Company research
LCNB CORP
CIK 1074902Updated Nov 11, 2026
SecurityLCNB · NASDAQ · equity
LCNB price & chart
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Recent filings
13F-HR filing
10-Q filing
Regulation FD Disclosure
Items 7.01, 9.01
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
Show 5 more recent filings
D/A filing
Items 06b
D filing
Items 06b
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
13F-HR filing
Regulation FD Disclosure
Items 7.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 2,244,365,000Source | 2,346,908,000Source | 2,223,715,000Source | 2,307,800,000Source | 2,371,313,000Source | 2,237,836,000Source | 2,302,745,000Source | 2,283,151,000Source | 2,240,769,000Source | 2,307,394,000Source | 2,291,592,000Source | 1,919,121,000Source |
| Property, Plant and Equipment, NetUSD | 39,422,000Source | 41,233,000Source | 39,781,000Source | 39,662,000Source | 40,766,000Source | 38,965,000Source | 39,972,000Source | 36,690,000Source | 39,196,000Source | 41,049,000Source | 36,302,000Source | 33,042,000Source |
| GoodwillUSD | 90,310,000Source | 90,209,000Source | 90,310,000Source | 90,310,000Source | 93,922,000Source | 90,310,000Source | 90,310,000Source | 79,559,000Source | 90,310,000Source | 90,310,000Source | 79,509,000Source | 59,221,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 9,680,000Source | 11,605,000Source | 8,499,000Source | 10,106,000Source | 12,135,000Source | 8,893,000Source | 10,616,000Source | 8,903,000Source | 9,271,000Source | 11,104,000Source | 9,494,000Source | 1,827,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 35,865,000Source | 39,374,000Source | 24,855,000Source | 49,778,000Source | 34,872,000Source | 29,181,000Source | 37,670,000Source | 32,951,000Source | 21,614,000Source | 35,744,000Source | 39,723,000Source | 22,701,000Source |
| Operating Lease, Right-of-Use AssetUSD | 6,405,000Source | 5,853,000Source | 6,239,000Source | 6,020,000Source | 6,026,000Source | 6,388,000Source | 5,935,000Source | 5,838,000Source | 6,475,000Source | 5,785,000Source | 6,000,000Source | 6,248,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,974,495,000Source | 2,093,662,000Source | 1,943,098,000Source | 2,044,326,000Source | 2,126,099,000Source | 1,962,020,000Source | 2,044,094,000Source | 2,049,488,000Source | 1,966,840,000Source | 2,054,358,000Source | 2,056,289,000Source | 1,718,446,000Source |
| Commitments and ContingenciesUSD | — | — | — | — | 0Source | — | — | 0Source | — | — | 0Source | 0Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 187,957,000Source | 186,716,000Source | 188,868,000Source | 187,653,000Source | 187,195,000Source | 188,620,000Source | 187,369,000Source | 174,082,000Source | 188,212,000Source | 186,937,000Source | 173,637,000Source | 144,069,000Source |
| Retained Earnings (Accumulated Deficit)USD | 149,403,000Source | 138,325,000Source | 157,609,000Source | 145,621,000Source | 136,883,000Source | 153,250,000Source | 142,811,000Source | 139,050,000Source | 151,938,000Source | 141,290,000Source | 140,017,000Source | 139,249,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -11,419,000Source | -15,780,000Source | -9,773,000Source | -13,729,000Source | -22,849,000Source | -9,967,000Source | -15,527,000Source | -23,454,000Source | -10,150,000Source | -19,189,000Source | -22,336,000Source | -29,954,000Source |
| Stockholders' Equity Attributable to ParentUSD | 269,870,000Source | 253,246,000Source | 280,617,000Source | 263,474,000Source | 245,214,000Source | 275,816,000Source | 258,651,000Source | 233,663,000Source | 273,929,000Source | 253,036,000Source | 235,303,000Source | 200,675,000Source |
| Liabilities and EquityUSD | 2,244,365,000Source | 2,346,908,000Source | 2,223,715,000Source | 2,307,800,000Source | 2,371,313,000Source | 2,237,836,000Source | 2,302,745,000Source | 2,283,151,000Source | 2,240,769,000Source | 2,307,394,000Source | 2,291,592,000Source | 1,919,121,000Source |
| Additional Financial Items | ||||||||||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | — | — | — | — | — | — | — | — | -10,143,000Source | -19,190,000Source | — | — |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | — | — | — | — | — | — | — | — | 7,000Source | -1,000Source | — | — |
