Company research
Stellar Bancorp, Inc.
CIK 1473844Updated Oct 9, 2026
Securities
Name history
Stellar Bancorp. Inc. · through Oct 3, 2022CBTX, Inc. · through Oct 3, 2022CBFH, Inc. · through Sep 26, 2017
CBTX price & chart
Historical security
This listing closed Sep 30, 2022. Live provider charts are shown only for current listings.
About the company
Stellar Bancorp, Inc. is a bank holding company headquartered in Houston, Texas. Stellar’s principal banking subsidiary, Stellar Bank, provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across Houston, Dallas, Beaumont and surrounding communities in Texas.
In the news
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Financials
FY 2025 · USDSource
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Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q3 2023 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 10,628,113,000Source | 10,629,777,000Source | 10,665,460,000Source | 10,493,010,000Source | 10,723,663,000Source | 10,889,356,000Source | 10,434,887,000Source | 10,729,222,000Source | 10,806,594,000Source | 10,905,790,000Source | 10,647,139,000Source | 10,900,437,000Source |
| Property, Plant and Equipment, NetUSD | 107,803,000Source | 113,742,000Source | 119,332,000Source | 108,615,000Source | 113,984,000Source | 99,861,000Source | 109,750,000Source | 115,698,000Source | 106,118,000Source | 111,856,000Source | 118,683,000Source | 126,803,000Source |
| GoodwillUSD | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,260,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 728,449,000Source | 516,217,000Source | 302,272,000Source | 578,104,000Source | 490,250,000Source | 549,570,000Source | 560,575,000Source | 399,742,000Source | 419,453,000Source | 911,216,000Source | 399,237,000Source | 371,705,000Source |
| Operating Lease, Right-of-Use AssetUSD | 16,204,000Source | 18,361,000Source | 20,483,000Source | 16,126,000Source | 18,484,000Source | 14,342,000Source | 16,456,000Source | 19,193,000Source | 15,327,000Source | 17,279,000Source | 20,746,000Source | 23,538,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 8,974,975,000Source | 9,003,654,000Source | 9,204,614,000Source | 8,889,176,000Source | 9,157,868,000Source | 9,221,591,000Source | 8,824,055,000Source | 9,198,524,000Source | 9,137,940,000Source | 9,297,930,000Source | 9,126,121,000Source | 9,517,261,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 512,000Source | 535,000Source | 533,000Source | 514,000Source | 536,000Source | 509,000Source | 521,000Source | 536,000Source | 509,000Source | 534,000Source | 533,000Source | 530,000Source |
| Additional Paid in CapitalUSD | 1,182,781,000Source | 1,238,619,000Source | 1,231,686,000Source | 1,185,048,000Source | 1,238,477,000Source | 1,170,867,000Source | 1,202,628,000Source | 1,235,221,000Source | 1,174,894,000Source | 1,240,050,000Source | 1,232,627,000Source | 1,222,761,000Source |
| Retained Earnings (Accumulated Deficit)USD | 547,717,000Source | 474,905,000Source | 385,600,000Source | 529,216,000Source | 447,948,000Source | 585,403,000Source | 510,072,000Source | 425,130,000Source | 566,216,000Source | 492,640,000Source | 405,945,000Source | 303,146,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -77,872,000Source | -87,936,000Source | -156,973,000Source | -110,944,000Source | -121,166,000Source | -89,014,000Source | -102,389,000Source | -130,189,000Source | -72,965,000Source | -125,364,000Source | -118,087,000Source | -143,261,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,653,138,000Source | 1,626,123,000Source | 1,460,846,000Source | 1,603,834,000Source | 1,565,795,000Source | 1,667,765,000Source | 1,610,832,000Source | 1,530,698,000Source | 1,668,654,000Source | 1,607,860,000Source | 1,521,018,000Source | 1,383,176,000Source |
