Security
RNST · RENASANT CORP
RNSTNYSECommon stockCurrentCIK 715072Updated Sep 26, 2026
Name history
PEOPLES HOLDING CO · through Apr 5, 2005
RNST price & chart
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NYSE:RNST on TradingView ↗About the company
Renasant Corporation is the parent of Renasant Bank, a 122-year-old financial services institution. Renasant has assets of approximately $27.1 billion and operates 282 banking, lending, mortgage and wealth management offices throughout the Southeast and also offers factoring and asset-based lending on a nationwide basis.
In the news
Renasant Corporation Announces Earnings for the Second Quarter of 2026 ↗
Robert Meyers Named Chief Executive Officer of Republic Business Credit ↗
Recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Regulation FD Disclosure
Items 5.02, 7.01, 9.01
SCHEDULE 13G filing
Regulation FD Disclosure
Items 7.01, 9.01
10-Q filing
144 filing
Show 5 more recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
10-K/A filing
11-K filing
Regulation FD Disclosure
Items 7.01, 9.01
144 filing
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 26,751,426,000Source | 18,034,868,000Source | 17,360,535,000Source | 16,988,176,000Source |
| Property, Plant and Equipment, NetUSD | — | — | — | 283,595,000Source |
| GoodwillUSD | 1,405,840,000Source | 988,898,000Source | 991,665,000Source | 991,708,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 146,612,000Source | 14,105,000Source | 18,795,000Source | 24,176,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 1,070,718,000Source | 1,092,032,000Source | 801,351,000Source | 575,992,000Source |
| Operating Lease, Right-of-Use AssetUSD | 55,920,000Source | 46,811,000Source | 48,517,000Source | 54,930,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 22,866,521,000Source | 15,356,550,000Source | 15,063,152,000Source | 14,852,160,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 488,612,000Source | 332,421,000Source | 296,483,000Source | 296,483,000Source |
| Additional Paid in CapitalUSD | 2,392,997,000Source | 1,491,847,000Source | 1,308,281,000Source | 1,302,422,000Source |
| Retained Earnings (Accumulated Deficit)USD | 1,196,522,000Source | 1,093,854,000Source | 952,124,000Source | 857,725,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -89,732,000Source | -142,608,000Source | -154,256,000Source | -209,037,000Source |
| Stockholders' Equity Attributable to ParentUSD | 3,884,905,000Source | 2,678,318,000Source | 2,297,383,000Source | 2,136,016,000Source |
| Liabilities and EquityUSD | 26,751,426,000Source | 18,034,868,000Source | 17,360,535,000Source | 16,988,176,000Source |
| Additional Financial Items | ||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | — | — | — | -219,766,000Source |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | — | — | — | 8,227,000Source |
| Long-term DebtUSD | 499,756,000Source | 430,614,000Source | 429,400,000Source | 428,133,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 16,212,000Source | 32,284,000Source | 35,231,000Source | 42,744,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 17,723,000Source | 13,883,000Source | 13,716,000Source | 11,505,000Source |
| Deferred Income Tax Expense (Benefit)USD | 1,687,000Source | 4,649,000Source | -5,005,000Source | 2,280,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 271,471,000Source | 129,426,000Source | 148,553,000Source | 574,045,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | 0Source | 0Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -734,025,000Source | -298,041,000Source | -55,399,000Source | -2,043,657,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | -3,859,000Source | -1,313,000Source | -1,844,000Source | -3,127,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 33,720,000Source | 13,645,000Source | 21,634,000Source | 14,838,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 13,336,000Source | — | 0Source | 0Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 441,240,000Source | 459,296,000Source | 132,205,000Source | 167,639,000Source |
| Dividends paid | — | — | — | — |
