Company research
Metropolitan Bank Holding Corp.
CIK 1476034Updated Sep 24, 2026
SecurityMCB · NYSE · equity
MCB price & chart
Loading TradingView…
NYSE:MCB on TradingView ↗About the company
Metropolitan Commercial Bank (“MCB”) is a New York City - based, full-service commercial bank serving businesses, institutions, and individuals who value expertise, responsiveness, and long-term partnerships. Since 1999, MCB has built enduring client relationships, many spanning generations, by delivering consistent, relationship-driven banking. The Bank provides a full suite of commercial, business, and personal banking solutions, with deep expertise in sectors including real estate, property management, legal services, healthcare, government, and global investors utilizing EB-5 financial solutions. MCB combines specialized capabilities with a highly personalized approach, offering integrated solutions such as title and escrow services, 1031 exchanges, and merchant acquiring.
In the news
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp. - MCB ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Metropolitan Bank Holding Corp.- MCB ↗
Recent filings
4 filing
4 filing
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Other Events
Items 8.01, 9.01
Show 5 more recent filings
144 filing
Other Events
Items 8.01, 9.01
11-K filing
4 filing
8-K filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 8,255,716,000Source | 7,300,749,000Source | 7,067,672,000Source | 6,267,337,000Source |
| Property, Plant and Equipment, NetUSD | 38,346,000Source | 34,964,000Source | 35,065,000Source | 31,869,000Source |
| GoodwillUSD | 9,700,000Source | 9,700,000Source | 9,700,000Source | 9,700,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 393,587,000Source | 200,268,000Source | 269,465,000Source | 257,418,000Source |
| Operating Lease, Right-of-Use AssetUSD | 44,994,000Source | 47,619,000Source | 42,245,000Source | 44,339,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 7,512,604,000Source | 6,570,922,000Source | 6,408,651,000Source | 5,691,440,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 113,000Source | 112,000Source | 111,000Source | 109,000Source |
| Additional Paid in CapitalUSD | 405,565,000Source | 400,188,000Source | 395,871,000Source | 389,276,000Source |
| Retained Earnings (Accumulated Deficit)USD | 450,639,000Source | 382,661,000Source | 315,975,000Source | 240,810,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -39,739,000Source | -53,134,000Source | -52,936,000Source | -54,298,000Source |
| Stockholders' Equity Attributable to ParentUSD | 743,112,000Source | 729,827,000Source | 659,021,000Source | 575,897,000Source |
| Liabilities and EquityUSD | 8,255,716,000Source | 7,300,749,000Source | 7,067,672,000Source | 6,267,337,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 71,098,000Source | 66,686,000Source | 77,268,000Source | 59,425,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 2,900,000Source | 2,700,000Source | 2,600,000Source | 2,500,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 8,928,000Source | 8,899,000Source | 9,765,000Source | 7,836,000Source |
| Deferred Income Tax Expense (Benefit)USD | -9,264,000Source | -2,798,000Source | -2,800,000Source | -4,000,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 88,680,000Source | 148,459,000Source | 42,426,000Source | 85,891,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -762,963,000Source | -369,611,000Source | -775,449,000Source | -1,229,350,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 73,466,000Source | — | — | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 867,602,000Source | 151,955,000Source | 745,070,000Source | -958,473,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 393,587,000Source | 200,268,000Source | 269,465,000Source | 257,418,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 212,217,000Source | 215,380,000Source | 151,403,000Source | 31,599,000Source |
| Income Taxes Paid, NetUSD | 25,852,000Source | — | — | — |
| Additional Financial Items | ||||
| Depreciation, Amortization and Accretion, NetUSD | -11,053,000Source | -11,412,000Source | 2,899,000Source | 4,338,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | 23,000Source | -258,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 37,461,000Source | 5,431,000Source | 12,058,000Source | — |
| GoodwillUSD | 9,700,000Source | 9,700,000Source | 9,700,000Source | 9,700,000Source |
| Goodwill, Impairment LossUSD | 0Source | — | — | — |
| Income Tax Expense (Benefit)USD | 30,411,000Source | 30,395,000Source | 29,650,000Source | 37,473,000Source |
| Net Income (Loss) Attributable to ParentUSD | 71,098,000Source | 66,686,000Source | 77,268,000Source | 59,425,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 71,098,000Source | 66,686,000Source | 76,903,000Source | 59,284,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 4,900,000Source |
| Other Interest and Dividend IncomeUSD | 1,833,000Source | 2,240,000Source | 2,522,000Source | 939,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 108,419,000Source | 53,166,000Source | 42,342,000Source | 76,728,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | 194,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 37,592,000Source | 6,257,000Source | 12,283,000Source | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 11,053,000Source | 23,936,000Source | 27,880,000Source | 26,851,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 101,509,000Source | 97,081,000Source | 106,918,000Source | 96,898,000Source |