| Liabilities and EquityUSD | 10,628,113,000Source | 10,629,777,000Source | 10,665,460,000Source | 10,493,010,000Source | 10,723,663,000Source | 10,889,356,000Source | 10,434,887,000Source | 10,729,222,000Source | 10,806,594,000Source | 10,905,790,000Source | 10,647,139,000Source | 10,900,437,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 1,956,000Source | 1,966,000Source | 9,151,000Source | 10,764,000Source | 9,945,000Source | 9,042,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 889,000Source | 1,008,000Source | -1,741,000Source | 3,298,000Source | 10,250,000Source | 1,931,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 16,508,000Source | -5,679,000Source | 97,004,000Source | 132,619,000Source | 168,217,000Source | 109,066,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 31,828,000Source | 147,380,000Source | -348,221,000Source | 246,091,000Source | 295,254,000Source | 73,760,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 268,000Source | 770,000Source | 4,398,000Source | 4,663,000Source | 6,861,000Source | 3,811,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 4,173,000Source | 38,602,000Source | 73,352,000Source | 2,842,000Source | 0Source | 23,605,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 81,781,000Source | -492,342,000Source | -240,546,000Source | 133,269,000Source | -435,939,000Source | -568,630,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 7,779,000Source | 7,270,000Source | 29,296,000Source | 28,308,000Source | 27,698,000Source | 15,378,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 130,117,000Source | -350,641,000Source | -491,763,000Source | 511,979,000Source | 27,532,000Source | -385,804,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 728,449,000Source | 516,217,000Source | 578,104,000Source | 490,250,000Source | 549,570,000Source | 560,575,000Source | 419,453,000Source | 911,216,000Source | 399,237,000Source | 371,705,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 39,432,000Source | 50,258,000Source | 184,394,000Source | 188,644,000Source | 144,868,000Source | 33,691,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 2,600,000Source | 3,000,000Source | 2,600,000Source | 2,800,000Source | — | 2,000,000Source | 9,200,000Source | 10,800,000Source | 9,900,000Source | 9,000,000Source |
| Amortization of Intangible AssetsUSD | — | — | 5,554,000Source | 6,212,000Source | 5,548,000Source | 6,215,000Source | 4,886,000Source | 5,548,000Source | 21,580,000Source | 24,220,000Source | 26,883,000Source | 9,303,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 632,000Source | 614,000Source | 618,000Source | 591,000Source | 626,000Source | 610,000Source | 2,886,000Source | 2,414,000Source | 2,178,000Source | 1,125,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | 390,000Source | 4,050,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 8,100,000Source | 7,800,000Source | 7,600,000Source | 5,000,000Source |
| Depreciation, NonproductionUSD | — | — | 2,015,000Source | 1,911,000Source | 1,992,000Source | 1,948,000Source | 1,971,000Source | 1,995,000Source | 8,058,000Source | 7,807,000Source | 7,584,000Source | 4,951,000Source |
| Gain (Loss) on Disposition of AssetsUSD | — | — | -491,000Source | 432,000Source | -57,000Source | -64,000Source | -37,000Source | 417,000Source | -302,000Source | 769,000Source | — | — |
| Gain (Loss) on Disposition of Other AssetsUSD | — | — | — | — | — | — | -37,000Source | 417,000Source | -302,000Source | 769,000Source | 390,000Source | — |
| GoodwillUSD | — | — | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,318,000Source | 497,260,000Source |
