Company research
FIRST BUSINESS FINANCIAL SERVICES, INC.
CIK 1521951Updated Sep 29, 2026
SecurityFBIZ · NASDAQ · equity
FBIZ price & chart
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NASDAQ:FBIZ on TradingView ↗About the company
First Business Bank® specializes in Business Banking, including Commercial Banking and Specialty Finance, Private Wealth, and Bank Consulting services, and through its refined focus delivers unmatched expertise, accessibility, and responsiveness. Specialty Finance solutions are delivered through First Business Bank’s wholly owned subsidiary First Business Specialty Finance, LLC®. First Business Bank is a wholly owned subsidiary of First Business Financial Services, Inc®. (Nasdaq: FBIZ). For additional information, visit firstbusiness.bank.
In the news
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Recent filings
N-PX filing
Regulation FD Disclosure
Items 7.01, 9.01
4 filing
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 4,081,887,000Source | 3,853,215,000Source | 3,507,846,000Source | 2,976,611,000Source |
| Property, Plant and Equipment, NetUSD | 4,669,000Source | 5,227,000Source | 6,190,000Source | 4,340,000Source |
| GoodwillUSD | 10,700,000Source | 10,700,000Source | 10,700,000Source | 10,700,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 39,485,000Source | 157,702,000Source | 139,510,000Source | 102,682,000Source |
| Operating Lease, Right-of-Use AssetUSD | 5,317,000Source | 5,702,000Source | 6,559,000Source | 7,690,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 3,710,302,000Source | 3,524,626,000Source | 3,218,258,000Source | 2,715,971,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 11,992,000Source | 11,992,000Source | 11,992,000Source | 11,992,000Source |
| Common Stock, Value, IssuedUSD | 96,000Source | 95,000Source | 95,000Source | 94,000Source |
| Additional Paid in CapitalUSD | 96,487,000Source | 93,545,000Source | 90,616,000Source | — |
| Retained Earnings (Accumulated Deficit)USD | 305,536,000Source | 265,778,000Source | 230,728,000Source | 203,507,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -9,740,000Source | -11,425,000Source | -13,717,000Source | -15,310,000Source |
| Stockholders' Equity Attributable to ParentUSD | 371,585,000Source | 328,589,000Source | 289,588,000Source | 260,640,000Source |
| Additional Paid in Capital, Common StockUSD | — | — | — | 87,512,000Source |
| Liabilities and EquityUSD | 4,081,887,000Source | 3,853,215,000Source | 3,507,846,000Source | 2,976,611,000Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | 5,633,000Source | 4,155,000Source | 4,766,000Source | 3,355,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 2,800,000Source | 2,785,000Source | 2,977,000Source | 2,584,000Source |
| Deferred Income Tax Expense (Benefit)USD | -1,557,000Source | -3,513,000Source | 2,120,000Source | -775,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 61,696,000Source | 57,491,000Source | 52,292,000Source | 38,645,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -373,382,000Source | -328,472,000Source | -506,849,000Source | -245,267,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 595,000Source | 223,000Source | 2,884,000Source | — |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 1,390,000Source | 1,270,000Source | 2,971,000Source | 6,126,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 193,469,000Source | 289,173,000Source | 491,385,000Source | 252,194,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 9,686,000Source | 8,320,000Source | 7,578,000Source | 6,688,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 39,485,000Source | 157,702,000Source | 139,510,000Source | 102,682,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 111,378,000Source | 109,610,000Source | 75,533,000Source | 20,110,000Source |
| Income Taxes Paid, NetUSD | 3,307,000Source | 158,000Source | 7,456,000Source | 8,038,000Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 2,755,000Source | 1,649,000Source | 1,494,000Source | 2,227,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 0Source | -8,000Source | -45,000Source | 0Source |
| DepreciationUSD | 1,200,000Source | 1,100,000Source | 961,000Source | 578,000Source |
| Depreciation, Amortization and Accretion, NetUSD | 3,774,000Source | 3,738,000Source | 3,636,000Source | 4,066,000Source |
| Equipment ExpenseUSD | 1,381,000Source | 1,314,000Source | 1,340,000Source | 1,091,000Source |
| Gain (Loss) on Disposition of AssetsUSD | — | -10,000Source | -73,000Source | 0Source |
| Gain (Loss) on Sales of Loans, NetUSD | 1,882,000Source | 1,942,000Source | 2,055,000Source | — |
| GoodwillUSD | 10,700,000Source | 10,700,000Source | 10,700,000Source | 10,700,000Source |
| Income Tax Expense (Benefit)USD | 10,134,000Source | 6,905,000Source | 10,112,000Source | 11,386,000Source |
| Net Income (Loss) Attributable to ParentUSD | 50,319,000Source | 44,245,000Source | 37,027,000Source | 40,858,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 49,444,000Source | 43,370,000Source | 36,152,000Source | 40,175,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 1,544,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 65,530,000Source | 91,902,000Source | 22,114,000Source | 40,835,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 8,655,000Source | 8,827,000Source | 8,182,000Source | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 60,453,000Source | 51,150,000Source | 47,139,000Source | — |
