Company research
Esquire Financial Holdings, Inc.
CIK 1531031Updated Sep 29, 2026
SecurityESQ · NASDAQ · equity
ESQ price & chart
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NASDAQ:ESQ on TradingView ↗About the company
Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com.
In the news
Esquire Financial Holdings Ranks #3 Among Top-Performing U.S. Banks in Bank Director's 2026 RankingBanking ↗
Recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 2,365,661,000Source | 1,892,503,000Source | 1,616,876,000Source | 1,395,639,000Source |
| Property, Plant and Equipment, NetUSD | 4,379,000Source | 2,436,000Source | 2,602,000Source | 2,704,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 235,887,000Source | 126,329,000Source | 165,209,000Source | 164,122,000Source |
| Operating Lease, Right-of-Use AssetUSD | 2,091,000Source | 3,187,000Source | 1,724,000Source | 2,291,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 2,076,063,000Source | 1,655,409,000Source | 1,418,321,000Source | 1,237,481,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 87,000Source | 85,000Source | 84,000Source | 82,000Source |
| Additional Paid in CapitalUSD | 109,889,000Source | 104,052,000Source | 99,713,000Source | 96,387,000Source |
| Retained Earnings (Accumulated Deficit)USD | 197,787,000Source | 152,932,000Source | 114,261,000Source | 77,712,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -8,489,000Source | -14,287,000Source | -13,235,000Source | -15,117,000Source |
| Stockholders' Equity Attributable to ParentUSD | 289,598,000Source | 237,094,000Source | 198,555,000Source | 158,158,000Source |
| Liabilities and EquityUSD | 2,365,661,000Source | 1,892,503,000Source | 1,616,876,000Source | 1,395,639,000Source |
| Additional Financial Items | ||||
| Dividends PayableUSD | — | — | 175,000Source | — |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 1,218,000Source | 880,000Source | 707,000Source | 703,000Source |
| Deferred Income Tax Expense (Benefit)USD | 20,000Source | -1,105,000Source | -2,551,000Source | -1,333,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 59,840,000Source | 42,212,000Source | 42,401,000Source | 38,797,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -362,089,000Source | -308,266,000Source | -215,404,000Source | -221,501,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 3,161,000Source | 714,000Source | 605,000Source | 73,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 3,988,000Source | 3,420,000Source | 1,076,000Source | 339,000Source |
| Payments for Repurchase of Common StockUSD | — | — | 286,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 411,807,000Source | 227,174,000Source | 174,090,000Source | 197,670,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 5,861,000Source | 4,846,000Source | 3,719,000Source | 2,149,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 235,887,000Source | 126,329,000Source | 165,209,000Source | 164,122,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 17,960,000Source | 13,430,000Source | 8,134,000Source | 1,618,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 4,952,000Source | 3,835,000Source | 3,218,000Source | 463,000Source |
| DepreciationUSD | 1,218,000Source | 880,000Source | 707,000Source | 703,000Source |
| Dividends PayableUSD | — | — | 175,000Source | — |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 432,000Source | — | 4,013,000Source | — |
| Gain (Loss) on Sale of Financing ReceivableUSD | — | — | — | 88,000Source |
| Income Tax Expense (Benefit)USD | 14,830,000Source | 15,623,000Source | 14,871,000Source | 10,283,000Source |
| Net Income (Loss) Attributable to ParentUSD | 50,822,000Source | 43,658,000Source | 41,011,000Source | 28,518,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | 43,658,000Source | 41,011,000Source | 28,518,000Source |
| Other Depreciation and AmortizationUSD | 1,718,000Source | 1,835,000Source | 1,263,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 50,261,000Source | 36,447,000Source | 12,249,000Source | 20,761,000Source |
| Proceeds from Stock Options ExercisedUSD | 887,000Source | 505,000Source | 110,000Source | 333,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 9,675,000Source | 4,700,000Source | — | — |
| Stock or Unit Option Plan ExpenseUSD | — | — | — | 2,444,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 65,652,000Source | 59,281,000Source | 55,882,000Source | 38,801,000Source |
| Income Tax Expense (Benefit)USD | 14,830,000Source | 15,623,000Source | 14,871,000Source | 10,283,000Source |
