EX-99.1 2 mcb-20260421xex99d1.htm EX-99.1 Exhibit 99.1 Release: 4:05 P.M. April 21, 2026 ────────────────────────────────────────── 212-365-6721 IR@MCBankNY.com Metropolitan Bank Holding Corp. Reports First Quarter 2026 Results Strong Financial Performance and Successful Follow on Equity offering Highlight First Quarter Results Financial Highlights ●Diluted earnings per share of $2.92 for the first quarter of 2026, compared to $2.77 for the prior linked quarter and $1.45 for the prior year period. ●Net interest income for the first quarter of 2026 was $85.9 million, an increase of $19.0 million or 28.3%, compared to the prior year period. ●The net interest margin for the first quarter of 2026 was 4.08%, an increase of 40 basis points compared to 3.68% for the prior year period. ●Annualized return on average equity (“ROAE”) of 15.4% and annualized return on average tangible common equity1 (“ROATCE”) of 15.6% for the first quarter of 2026. ●The Company completed a public equity offering of approximately 2.3 million shares of common stock at a price of $85.00 per share, resulting in proceeds, net of underwriting discounts and commissions of approximately $186.8 …
Open exhibit ↗Current Report · Items 2.02, 7.01, 9.01 · 8-K
Metropolitan Bank Holding Corp.
MCBNYSEEQUITYCurrent
Results of Operations and Financial Condition · Regulation FD Disclosure
Item 2.02 Results of Operations and Financial Condition On April 21, 2026, Metropolitan Bank Holding Corp. (the “Company”), the holding company for Metropolitan Commercial Bank (the “Bank”), issued a press release announcing its financial results for the first quarter of 2026.…
Company context
Metropolitan Commercial Bank (“MCB”) is a New York City - based, full-service commercial bank serving businesses, institutions, and individuals who value expertise, responsiveness, and long-term partnerships. Since 1999, MCB has built enduring client relationships, many spanning generations, by delivering consistent, relationship-driven banking. The Bank provides a full suite of commercial, business, and personal banking solutions, with deep expertise in sectors including real estate, property management, legal services, healthcare, government, and global investors utilizing EB-5 financial solutions. MCB combines specialized capabilities with a highly personalized approach, offering integrated solutions such as title and escrow services, 1031 exchanges, and merchant acquiring.
Current securities
Disclosure sections
Item 2.02Item 2.02 - Results of Operations
Item 7.01Item 7.01 - Regulation FD Disclosure
Filed exhibits (2)
EX-99.2 3 mcb-20260421xex99d2.htm EX-99.2 Exhibit 99.2 1Q 2026 Investor Presentation Contents 1 Page Disclosure 2 Performance Metrics 3 Differentiating Factors 7 Loans and Deposits 12 Modern Banking in Motion Digital Transformation 19 Selected Financial Information and Guidance 22 Disclosure 2 This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Examples of forward-looking statements include but are not limited to the Company’s future financial condition and capital ratios, results of operations and the Company’s outlook, business, share repurchases under the program, and dividend payments. Forward-looking statements are not historical facts. Such statements may be identified by the use of such words as “may,” “believe,” “expect,” “anticipate,” “plan,” “continue” or similar terminology. These statements relate to future events or our future financial performance and involve risks and uncertainties that are difficult to predict and are generally beyond our control and may cause our actual results, levels of activity, performance or achievements …
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