| Long-term DebtUSD | 104,717,000Source | 155,662,000Source | 103,836,000Source | 105,000,000Source | 162,150,000Source | 104,133,000Source | 104,637,000Source | 162,638,000Source | 104,428,000Source | 155,153,000Source | 113,123,000Source | 19,072,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 300,000Source | 506,000Source | 2,782,000Source | 1,951,000Source | -323,000Source | -345,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 3,101,000Source | 2,212,000Source | 34,396,000Source | 93,236,000Source | 20,702,000Source | 25,242,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | 0Source | 2,144,000Source | — | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 9,329,000Source | 9,813,000Source | 52,052,000Source | 61,394,000Source | -57,753,000Source | -44,912,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 335,000Source | 70,000Source | 959,000Source | 3,798,000Source | 2,606,000Source | 884,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | — | — | 3,326,000Source | 23,660,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -4,863,000Source | -10,099,000Source | -100,578,000Source | -158,609,000Source | 54,073,000Source | 24,235,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 3,132,000Source | 3,088,000Source | 12,472,000Source | 12,219,000Source | 9,938,000Source | 9,191,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 295,000Source | 50,516,000Source | 51,088,000Source | 8,001,000Source | 6,919,000Source | 5,928,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 7,567,000Source | 1,926,000Source | -14,130,000Source | -3,979,000Source | 17,022,000Source | 4,565,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | — | — | — | — | — | — | — | — | 39,723,000Source | 22,701,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 6,904,000Source | 9,675,000Source | 33,474,000Source | 42,532,000Source | 21,740,000Source | 4,677,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | -83,000Source | 0Source | — | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 247,000Source | 304,000Source | 228,000Source | 301,000Source | 225,000Source | 297,000Source | 1,075,000Source | 1,142,000Source | 532,000Source | 478,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 361,000Source | 654,000Source | 366,000Source | 353,000Source | 359,000Source | 346,000Source | 1,422,000Source | 1,665,000Source | 1,136,000Source | 1,074,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | 0Source | 0Source | — | 0Source | — | 0Source | 0Source | -214,000Source | 0Source | 0Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 2,200,000Source | 2,085,000Source | — | — |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 219,000Source | 503,000Source | 668,000Source | 604,000Source | 2,989,000Source | 2,744,000Source |
| Depreciation, NonproductionUSD | — | — | — | — | — | — | — | — | — | — | 1,881,000Source | 1,897,000Source |
| Equipment ExpenseUSD | — | — | 380,000Source | 420,000Source | 338,000Source | 371,000Source | 392,000Source | 382,000Source | 1,517,000Source | 1,584,000Source | 1,616,000Source | 1,629,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | -1,000Source | 49,000Source | 20,000Source | 8,000Source | -22,000Source | 14,000Source | 30,000Source | -9,000Source | -5,000Source | -292,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | -61,000Source | 0Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | -1,000Source | 49,000Source | 20,000Source | 8,000Source | -22,000Source | 14,000Source | 30,000Source | -9,000Source | 56,000Source | -292,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 231,000Source | 681,000Source | 233,000Source | 63,000Source | 2,398,000Source | 162,000Source | 1,976,000Source | 1,266,000Source | 653,000Source | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | -14,000Source | 0Source | 0Source | 455,000Source | 422,000Source | -455,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 718,000Source | 1,625,000Source | 420,000Source | 615,000Source | 200,000Source | 841,000Source | 2,937,000Source | 3,433,000Source | 697,000Source | 196,000Source |
| GoodwillUSD | — | — | 90,310,000Source | 90,209,000Source | 90,310,000Source | 90,310,000Source | 90,310,000Source | 90,310,000Source | 90,310,000Source | 90,310,000Source | 79,509,000Source | 59,221,000Source |
| Income Tax Expense (Benefit)USD | — | — | 1,538,000Source | 798,000Source | 1,699,000Source | 1,285,000Source | 877,000Source | 906,000Source | 5,032,000Source | 2,469,000Source | 2,632,000Source | 4,818,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,936,000Source | 4,532,000Source | 7,494,000Source | 5,919,000Source | 4,444,000Source | 4,609,000Source | 23,120,000Source | 13,492,000Source | 12,628,000Source | 22,128,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 6,897,000Source | 4,504,000Source | 7,447,000Source | 5,887,000Source | 4,416,000Source | 4,581,000Source | 22,989,000Source | 13,410,000Source | 12,542,000Source | 22,014,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 733,000Source | 672,000Source | 604,000Source | 691,000Source | 618,000Source | 694,000Source | 2,760,000Source | 2,900,000Source | 1,607,000Source | 641,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 142,000Source | 148,000Source | 625,000Source | 525,000Source | 428,000Source | 408,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | 0Source | 363,000Source | 50,000,000Source | 95,000,000Source | 15,000,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 4,228,000Source | 7,012,000Source | 42,324,000Source | 32,149,000Source | 22,609,000Source | 20,680,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 211,000Source | 660,000Source | 276,000Source | 18,000Source | 2,339,000Source | 197,000Source | 1,936,000Source | 1,962,000Source | — | 250,000Source |
