-of-Use AssetUSD | 84,238,000Source | 43,712,000Source | 82,909,000Source | 47,120,000Source | 44,144,000Source | 84,851,000Source | 49,057,000Source | 40,845,000Source | 82,817,000Source | 50,195,000Source | 47,348,000Source | 46,411,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 20,406,443,000Source | 10,534,111,000Source | 19,711,168,000Source | 10,812,437,000Source | 11,206,512,000Source | 19,722,835,000Source | 10,816,439,000Source | 11,136,688,000Source | 20,724,311,000Source | 11,105,984,000Source | 11,418,600,000Source | 10,708,802,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 896,000Source | 528,000Source | 896,000Source | 562,000Source | 528,000Source | 896,000Source | 562,000Source | 528,000Source | 896,000Source | 562,000Source | 528,000Source | 528,000Source |
| Retained Earnings (Accumulated Deficit)USD | — | -14,976,000Source | 542,304,000Source | 36,291,000Source | -44,874,000Source | 504,976,000Source | 14,276,000Source | -61,147,000Source | 485,862,000Source | -3,080,000Source | -33,136,000Source | -71,428,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -28,905,000Source | -89,257,000Source | -34,929,000Source | -91,240,000Source | -114,698,000Source | -31,411,000Source | -95,019,000Source | -114,415,000Source | -20,002,000Source | -106,343,000Source | -143,016,000Source | -181,052,000Source |
| Stockholders' Equity Attributable to ParentUSD | 2,414,996,000Source | 1,230,362,000Source | 2,539,796,000Source | 1,254,171,000Source | 1,012,942,000Source | 2,504,781,000Source | 1,240,182,000Source | 1,009,923,000Source | 2,496,061,000Source | 1,167,424,000Source | 1,012,221,000Source | 954,062,000Source |
| Additional Paid in Capital, Common StockUSD | 2,171,912,000Source | 1,421,218,000Source | 2,164,080,000Source | 1,430,576,000Source | 1,421,301,000Source | 2,172,982,000Source | 1,430,561,000Source | 1,422,709,000Source | 2,171,885,000Source | 1,430,532,000Source | 1,423,273,000Source | 1,424,183,000Source |
| Liabilities and EquityUSD | 22,821,439,000Source | 11,604,562,000Source | 22,250,964,000Source | 12,034,748,000Source | 12,219,454,000Source | 22,227,616,000Source | 12,013,199,000Source | 12,146,611,000Source | 23,220,372,000Source | 12,273,408,000Source | 12,430,821,000Source | 11,662,864,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Compensation EquityUSD | — | 12,399,000Source | — | 6,468,000Source | 14,064,000Source | — | 8,123,000Source | 11,297,000Source | — | 10,106,000Source | 10,109,000Source | 8,598,000Source |
| Long-term DebtUSD | 1,080,516,000Source | 353,591,000Source | 888,592,000Source | 225,597,000Source | 278,593,000Source | 1,072,503,000Source | 284,595,000Source | 248,594,000Source | 788,360,000Source | 334,594,000Source | 246,586,000Source | 125,509,000Source |
| Dividends Payable | — | —Source | — | — | — | — | —Source | —Source | — | — | — | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | — | 1,499,000Source | 10,000,000Source | 7,000,000Source | 8,400,000Source | 9,600,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | — | 1,289,000Source | — | 8,318,000Source | 7,498,000Source | 7,338,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 22,348,000Source | 375,000Source | -4,369,000Source | -3,461,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -13,849,000Source | 8,014,000Source | 224,444,000Source | 125,206,000Source | 157,156,000Source | 123,233,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | -1,084,095,000Source | — | — | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 51,708,000Source | 172,859,000Source | 2,300,410,000Source | -317,250,000Source | -284,461,000Source | -1,273,380,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | — | — | — | — | 16,172,000Source | 14,537,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | — | 3,379,000Source | 12,288,000Source | 4,568,000Source | 1,820,000Source | 1,495,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | — | — | 2,000,000Source | — | — | — |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | 0Source | — | 17,536,000Source | 23,844,000Source | 124,519,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -966,656,000Source | -366,997,000Source | -1,026,779,000Source | 117,209,000Source | 645,194,000Source | 207,695,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 27,034,000Source | 12,029,000Source | 63,119,000Source | 30,940,000Source | 31,707,000Source | 24,527,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -928,797,000Source | -186,124,000Source | 1,498,075,000Source | -74,835,000Source | 517,889,000Source | -942,452,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 1,220,620,000Source | 407,889,000Source | 1,216,103,000Source | 506,748,000Source | 1,112,948,000Source | 357,546,000Source | 2,041,745,000Source | 1,128,409,000Source | 1,203,244,000Source | 685,355,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 100,552,000Source | 69,004,000Source | 328,862,000Source | 34,798,000Source | 46,584,000Source | 9,043,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | 779,000Source | 14,968,000Source | -1,425,000Source | 12,307,000Source | 28,439,000Source |