| Repayments of Long-term DebtUSD | 60,000,000Source | 245,000Source | 2,680,000Source | 32,417,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -21,314,000Source | 290,681,000Source | 225,359,000Source | -1,301,973,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 1,070,718,000Source | 1,092,032,000Source | 801,351,000Source | 575,992,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 443,282,000Source | 381,004,000Source | 239,611,000Source | 54,562,000Source |
| Income Taxes Paid, NetUSD | 18,363,000Source | — | — | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 27,103,000Source | 4,691,000Source | 5,380,000Source | 5,122,000Source |
| Bank Owned Life Insurance IncomeUSD | 14,244,000Source | 11,567,000Source | 10,463,000Source | 9,267,000Source |
| Debt and Equity Securities, Gain (Loss)USD | 0Source | 0Source | -22,438,000Source | 0Source |
| Debt and Equity Securities, Unrealized Gain (Loss)USD | — | — | — | -99,675,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 0Source | -19,352,000Source | -22,438,000Source | — |
| DepreciationUSD | 21,087,000Source | 14,911,000Source | 14,881,000Source | 14,857,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | 3,166,000Source | -3,309,000Source | 3,300,000Source | -9,854,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 92,573,000Source | 11,248,000Source | 18,793,000Source | — |
| Gain (Loss) on Disposition of BusinessUSD | 0Source | 53,349,000Source | — | — |
| Gain (Loss) on Sale of InvestmentsUSD | 1,467,000Source | 3,472,000Source | 547,000Source | 2,960,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | 20,329,000Source | 16,611,000Source | 14,573,000Source | 15,803,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 2,498,000Source | -33,000Source | 173,000Source | 239,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | 0Source | — | 0Source | 0Source |
| GoodwillUSD | 1,405,840,000Source | 988,898,000Source | 991,665,000Source | 991,708,000Source |
| Goodwill and Intangible Asset ImpairmentUSD | 0Source | — | — | — |
| Goodwill, Impairment LossUSD | — | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | 45,460,000Source | 49,508,000Source | 32,509,000Source | 45,240,000Source |
| Net Income (Loss) Attributable to ParentUSD | 181,272,000Source | 195,457,000Source | 144,678,000Source | 166,068,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 181,272,000Source | 195,457,000Source | 144,678,000Source | 166,068,000Source |
| Operating Lease, ExpenseUSD | 7,545,000Source | 6,136,000Source | 6,859,000Source | 7,623,000Source |
| Other Interest and Dividend IncomeUSD | 33,272,000Source | 39,557,000Source | 30,375,000Source | 8,853,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | 0Source | 0Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 311,310,000Source | 88,830,000Source | 149,025,000Source | 385,507,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 107,457,000Source | 9,273,000Source | 15,593,000Source | 23,788,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | 23,788,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 226,732,000Source | 244,965,000Source | 177,187,000Source | 211,308,000Source |
| Income Tax Expense (Benefit)USD | 45,460,000Source | 49,508,000Source | 32,509,000Source | 45,240,000Source |
| Net Income (Loss) Attributable to ParentUSD | 181,272,000Source | 195,457,000Source | 144,678,000Source | 166,068,000Source |
| Earnings Per Share, BasicUSD per share | 2.09Source | 3.29Source | 2.58Source | 2.97Source |
| Earnings Per Share, DilutedUSD per share | 2.07Source | 3.27Source | 2.56Source | 2.95Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 86,940,841Source | 59,350,157Source | 56,099,689Source | 55,904,579Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 87,514,783Source | 59,748,790Source | 56,448,163Source | 56,214,230Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 27,103,000Source | 4,691,000Source | 5,380,000Source | 5,122,000Source |
| Bank Owned Life Insurance IncomeUSD | 14,244,000Source | 11,567,000Source | 10,463,000Source | 9,267,000Source |
| Business Combination, Acquisition Related CostsUSD | 49,331,000Source | 13,349,000Source | 0Source | 1,787,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.89Source | 0.88Source | — | — |
| Cost of Property Repairs and MaintenanceUSD | 635,000Source | 372,000Source | 103,000Source | 54,000Source |