| Net Income (Loss) Attributable to ParentUSD | 50,822,000Source | 43,658,000Source | 41,011,000Source | 28,518,000Source |
| Earnings Per Share, BasicUSD per share | 6.3Source | 5.58Source | 5.31Source | 3.73Source |
| Earnings Per Share, DilutedUSD per share | 5.87Source | 5.14Source | 4.91Source | 3.47Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 8,061,589Source | 7,817,626Source | 7,716,367Source | 7,638,423Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 8,662,219Source | 8,487,041Source | 8,345,586Source | 8,213,694Source |
| Additional Financial Items | ||||
| Current Income Tax Expense (Benefit)USD | 14,810,000Source | 16,728,000Source | 17,422,000Source | 11,616,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 432,000Source | — | 4,013,000Source | — |
| Interest ExpenseUSD | — | — | 8,115,000Source | 1,647,000Source |
| InterestExpenseOperatingUSD | 17,936,000Source | 13,444,000Source | — | — |
| Interest Income (Expense), NetUSD | 121,481,000Source | 99,929,000Source | 83,773,000Source | 59,346,000Source |
| Labor and Related ExpenseUSD | 42,314,000Source | 37,845,000Source | 32,481,000Source | 25,774,000Source |
| Marketing and Advertising ExpenseUSD | 3,614,000Source | 3,514,000Source | 1,823,000Source | 1,462,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | 43,658,000Source | 41,011,000Source | 28,518,000Source |
Offerings
Registration 333-295076
Filing attachments
tm2621793d1_ex99-1.htm · 8-K · 2026-08-03
EX-99.1 2 tm2621793d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Press Release FOR IMMEDIATE RELEASE Esquire Financial Holdings, Inc. Completes Acquisition of Signature Bancorporation, Inc. on August 1, 2026 Jericho, NY, August 3, 2026 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (“Esquire”), the parent company of Esquire Bank, National Association, (collectively “Esquire”) announced today the completion of the previously announced acquisition of Signature Bancorporation, Inc., the parent…
Read attachment ↗esq-20260730xex99d1.htm · 8-K · 2026-07-30
EX-99.1 2 esq-20260730xex99d1.htm EX-99.1 Exhibit 99.1 Esquire Financial Holdings, Inc. Declares Regular Quarterly Dividend for Common Stockholders Jericho, NY - July 30, 2026 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on September 1, 2026, to each stockholder of record on Augus…
Read attachment ↗esq-20260723xex99d1.htm · 8-K · 2026-07-23
EX-99.1 2 esq-20260723xex99d1.htm EX-99.1 Exhibit 99.1 Esquire Financial Holdings, Inc. Reports Second Quarter 2026 Results Continued Strong Commercial Loan & Core Deposit Growth Nationally; Signature Merger Closing Currently Scheduled for August 1, 2026 Jericho, NY - July 23, 2026 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the “Company”), the financial holding company for Esquire Bank, National Association (“Esquire Bank” or the “Bank”), (collectively “Esquire”) today announced i…
Read attachment ↗esq-20260723xex99d2.htm · 8-K · 2026-07-23
EX-99.2 3 esq-20260723xex99d2.htm EX-99.2 Exhibit 99.2 Ensuring our Clients and Our Institution Succeed Boldly Listed as ESQ Esquire Financial Holdings, Inc. (Financial Holding Company for Esquire Bank, N.A.) 2Q 2026 Investor Presentation Exhibit 99.2 Forward Looking Disclosure This presentation includes “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 relating to future results of the Company. Forward-looking sta…
Read attachment ↗tm2618659d1_ex99-1.htm · 8-K · 2026-06-24
EX-99.1 2 tm2618659d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Joint Press Release FOR IMMEDIATE RELEASE Esquire Financial Holdings, Inc. and Signature Bancorporation Inc. Announce Final Exchange Ratio for Proposed Merger Jericho, NY & Rosemont, IL, June 23, 2026 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (“Esquire”), the parent company of Esquire Bank, National Association and Signature Bancorporation, Inc. (“Signature”), the parent company of Signature Bank, announced today the final…
Read attachment ↗tm2618659d1_ex99-2.htm · 8-K · 2026-06-24
EX-99.2 3 tm2618659d1_ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 Joint Press Release FOR IMMEDIATE RELEASE Esquire Financial Holdings, Inc. and Signature Bancorporation Inc. Receive Stockholder Approvals for Merger Jericho, NY & Rosemont, IL, June 24, 2026 - Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (“Esquire”), the parent company of Esquire Bank, National Association and Signature Bancorporation, Inc. (“Signature”), the parent company of Signature Bank, announced today the receipt of the…
Read attachment ↗