| Income Tax Expense (Benefit)USD | 30,411,000Source | 30,395,000Source | 29,650,000Source | 37,473,000Source |
| Net Income (Loss) Attributable to ParentUSD | 71,098,000Source | 66,686,000Source | 77,268,000Source | 59,425,000Source |
| Earnings Per Share, BasicUSD per share | 6.71Source | 5.97Source | 6.95Source | 5.42Source |
| Earnings Per Share, DilutedUSD per share | 6.62Source | 5.93Source | 6.91Source | 5.29Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 10,594,606Source | 11,179,074Source | 11,060,110Source | 10,929,021Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 10,741,670Source | 11,255,223Source | 11,129,900Source | 11,200,184Source |
| Additional Financial Items | ||||
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.3Source | — | — | — |
| Current Income Tax Expense (Benefit)USD | 39,675,000Source | 33,193,000Source | 32,450,000Source | 41,473,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 37,461,000Source | 5,431,000Source | 12,058,000Source | — |
| Goodwill, Impairment LossUSD | 0Source | — | — | — |
| Interest ExpenseUSD | — | — | 152,569,000Source | 31,581,000Source |
| InterestExpenseOperatingUSD | 212,043,000Source | 215,295,000Source | — | — |
| Interest Income (Expense), NetUSD | 303,235,000Source | 253,084,000Source | 222,836,000Source | 229,158,000Source |
| Labor and Related ExpenseUSD | 84,029,000Source | 77,859,000Source | 66,961,000Source | 57,290,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 71,098,000Source | 66,686,000Source | 76,903,000Source | 59,284,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 4,900,000Source |
| Other Interest and Dividend IncomeUSD | 1,833,000Source | 2,240,000Source | 2,522,000Source | 939,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 11,053,000Source | 23,936,000Source | 27,880,000Source | 26,851,000Source |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | — | — | 365,000Source | 141,000Source |
Filing attachments
mcb-20260721xex99d1.htm · 8-K · 2026-07-21
EX-99.1 2 mcb-20260721xex99d1.htm EX-99.1 Exhibit 99.1 Release: 4:05 P.M. July 21, 2026 ───────────────────────────────────────── 212-365-6721 IR@MCBankNY.com Metropolitan Bank Holding Corp. Reports Second Quarter 2026 Results Quarterly Net Interest Income Increased 22.8% Year Over Year Continued Strong Capital, Liquidity and Loan Growth Position the Company for Solid Long-Term Financial Performance Financial Highlights ●Diluted earnings per share was $1.54 for the second qua…
Read attachment ↗mcb-20260721xex99d2.htm · 8-K · 2026-07-21
EX-99.2 3 mcb-20260721xex99d2.htm EX-99.2 Exhibit 99.2 2Q 2026 Investor Presentation Contents 1 Page Disclosure 2 Performance Metrics 3 Differentiating Factors 7 Loans and Deposits 12 Selected Financial Information and Guidance 19 2 Disclosure This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Examples of forward-looking statements include but are not limited to the Company’s f…
Read attachment ↗mcb-20260421xex99d1.htm · 8-K · 2026-04-21
EX-99.1 2 mcb-20260421xex99d1.htm EX-99.1 Exhibit 99.1 Release: 4:05 P.M. April 21, 2026 ────────────────────────────────────────── 212-365-6721 IR@MCBankNY.com Metropolitan Bank Holding Corp. Reports First Quarter 2026 Results Strong Financial Performance and Successful Follow on Equity offering Highlight First Quarter Results Financial Highlights ●Diluted earnings per share of $2.92 for the first quarter of 2026, compared to $2.77 for the prior linked quarter and $1.45 for t…
Read attachment ↗mcb-20260421xex99d2.htm · 8-K · 2026-04-21
EX-99.2 3 mcb-20260421xex99d2.htm EX-99.2 Exhibit 99.2 1Q 2026 Investor Presentation Contents 1 Page Disclosure 2 Performance Metrics 3 Differentiating Factors 7 Loans and Deposits 12 Modern Banking in Motion Digital Transformation 19 Selected Financial Information and Guidance 22 Disclosure 2 This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Examples of forward-looking statemen…
Read attachment ↗mcb-20260420xex99d1.htm · 8-K · 2026-04-20
EX-99.1 2 mcb-20260420xex99d1.htm EX-99.1 Exhibit 99.1 Release: 4:05 P.M. April 20, 2026 ────────────────────────────────────────── 212-365-6721 IR@MCBankNY.com Metropolitan Bank Holding Corp. Declares Increased Quarterly Common Stock Cash Dividend NEW YORK, April 20, 2026 ‒ Metropolitan Bank Holding Corp. (the “Company”) (NYSE: MCB), the holding company for Metropolitan Commercial Bank, today announced a quarterly cash dividend of $0.25 per share on the Company’s common stock (…
Read attachment ↗tm268964d1_ex99-1.htm · 8-K · 2026-03-16
EX-99.1 2 tm268964d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 PRESS RELEASE Metropolitan Bank Holding Corp. Closes Overallotment Option and Issues 213,395 Shares of Common Stock NEW YORK, March 16, 2026 ‒ Metropolitan Bank Holding Corp. (the “Company”) (NYSE: MCB), the holding company for Metropolitan Commercial Bank (the “Bank”), today announced the underwriters for its recently completed public offering of common stock have exercised a portion of their overallotment option and completed the…
Read attachment ↗