| Current Income Tax Expense (Benefit)USD | 43,773,000Source | 44,859,000Source | 37,514,000Source | 42,960,000Source |
| Debt and Equity Securities, Gain (Loss)USD | 0Source | 0Source | -22,438,000Source | 0Source |
| Debt and Equity Securities, Unrealized Gain (Loss)USD | — | — | — | -99,675,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | 3,166,000Source | -3,309,000Source | 3,300,000Source | -9,854,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 92,573,000Source | 11,248,000Source | 18,793,000Source | — |
| Goodwill, Impairment LossUSD | — | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 277,992,000Source | 60,512,000Source |
| InterestExpenseOperatingUSD | 458,290,000Source | 375,581,000Source | — | — |
| Interest Income (Expense), NetUSD | 803,969,000Source | 512,196,000Source | 519,327,000Source | 481,298,000Source |
| Labor and Related ExpenseUSD | 368,563,000Source | 283,768,000Source | 281,768,000Source | 261,654,000Source |
| Lease IncomeUSD | 960,000Source | 1,080,000Source | 1,441,000Source | 903,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 181,272,000Source | 195,457,000Source | 144,678,000Source | 166,068,000Source |
| Operating Lease, ExpenseUSD | 7,545,000Source | 6,136,000Source | 6,859,000Source | 7,623,000Source |
| Other Interest and Dividend IncomeUSD | 33,272,000Source | 39,557,000Source | 30,375,000Source | 8,853,000Source |
Filing attachments
d145081dex991.htm · 8-K · 2026-05-07
EX-99.1 5 d145081dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Contacts: For Media: For Financials: ─────────────────────────────────────────────────────── John S. Oxford James C. Mabry IV Senior Vice President Executive Vice President Director of Marketing Chief Financial Officer (662) 680-1219 (662) 680-1281 joxford@renasant.com jim.mabry@renasant.com RENASANT CORPORATION ANNOUNCES PRICING OF SUBORDINATED NOTES TUPELO, MISSISSIPPI (M…
Read attachment ↗d111977dex991.htm · 8-K · 2026-04-30
EX-99.1 2 d111977dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Fixed Income Investor Presentation Forward-Looking Statements and Financial Information This presentation may contain various statements about Renasant Corporation (“Renasant,” “RNST”, “the Company,” “we,” “our,” or “us”) that constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Statements preceded by, f…
Read attachment ↗ex411fbmstrust3-supplement.htm · 8-K · 2025-04-04
EX-4.11 12 ex411fbmstrust3-supplement.htm EX-4.11 Document Exhibit 4.11 FIRST SUPPLEMENTAL INDENTURE (The First Bancshares Statutory Trust III) THIS FIRST SUPPLEMENTAL INDENTURE dated as of April 1, 2025 is by and among Wilmington Trust Company, a Delaware trust company, as Trustee (herein, together with its successors in interest, the “Trustee”), Renasant Corporation, a Mississippi corporation (the “Successor Company”), and The First Bancshares, Inc., a Mississippi corporation (the “Com…
Read attachment ↗ex412_indenture.htm · 8-K · 2025-04-04
EX-4.12 13 ex412_indenture.htm EX-4.12 Document Exhibit 4.12 Execution Version The First Bancshares, Inc. as Issuer, and U.S. Bank National Association as Trustee INDENTURE Dated as of September 25, 2020 4.25% Fixed-to-Floating Rate Subordinated Notes due 2030 TABLE OF CONTENTS ARTICLE I DEFINITIONS AND INCORPORATION BY REFERENCE 1 Section 101 Definitions. 1 Section 102 Compliance Certificates…
Read attachment ↗ex4132030notes-supplementa.htm · 8-K · 2025-04-04
EX-4.13 14 ex4132030notes-supplementa.htm EX-4.13 Document Exhibit 4.13 FIRST SUPPLEMENTAL INDENTURE (4.25% Fixed-to-Floating Rate Subordinated Notes due 2030) THIS FIRST SUPPLEMENTAL INDENTURE dated as of April 1, 2025 is by and among U. S. Bank, National Association, a national banking association (herein, the “Trustee”), Renasant Corporation, a Mississippi corporation (the “Successor Company”), and The First Bancshares, Inc., a Mississippi corporation (the “Company”) and the “Company”…
Read attachment ↗ex414_formofsubdebtnote.htm · 8-K · 2025-04-04
EX-4.14 15 ex414_formofsubdebtnote.htm EX-4.14 Document Exhibit 4.14 GLOBAL SUBORDINATED NOTE THE FIRST BANCSHARES, INC. 4.25% FIXED TO FLOATING RATE SUBORDINATED NOTE DUE 2030 THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTHERWISE DISPOSED OF EXCEPT (A) PURSUANT TO, AND IN ACCORDANCE WITH, A REGISTRATION STATEMENT THAT IS…
Read attachment ↗