| Additional Financial Items | ||||||||||||
| AmortizationUSD | — | — | — | 1,128,000Source | — | 1,128,000Source | — | 1,128,000Source | — | 4,601,000Source | 4,820,000Source | 5,134,000Source |
| Share-based Payment Arrangement, ExpenseUSD | — | — | 500,000Source | 900,000Source | 1,200,000Source | 1,000,000Source | 1,000,000Source | 900,000Source | 3,500,000Source | — | — | — |
| Amortization of Debt Issuance CostsUSD | — | — | — | — | — | — | 1,000Source | 25,000Source | 100,000Source | — | — | — |
| Amortization of Intangible AssetsUSD | — | — | 3,587,000Source | 1,668,000Source | 8,328,000Source | 1,431,000Source | 8,328,000Source | 1,430,000Source | 15,225,000Source | 4,601,000Source | 4,820,000Source | 5,100,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | 1,539,000Source | — | 6,152,000Source | 5,392,000Source | 5,540,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | -50,078,000Source | -24,884,000Source | -2,031,000Source |
| Debt and Equity Securities, Unrealized Gain (Loss)USD | — | — | — | 516,000Source | — | 46,000Source | — | -52,000Source | — | 7,000Source | 513,000Source | — |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotPreviouslyRecordedUSD | — | — | 32,000Source | -172,000Source | -85,000Source | 3,000Source | 47,000Source | 12,000Source | 12,000Source | — | — | — |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | 0Source | — | 0Source | — | 0Source | 0Source | -49,937,000Source | -25,057,000Source | -1,937,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | — | — | — | — | — | — | — | — | -495,000Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 8,869,000Source | 9,374,000Source | 8,092,000Source | 7,707,000Source | 5,089,000Source | 6,659,000Source | 33,615,000Source | 24,003,000Source | 32,022,000Source | 11,014,000Source |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber PropertyUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Gain (Loss) on Disposition of BusinessUSD | — | — | — | 16,048,000Source | — | — | — | — | — | 16,241,000Source | 0Source | 0Source |
| Gain (Loss) on Sale of InvestmentsUSD | — | — | — | — | — | — | — | — | — | -49,930,000Source | -24,544,000Source | -2,031,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | — | 3,276,000Source | — | 12,648,000Source | 10,300,000Source | 12,500,000Source |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | — | 635,000Source | 0Source | 1,391,000Source | -4,000Source | 775,000Source | 70,000Source | 1,422,000Source | — | — | — |
| GoodwillUSD | — | — | 353,471,000Source | — | 357,358,000Source | — | 355,269,000Source | — | 351,613,000Source | — | — | — |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | — | — | — | — | — | — | — | — | 0Source | — | — | — |
| Impairment of Intangible Assets, Finite-livedUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | 30,366,000Source | — | 25,719,000Source | — | 61,003,000Source | 69,598,000Source | 92,533,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | 37,509,000Source | — | — | — | — | — | 61,003,000Source | 69,598,000Source | 92,533,000Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Income Tax Expense (Benefit)USD | — | — | -21,633,000Source | 6,606,000Source | 22,591,000Source | 7,568,000Source | 19,736,000Source | 6,382,000Source | 31,591,000Source | 18,512,000Source | 8,724,000Source | 21,285,000Source |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | — | — | — |
| Net Income (Loss) Attributable to ParentUSD | — | — | -50,240,000Source | 20,142,000Source | 64,426,000Source | 22,026,000Source | 46,217,000Source | 19,100,000Source | 90,271,000Source | 61,003,000Source | 69,598,000Source | 92,533,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | — | — | — | — | — | — | — | 92,533,000Source |
| Other Depreciation and AmortizationUSD | — | — | — | — | — | — | — | — | — | 6,984,000Source | 8,445,000Source | 9,576,000Source |
