Safepoint is a specialty homeowners and commercial insurance underwriter that manages all aspects of the insurance value chain in a capital efficient manner by leveraging a majority fee-based servicing platform. Safepoint is focused on delivering insurance in coastal markets such as Florida and Louisiana, as well as in other U.S. markets. We are a founder-led company that is majority-owned by its management, which we believe creates a strong alignment between the management team and our shareholders. Our management team consists of highly experienced insurance professionals with a shared vision to solve problems for stakeholders in underserved or dislocated property insurance markets. Our business strategy, which has been developed and tested since our founding in 2013, combines sophisticated actuarial analytics, risk management expertise and a low-cost operating model designed to provide better value to our customers across market cycles. We have an innovative organizational structure that combines the benefits of policyholder-owned reciprocal insurance exchanges that we manage as an attorney-in-fact in exchange for a service fee, with our wholly owned insurance company, Safepoint…
Terms from the governing filing for this registration; not a claim that the offering is open today.
Underwriters: Citizens Capital Markets, Regions Securities LLC, Piper Sandler, Truist Securities, William Blair, Deutsche Bank Securities Inc., Morgan Stanley & Co. LLC, Citizens JMP Securities, LLC, Piper Sandler & Co., Truist Securities, Inc., William Blair & Company, L.L.C
Filing attachments
d73198dex107.htm · S-1 · 2026-05-08
EX-10.7
26
d73198dex107.htm
EX-10.7
EX-10.7
Exhibit 10.7
AGREEMENT OF THE ATTORNEY-IN-FACT OF
MANATEE INSURANCE EXCHANGE
This Attorney-in-Fact Agreement (this
“Agreement”) is made effective this 30th day of January, 2024 (the “Effective Date”), by and between Manatee Insurance Exchange, a reciprocal insurer formed under the laws of the State of Florida (the
“Exchange”), and Manatee Risk Management LLC, a Florida Limited Liability Company (the “AIF”). The offices of the AIF will be locate…
EX-4.1
6
d73198dex41.htm
EX-4.1
EX-4.1
Exhibit 4.1
Executed Copy
CREDIT AGREEMENT
dated as of February 18, 2025
by
and among
SAFEPOINT HOLDINGS, INC.
as the Borrower,
CERTAIN
SUBSIDIARIES OF THE BORROWER FROM TIME TO TIME PARTY HERETO,
as Guarantors,
THE LENDERS FROM TIME TO TIME PARTY HERETO,
and
REGIONS BANK,
as the Administrative Agent, the Collateral Agent, the Issuing Bank and the Swingline Lender
TEXAS CAPITAL BANK,
as
Syndication Agent
SYNOVUS BANK,
as Documentation A…
EX-4.10
15
d73198dex410.htm
EX-4.10
EX-4.10
Exhibit 4.10
CLASS A SUBORDINATED SURPLUS DEBENTURE
This Subordinated Surplus Debenture executed this 4th day of May, 2023 by and between Cajun Underwriters Reciprocal Exchange, a Louisiana
reciprocal insurance exchange (‘‘Borrower”) and Cajun Underwriters Holdings, LLC, a Delaware limited liability company (“Lender”), together referred to as “the parties”.
It is deemed to be in the best interest of Borrower to increase its surplus as to policy…
EX-4.11
16
d73198dex411.htm
EX-4.11
EX-4.11
Exhibit 4.11
CLASS A SUBORDINATED SURPLUS DEBENTURE
This Subordinated Surplus Debenture executed this 7th day of February 2024 by and between Cajun Underwriters Reciprocal Exchange, a Louisiana
reciprocal insurance exchange (“Borrower”) and Safepoint Holdings, Inc., a Florida corporation (“Lender”), together referred to as ‘‘the parties”.
It is deemed to be in the best interest of Borrower to increase its surplus as to policyholders, enabling i…
EX-4.12
17
d73198dex412.htm
EX-4.12
EX-4.12
Exhibit 4.12
CONFIDENTIAL TRADE SECRET
SUBORDINATED SURPLUS DEBENTURE
This Subordinated Surplus Debenture executed this 5th day of January, 2024 by and between Manatee Insurance Exchange, a Florida domiciled
insurance reciprocal exchange (“Borrower”) and Safepoint Holdings, Inc., a Florida domiciled corporation (“Lender’), together referred to as ‘‘the parties”.
It is deemed to be in the best interest of Borrower to increase its surplus as to …
EX-4.13
18
d73198dex413.htm
EX-4.13
EX-4.13
Exhibit 4.13
SUBORDINATED SURPLUS DEBENTURE
This Subordinated Surplus Debenture executed this 18th day of January, 2024 by and between Manatee Insurance Exchange, a Florida domiciled
insurance reciprocal exchange (“Borrower”) and Acrisure SI-Vehicles, LLC, a Michigan domiciled limited liability company (“Lender”), together referred to as “the
parties”.
It is deemed to be in the best interest of Borrower to increase its surplus as to policyholde…