| Gain (Loss) on Sale of Mortgage Loans | — | — | — | — | — | — | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 8,474,000Source | 5,330,000Source | 9,193,000Source | 7,204,000Source | 5,321,000Source | 5,515,000Source | 28,152,000Source | 15,961,000Source | 15,260,000Source | 26,946,000Source |
| Income Tax Expense (Benefit)USD | — | — | 1,538,000Source | 798,000Source | 1,699,000Source | 1,285,000Source | 877,000Source | 906,000Source | 5,032,000Source | 2,469,000Source | 2,632,000Source | 4,818,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,936,000Source | 4,532,000Source | 7,494,000Source | 5,919,000Source | 4,444,000Source | 4,609,000Source | 23,120,000Source | 13,492,000Source | 12,628,000Source | 22,128,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.49Source | 0.31Source | 0.53Source | 0.41Source | 0.31Source | 0.33Source | 1.63Source | 0.97Source | 1.1Source | 1.93Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.49Source | 0.31Source | 0.53Source | 0.41Source | 0.31Source | 0.33Source | 1.63Source | 0.97Source | 1.1Source | 1.93Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 14,097,414Source | 14,018,765Source | 14,157,834Source | 14,085,764Source | 14,125,191Source | 14,051,310Source | 14,086,379Source | 13,764,985Source | 11,417,857Source | 11,410,981Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 14,097,414Source | 14,018,765Source | 14,157,834Source | 14,085,764Source | 14,125,191Source | 14,051,310Source | 14,086,379Source | 13,764,985Source | 11,417,857Source | 11,410,981Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 247,000Source | 304,000Source | 228,000Source | 301,000Source | 225,000Source | 297,000Source | 1,075,000Source | 1,142,000Source | 532,000Source | 478,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 361,000Source | 654,000Source | 366,000Source | 353,000Source | 359,000Source | 346,000Source | 1,422,000Source | 1,665,000Source | 1,136,000Source | 1,074,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | 0Source | 281,000Source | 0Source | 140,000Source | — | 0Source | 140,000Source | 3,442,000Source | 4,656,000Source | — |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.22Source | 0.22Source | 0.22Source | 0.22Source | 0.22Source | 0.22Source | 0.88Source | 0.88Source | 0.85Source | 0.81Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | 518,000Source | — | — |
| Equipment ExpenseUSD | — | — | 380,000Source | 420,000Source | 338,000Source | 371,000Source | 392,000Source | 382,000Source | 1,517,000Source | 1,584,000Source | 1,616,000Source | 1,629,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | -61,000Source | 0Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 231,000Source | 681,000Source | 233,000Source | 63,000Source | 2,398,000Source | 162,000Source | 1,976,000Source | 1,266,000Source | 653,000Source | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | — | — | — | — | 28,152,000Source | — | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 23,250,000Source | 4,711,000Source |
| InterestExpenseOperatingUSD | — | — | 8,179,000Source | 11,428,000Source | 6,541,000Source | 8,398,000Source | 6,583,000Source | 9,017,000Source | 32,525,000Source | 44,220,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 18,126,000Source | 14,970,000Source | 19,791,000Source | 17,541,000Source | 18,847,000Source | 16,299,000Source | 70,222,000Source | 60,795,000Source | 56,349,000Source | 61,042,000Source |
| Labor and Related ExpenseUSD | — | — | 8,682,000Source | 9,025,000Source | 8,959,000Source | 8,872,000Source | 9,467,000Source | 9,172,000Source | 35,496,000Source | 35,170,000Source | 29,108,000Source | 28,483,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 336,000Source | 320,000Source | 315,000Source | 281,000Source | 294,000Source | 315,000Source | 1,223,000Source | 1,047,000Source | 1,101,000Source | 1,184,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 6,897,000Source | 4,504,000Source | 7,447,000Source | 5,887,000Source | 4,416,000Source | 4,581,000Source | 22,989,000Source | 13,410,000Source | 12,542,000Source | 22,014,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 733,000Source | 672,000Source | 604,000Source | 691,000Source | 618,000Source | 694,000Source | 2,760,000Source | 2,900,000Source | 1,607,000Source | 641,000Source |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossPeriodIncreaseDecrease | — | — | — | —Source | — | — | — | — | — | — | — | — |