| Other Nonoperating Income (Expense)USD | — | — | — | 3,416,000Source | — | 3,468,000Source | — | 2,757,000Source | — | 13,576,000Source | 2,045,000Source | 6,973,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | — | — | — | 100,000,000Source | — | — |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 98,032,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 89,225,000Source | 27,179,000Source | 189,964,000Source | 88,192,000Source | 201,624,000Source | 548,423,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | — | 119,000Source | 0Source | 270,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 87,528,000Source | 4,660,000Source | 4,922,000Source | 7,000,000Source | 7,946,000Source | 5,986,000Source | 41,392,000Source | — | — | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | 5,500,000Source | — | 4,000,000Source | — | 5,500,000Source | — | 23,999,000Source | 31,999,000Source | 11,000,000Source |
| Dividends Payable | — | — | — | —Source | — | — | — | —Source | — | — | — | — |
| Real Estate Tax Expense | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | — | — | — | — | — | — | 29,947,000Source | 400,000,000Source | 411,829,000Source | 413,534,000Source |
| Other Nonoperating Income (Expense)USD | — | — | — | 3,416,000Source | — | 3,468,000Source | — | 2,757,000Source | — | 13,576,000Source | 2,045,000Source | 6,973,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | -71,873,000Source | 26,748,000Source | 87,017,000Source | 29,594,000Source | 65,953,000Source | 25,482,000Source | 121,862,000Source | 79,515,000Source | 78,322,000Source | 113,818,000Source |
| Income Tax Expense (Benefit)USD | — | — | -21,633,000Source | 6,606,000Source | 22,591,000Source | 7,568,000Source | 19,736,000Source | 6,382,000Source | 31,591,000Source | 18,512,000Source | 8,724,000Source | 21,285,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | -50,240,000Source | 20,142,000Source | 64,426,000Source | 22,026,000Source | 46,217,000Source | 19,100,000Source | 90,271,000Source | 61,003,000Source | 69,598,000Source | 92,533,000Source |
| Earnings Per Share, BasicUSD per share | — | — | -0.57Source | 0.23Source | 0.77Source | 0.25Source | 0.55Source | 0.21Source | 1.03Source | 1.44Source | 1.61Source | 2.03Source |
| Earnings Per Share, DilutedUSD per share | — | — | -0.57Source | 0.23Source | 0.77Source | 0.25Source | 0.55Source | 0.21Source | 1.03Source | 1.43Source | 1.6Source | 2.02Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 87,508,517Source | 89,033,463Source | 83,816,086Source | 89,104,605Source | 83,816,086Source | 89,103,510Source | 87,377,933Source | 42,508,000Source | 43,288,000Source | 45,564,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 87,508,517Source | 89,319,611Source | 83,939,430Source | 89,612,781Source | 83,903,440Source | 89,567,747Source | 87,701,567Source | 42,761,000Source | 43,504,000Source | 45,914,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 3,587,000Source | 1,668,000Source | 8,328,000Source | 1,431,000Source | 8,328,000Source | 1,430,000Source | 15,225,000Source | 4,601,000Source | 4,820,000Source | 5,100,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | 1,539,000Source | — | 6,152,000Source | 5,392,000Source | 5,540,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | 45,863,000Source | 0Source | 0Source | 439,000Source | 13,025,000Source | 971,000Source | 61,697,000Source | — | — | — |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.32Source | 0.14Source | 0.32Source | 0.14Source | 0.32Source | 0.14Source | 0.73Source | 0.72Source | 0.72Source | 0.54Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 9,243,000Source | 18,137,000Source | 13,093,000Source | 24,746,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | -50,078,000Source | -24,884,000Source | -2,031,000Source |