| Income Tax Expense (Benefit)USD | — | — | 6,513,000Source | 8,837,000Source | 6,680,000Source | 7,792,000Source | 6,414,000Source | 6,263,000Source | 24,910,000Source | 29,957,000Source | 31,387,000Source | 11,092,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 25,670,000Source | 33,891,000Source | 26,352,000Source | 29,753,000Source | 26,966,000Source | 24,702,000Source | 102,872,000Source | 115,003,000Source | 130,497,000Source | 51,432,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 25,670,000Source | 33,891,000Source | 26,352,000Source | 29,753,000Source | 26,966,000Source | 24,702,000Source | 102,872,000Source | 115,003,000Source | 130,497,000Source | 51,432,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 1,553,525,000Source | 1,392,366,000Source | 5,794,483,000Source | 5,237,440,000Source | 4,137,330,000Source | 2,351,865,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | 851,000Source | 2,173,000Source | 986,000Source | 2,510,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | -918,000Source | -6,338,000Source | — | -1,514,000Source | 3,160,000Source | 2,851,000Source | 6,334,000Source | -3,964,000Source | 9,625,000Source | 44,032,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 1,545,000Source | 1,594,000Source | 1,561,000Source | 1,648,000Source | 1,635,000Source | 1,584,000Source | 6,282,000Source | 6,430,000Source | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 32,183,000Source | 42,728,000Source | 33,032,000Source | 37,545,000Source | 33,380,000Source | 30,965,000Source | 127,782,000Source | 144,960,000Source | 161,884,000Source | 62,524,000Source |
| Income Tax Expense (Benefit)USD | — | — | 6,513,000Source | 8,837,000Source | 6,680,000Source | 7,792,000Source | 6,414,000Source | 6,263,000Source | 24,910,000Source | 29,957,000Source | 31,387,000Source | 11,092,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 25,670,000Source | 33,891,000Source | 26,352,000Source | 29,753,000Source | 26,966,000Source | 24,702,000Source | 102,872,000Source | 115,003,000Source | 130,497,000Source | 51,432,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.5Source | 0.63Source | 0.51Source | 0.56Source | 0.53Source | 0.46Source | 1.99Source | 2.15Source | 2.45Source | 1.48Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.5Source | 0.63Source | 0.51Source | 0.56Source | 0.53Source | 0.46Source | 1.99Source | 2.15Source | 2.45Source | 1.47Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 51,283,000Source | 54,541,000Source | 51,529,000Source | 53,572,000Source | 50,829,000Source | 53,146,000Source | 51,756,000Source | 53,469,000Source | 53,229,000Source | 34,738,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 51,356,000Source | 54,580,000Source | 51,569,000Source | 53,608,000Source | 50,944,000Source | 53,197,000Source | 51,808,000Source | 53,510,000Source | 53,313,000Source | 35,007,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 5,554,000Source | 6,212,000Source | 5,548,000Source | 6,215,000Source | 4,886,000Source | 5,548,000Source | 21,580,000Source | 24,220,000Source | 26,883,000Source | 9,303,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 632,000Source | 614,000Source | 618,000Source | 591,000Source | 626,000Source | 610,000Source | 2,886,000Source | 2,414,000Source | 2,178,000Source | 1,125,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.14Source | 0.13Source | 0.14Source | 0.13Source | 0.15Source | 0.14Source | 0.57Source | 0.53Source | 0.52Source | 0.43Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | 390,000Source | 4,050,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 6,857,000Source | 7,543,000Source | 29,638,000Source | 32,027,000Source | 34,467,000Source | 14,254,000Source |
| Interest ExpenseUSD | — | — | — | — | — | 50,769,000Source | — | — | — | — | 154,058,000Source | 34,036,000Source |
| InterestExpenseOperatingUSD | — | — | 44,769,000Source | 50,269,000Source | 44,364,000Source | 50,769,000Source | 39,164,000Source | 43,062,000Source | 172,850,000Source | 194,408,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 100,644,000Source | 101,507,000Source | 98,335,000Source | 101,410,000Source | 105,931,000Source | 99,258,000Source | 401,620,000Source | 407,992,000Source | 436,759,000Source | 288,958,000Source |