| Income Tax Expense (Benefit)USD | 10,134,000Source | 6,905,000Source | 10,112,000Source | 11,386,000Source |
| Net Income (Loss) Attributable to ParentUSD | 50,319,000Source | 44,245,000Source | 37,027,000Source | 40,858,000Source |
| Earnings Per Share, BasicUSD per share | 5.94Source | 5.2Source | 4.33Source | 4.75Source |
| Earnings Per Share, DilutedUSD per share | 5.94Source | 5.2Source | 4.33Source | 4.75Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 8,158,208Source | 8,148,259Source | 8,131,251Source | 8,226,943Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 8,158,208Source | 8,148,259Source | 8,131,251Source | 8,226,943Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 2,755,000Source | 1,649,000Source | 1,494,000Source | 2,227,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.16Source | 1Source | 0.91Source | 0.79Source |
| Current Income Tax Expense (Benefit)USD | 11,691,000Source | 10,418,000Source | 7,992,000Source | 12,161,000Source |
| Equipment ExpenseUSD | 1,381,000Source | 1,314,000Source | 1,340,000Source | 1,091,000Source |
| Interest ExpenseUSD | — | — | — | 22,949,000Source |
| InterestExpenseOperatingUSD | 110,620,000Source | 108,924,000Source | 82,340,000Source | — |
| Interest Income, Debt Securities, OperatingUSD | 15,375,000Source | 11,912,000Source | 8,203,000Source | — |
| Interest Income (Expense), NetUSD | 136,690,000Source | 124,206,000Source | 112,588,000Source | 98,422,000Source |
| Labor and Related ExpenseUSD | 67,874,000Source | 63,105,000Source | 61,059,000Source | 57,742,000Source |
| Marketing and Advertising ExpenseUSD | 3,844,000Source | 3,518,000Source | 2,889,000Source | 2,354,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 49,444,000Source | 43,370,000Source | 36,152,000Source | 40,175,000Source |
| Operating Lease, ExpenseUSD | — | — | — | 1,544,000Source |
| Preferred Stock Dividends and Other AdjustmentsUSD | — | — | — | 683,000Source |
| Preferred Stock Dividends, Income Statement ImpactUSD | 875,000Source | 875,000Source | 875,000Source | — |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | 953,000Source | 1,033,000Source | 938,000Source | 1,106,000Source |
Filing attachments
fbiz-ex99_1.htm · 8-K · 2026-08-20
EX-99.1 2 fbiz-ex99_1.htm EX-99.1 NASDAQ: FBIZ Investor Presentation Second Quarter 2026 When used in this presentation, and in any other oral statements made with the approval of an authorized executive officer, the words or phrases “may,” “could,” “should,” “hope,” “might,” “believe,” “expect,” “plan,” “assume,” “intend,” “estimate,” “anticipate,” “project,” “likely,” or similar expressions are intended to identify “forward‐looking statements” within the meaning of such term in the Privat…
Read attachment ↗fbiz-ex99_1.htm · 8-K · 2026-07-30
EX-99.1 2 fbiz-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FIRST BUSINESS BANK ANNOUNCES SECOND QUARTER 2026 FINANCIAL RESULTS -- Sustained balance sheet growth and disciplined operating efficiency drive exceptional earnings and tangible book value growth -- MADISON, Wis., July 30, 2026 (BUSINESS WIRE) -- First Business Financial Services, Inc. (the “Company”, the “Bank”, or “First Business Bank”) (Nasdaq: FBIZ) reported quarterly net income available to common shareholders of $15.4 million,…
Read attachment ↗fbiz-ex99_2.htm · 8-K · 2026-07-30
EX-99.2 3 fbiz-ex99_2.htm EX-99.2 NASDAQ: FBIZ Earnings Release Supplement Second Quarter 2026 When used in this presentation, and in any other oral statements made with the approval of an authorized executive officer, the words or phrases “may,” “could,” “should,” “hope,” “might,” “believe,” “expect,” “plan,” “assume,” “intend,” “estimate,” “anticipate,” “project,” “likely,” or similar expressions are intended to identify “forward‐looking statements” within the meaning of such term in the …
Read attachment ↗fbiz-ex99_1.htm · 8-K · 2026-05-28
EX-99.1 2 fbiz-ex99_1.htm EX-99.1 EX-99.1 Press Release Contact: Brian D. Spielmann Chief Financial Officer First Business Financial Services, Inc. 608-232-5970 bspielmann@firstbusiness.bank Scott M. Ferris Appointed to First Business Financial Services, Inc. Board of Directors MADISON, WI - May 28, 2026 - First Business Financial Services, Inc. (the “Company”) (Nasdaq: FBIZ) is pleased to announce the appointment of Scott M. Ferris to its Board of Directors as of June 1, 2026. “We…
Read attachment ↗fbiz-ex99_1.htm · 8-K · 2026-05-05
EX-99.1 2 fbiz-ex99_1.htm EX-99.1 NASDAQ: FBIZ Investor Presentation First Quarter 2026 When used in this presentation, and in any other oral statements made with the approval of an authorized executive officer, the words or phrases “may,” “could,” “should,” “hope,” “might,” “believe,” “expect,” “plan,” “assume,” “intend,” “estimate,” “anticipate,” “project,” “likely,” or similar expressions are intended to identify “forward‐looking statements” within the meaning of such term in the Private…
Read attachment ↗fbiz-ex99_1.htm · 8-K · 2026-04-29
EX-99.1 2 fbiz-ex99_1.htm EX-99.1 The meeting will begin promptly at 10:00 a.m. CDT on Friday, April 24, 2026 First Business Financial Services, Inc. 2026 Annual Meeting of Shareholders To submit questions and/or vote during the Annual Meeting, you will need your voter control number that is printed in the shaded bar located on your Notice of Annual Meeting of Shareholders or on your proxy card. Welcome to the First Business Financial Services, Inc. 2026 Annual Meeting of Shareholders Agen…
Read attachment ↗