| Debt and Equity Securities, Unrealized Gain (Loss)USD | — | — | — | 516,000Source | — | 46,000Source | — | -52,000Source | — | 7,000Source | 513,000Source | — |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotPreviouslyRecordedUSD | — | — | 32,000Source | -172,000Source | -85,000Source | 3,000Source | 47,000Source | 12,000Source | 12,000Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 8,869,000Source | 9,374,000Source | 8,092,000Source | 7,707,000Source | 5,089,000Source | 6,659,000Source | 33,615,000Source | 24,003,000Source | 32,022,000Source | 11,014,000Source |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | — | 635,000Source | 0Source | 1,391,000Source | -4,000Source | 775,000Source | 70,000Source | 1,422,000Source | — | — | — |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | 30,366,000Source | — | 25,719,000Source | — | 61,003,000Source | 69,598,000Source | 92,533,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | 37,509,000Source | — | — | — | — | — | 61,003,000Source | 69,598,000Source | 92,533,000Source |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | — | — | — | — | — | — | — | — | — | — | — | 2.03Source |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | — | — | — | — | — | — | — | — | — | — | — | 2.02Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 207,252,000Source | 42,660,000Source |
| InterestExpenseOperatingUSD | — | — | 83,555,000Source | 76,552,000Source | 100,427,000Source | 65,387,000Source | 101,610,000Source | 67,898,000Source | 329,682,000Source | 262,352,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 132,606,000Source | 83,008,000Source | 193,207,000Source | 88,685,000Source | 190,774,000Source | 85,830,000Source | 503,106,000Source | 351,586,000Source | 369,047,000Source | 344,597,000Source |
| Labor and Related ExpenseUSD | — | — | 49,999,000Source | 35,130,000Source | 70,280,000Source | 35,147,000Source | 69,650,000Source | 35,853,000Source | 191,203,000Source | 160,453,000Source | 159,281,000Source | 152,741,000Source |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | — | — | — |
| Marketing and Advertising ExpenseUSD | — | — | 1,583,000Source | 859,000Source | 1,152,000Source | 1,371,000Source | 1,679,000Source | 868,000Source | 5,979,000Source | — | — | — |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | — | — | — | — | — | — | — | 92,533,000Source |
| Preferred Stock Dividends, Income Statement ImpactUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Total Revenue | — | — | — | —Source | — | —Source | — | —Source | — | — | — | — |
| Real Estate Tax Expense | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
Offerings
Registration 333-294016
Registration 333-286052
Filing attachments
d145233dex991.htm · 8-K · 2026-09-21
Exhibit 99.1 Beacon Financial Corporation Announces CEO Transition: Sean A. Gray Appointed Chief Executive Officer; Paul A. Perrault to Retire September 21, 2026 8:30 a.m. | Source: Beacon Financial Corporation ──────────────────────────────────────────────────────────────────────────── Share BOSTON, Sept. 21, 2026 (GLOBE NEWSWIRE) — Beacon Financial Corporation (NYSE: BBT) (the “Company”), the holding company of Beacon Bank (the “Bank”), today announced that the joint Board of …
Read attachment ↗tm2623534d1_ex4-1.htm · 8-K · 2026-08-20
EX-4.1 3 tm2623534d1_ex4-1.htm EXHIBIT 4.1 Exhibit 4.1 BEACON FINANCIAL CORPORATION TO U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION Trustee Indenture Dated as of August 20, 2026 Subordinated Debt Securities TABLE OF CONTENTS Page ARTICLE One – …
Read attachment ↗tm2623534d1_ex4-2.htm · 8-K · 2026-08-20
EX-4.2 4 tm2623534d1_ex4-2.htm EXHIBIT 4.2 Exhibit 4.2 BEACON FINANCIAL CORPORATION FIRST SUPPLEMENTAL INDENTURE dated as of August 20, 2026 to the Indenture dated as of August 20, 2026 6.25% Fixed-to-Floating Rate Subordinated Notes due September 1, 2036 U.S. Bank Trust Company, National Association, as Trustee Table of Contents Page ARTICLE 1 SCOPE …
Read attachment ↗tm2622869d1_ex99-1.htm · 8-K · 2026-08-13
EX-99.1 2 tm2622869d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 August 2026 Fixed Income Investor Presentation ───────────────────────── Disclaimer 2 In this presentation, "we," "our," "us," “Beacon,” “HoldCo” or the "Company" refers to Beacon Financial Corporation and its consolidated subsidiaries, including Beacon Bank & Trust (the “Bank”), unless the context indicates otherwise. Forward-Looking Statements Certain statements contained in this presentation that are not histo…
Read attachment ↗tm267629d2_ex4-7.htm · S-3ASR · 2026-03-04
Exhibit 4.7 BEACON FINANCIAL CORPORATION Issuer AND [TRUSTEE], Trustee INDENTURE Dated as of [●], 202[●] Senior Debt Securities TABLE OF CONTENTS 1 ARTICLE 1 DEFINITIONS 1 Section 1.01 Definitions of Terms 1 ARTICLE 2 ISSUE, DESCRIPTI…
Read attachment ↗tm267629d2_ex4-9.htm · S-3ASR · 2026-03-04
Exhibit 4.9 BEACON FINANCIAL CORPORAITON Issuer AND [TRUSTEE], Trustee INDENTURE Dated as of [●], 202[●] Subordinated Debt Securities TABLE OF CONTENTS 1 ARTICLE 1 DEFINITIONS 1 Section 1.01 Definitions of Terms 1 ARTICLE 2 ISSUE, DES…
Read attachment ↗