| Labor and Related ExpenseUSD | — | — | 43,175,000Source | 41,123,000Source | 40,927,000Source | 39,061,000Source | 43,931,000Source | 41,792,000Source | 168,807,000Source | 165,357,000Source | 157,034,000Source | 107,554,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 1,425,000Source | 878,000Source | 1,167,000Source | 891,000Source | 799,000Source | 782,000Source | 4,707,000Source | 4,127,000Source | 3,627,000Source | 2,460,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 25,670,000Source | 33,891,000Source | 26,352,000Source | 29,753,000Source | 26,966,000Source | 24,702,000Source | 102,872,000Source | 115,003,000Source | 130,497,000Source | 51,432,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 1,545,000Source | 1,594,000Source | 1,561,000Source | 1,648,000Source | 1,635,000Source | 1,584,000Source | 6,282,000Source | 6,430,000Source | — | — |
Filing attachments
ex99_1.htm · SCHEDULE 13G/A · 2026-05-15
Exhibit 99.1 EXHIBIT 1 JOINT ACQUISITION STATEMENT PURSUANT TO RULE 13d-1(k) The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements. The undersigned acknowledge that each shall be responsible for the timely filing of such amendme…
Read attachment ↗pb-ex99_1.htm · 425 · 2026-04-29
Exhibit 99.1 PRESS RELEASE For more information contact: Prosperity Bancshares, Inc.® Cullen Zalman Prosperity Bank Plaza Executive Vice President – Banking and Corporate Activities 4295 San Felipe 281.269.7199 Houston, Texas 77027 cullen.zalman@prosperitybankusa.com FOR IMMEDIATE RELEASE PROSPERITY BANCSHARES, INC. ® REPORTS FIRST QUARTER 2026 EARNINGS • Completed the merger of American Bank Holding Corporation …
Read attachment ↗ex99_1.htm · SCHEDULE 13G · 2026-02-17
Exhibit 99.1 EXHIBIT 1 JOINT ACQUISITION STATEMENT PURSUANT TO RULE 13d-1(k) The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is filed on behalf of each of the undersigned and that all subsequent amendments to this statement on Schedule 13G shall be filed on behalf of each of the undersigned without the necessity of filing additional joint acquisition statements. The undersigned acknowledge that each shall be responsible for the timely filing of such amendme…
Read attachment ↗tm264235d1_ex99-1.htm · 8-K · 2026-01-28
Exhibit 99.1 PRESS RELEASE STELLAR BANCORP, INC. REPORTS FOURTH QUARTER 2025 RESULTS HOUSTON, January 28, 2026 - Stellar Bancorp, Inc. (the “Company” or “Stellar”) (NYSE: STEL) today reported net income of $26.1 million, or diluted earnings per share of $0.51, for the fourth quarter of 2025 and net income of $102.9 million, or diluted earnings per share of $1.99, for the full year 2025. Financial Highlights Strong Net Interest Income and Margin: Net interest income was $103.4 million for…
Read attachment ↗tm264235d3_ex99-1.htm · 425 · 2026-01-28
Exhibit 99.1 PRESS RELEASE PROSPERITY BANCSHARES, INC.® AND STELLAR BANCORP, INC. ANNOUNCE MERGER FOR IMMEDIATE RELEASE HOUSTON, TEXAS, January 28, 2026. Prosperity Bancshares, Inc. ® (NYSE: PB) (“Prosperity”), the parent company of Prosperity Bank ®, and Stellar Bancorp, Inc. (NYSE: STEL) (“Stellar”), the parent holding company of Stellar Bank, headquartered in Houston, Texas, today jointly announced the signing of a definitive merger agreement whereby Prosperity will acquire Stellar and…
Read attachment ↗tm264235d3_ex99-2.htm · 425 · 2026-01-28
Exhibit 99.2 Announces the acquisition of January 28, 2026 ──────────────────────────────── 2 Cautionary Note on Forward Looking Statements This presentation contains statements regarding the proposed transaction between Prosperity Bancshares, Inc. (“Prosperity”) and Stellar Bancorp, Inc. (“Stellar”); future financial and operating results; benefits and synergies of the proposed transaction; future opportunities for Prosperity; the issuance of common stock of Prosperity contemplat…
Read attachment ↗