Company research
Bancorp 34, Inc.
CIK 1668340Updated Oct 6, 2026
SecurityBCTF · OTC · equity
BCTF price & chart
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Financials
FY 2024 · USDSource
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balance sheet · annual statements
| Line item | Q3 2024 | Q3 2023 | Q3 2022 | Q2 2024 | Q2 2023 | Q2 2020 | Q1 2024 | Q1 2023 | FY 2024 | FY 2023 | FY 2022 | FY 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 939,414,000Source | 580,868,000Source | — | 922,271,000Source | — | 458,016,230Source | 980,179,000Source | — | 918,095,000Source | 581,265,000Source | 574,340,000Source | 393,739,355Source |
| Property, Plant and Equipment, NetUSD | 8,441,000Source | 7,758,000Source | — | 8,626,000Source | — | 8,555,144Source | 8,875,000Source | — | 8,414,000Source | 7,350,000Source | 8,077,000Source | 8,990,955Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | — | — | — | — | — | 17,445,445Source | — | — | — | — | — | 29,486,465Source |
| Operating Lease, Right-of-Use AssetUSD | 4,301,000Source | 1,883,000Source | — | 4,373,000Source | — | 1,227,981Source | 4,599,000Source | — | 4,069,000Source | 1,819,000Source | 2,067,000Source | — |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 852,292,000Source | 520,466,000Source | — | 838,172,000Source | — | 412,368,421Source | 897,980,000Source | — | 831,580,000Source | 520,544,000Source | 525,102,000Source | 348,656,116Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | — | — | — | — | — | — | — | — | — | — | 5,000Source | — |
| Common Stock, Value, IssuedUSD | — | — | — | — | — | 31,999Source | — | — | — | — | — | 32,086Source |
| Additional Paid in CapitalUSD | 66,705,000Source | 43,240,000Source | — | 66,697,000Source | — | — | 66,577,000Source | — | 67,315,000Source | 43,279,000Source | 28,369,000Source | — |
| Retained Earnings (Accumulated Deficit)USD | 25,842,000Source | 25,976,000Source | — | 24,267,000Source | — | 23,620,996Source | 22,762,000Source | — | 25,990,000Source | 24,301,000Source | 29,013,000Source | 23,157,134Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -4,197,000Source | -7,500,000Source | — | -5,623,000Source | — | 330,803Source | -5,883,000Source | — | -5,578,000Source | -5,560,000Source | -6,773,000Source | 307,255Source |
| Stockholders' Equity Attributable to ParentUSD | 87,122,000Source | 60,402,000Source | 36,296,000Source | 84,099,000Source | 63,741,000Source | 45,647,809Source | 82,199,000Source | 64,488,000Source | 86,515,000Source | 60,721,000Source | 49,238,000Source | 45,083,239Source |
| Additional Paid in Capital, Common StockUSD | — | — | — | — | — | 23,215,821Source | — | — | — | — | — | 23,168,176Source |
| Liabilities and EquityUSD | 939,414,000Source | 580,868,000Source | — | 922,271,000Source | — | 458,016,230Source | 980,179,000Source | — | 918,095,000Source | 581,265,000Source | 574,340,000Source | 393,739,355Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 57,163,000Source | 43,000,000Source | — | 57,163,000Source | — | — | 77,500,000Source | — | 28,500,000Source | 54,000,000Source | — | — |
cash flow · annual statements
| Line item | Q4 2024 | Q4 2023 | Q3 2024 | Q3 2023 | Q2 2024 | Q2 2023 | Q1 2024 | Q1 2023 | FY 2024 | FY 2023 | FY 2022 | FY 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | 284,000Source | 150,000Source | 282,000Source | 136,000Source | 189,000Source | 133,000Source | 1,050,000Source | 583,000Source | 489,000Source | 611,200Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 30,000Source | 31,000Source | 752,000Source | 90,000Source | 292,000Source | 291,991Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | -839,000Source | -1,000Source | -1,075,000Source | -278,000Source | 191,000Source | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -1,244,000Source | 759,000Source | 2,974,000Source | 910,000Source | 9,761,000Source | 31,989,691Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 60,443,000Source | -7,673,000Source | 160,130,000Source | 463,000Source | -56,838,000Source | -22,666,935Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 100,000Source | 38,000Source | 500,000Source | 226,000Source | 684,000Source | 20,044Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | 210,000Source | — | 210,000Source | 78,000Source | 2,732,648Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -15,352,000Source | -259,000Source | -78,406,000Source | 10,577,000Source | 48,523,000Source | 8,389,252Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | — | 328,000Source | — | 656,000Source | 700,000Source | 481,822Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 127,800,000Source | 14,538,000Source | 78,690,000Source | 11,300,000Source | 72,744,000Source | 9,774,000Source | 113,595,000Source | 28,897,000Source | 16,947,000Source | — |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 4,270,000Source | 2,443,000Source | 20,430,000Source | 12,536,000Source | 5,181,000Source | 4,802,125Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 430,000Source | — | 434,000Source | — | 62,000Source | — | 1,341,000Source | — | — | 39,056Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 70,000Source | 63,000Source | 69,000Source | 66,000Source | 68,000Source | 59,000Source | 370,000Source | 248,000Source | 238,000Source | 370,388Source |
| Deferred Other Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | -278,000Source | 262,000Source | — |
| Gain (Loss) on Disposition of Intangible AssetsUSD | — | — | — | — | — | — | — | — | — | 74,000Source | -25,000Source | — |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | — | — | — | — | — | — | — | — | — | 272,293Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 22,000Source | 17,000Source | — | 61,000Source | — | — | 28,000Source | 32,000Source | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | 1,966,107Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | -1,255,928Source |
| Income Tax Expense (Benefit)USD | — | — | 477,000Source | -603,000Source | 351,000Source | 19,000Source | -2,003,000Source | 158,000Source | -1,074,000Source | -453,000Source | 58,000Source | 665,953Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 1,575,000Source | -2,275,000Source | 1,505,000Source | 104,000Source | -1,539,000Source | 444,000Source | 1,689,000Source | -3,402,000Source | 1,330,000Source | 710,179Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 1,574,000Source | -2,267,000Source | 1,504,000Source | 46,000Source | — | — | — | — | — | 698,723Source |
| Operating Lease, ExpenseUSD | — | — | 284,000Source | 94,000Source | 290,000Source | 91,000Source | 166,000Source | 85,000Source | 1,028,000Source | 365,000Source | 516,000Source | — |
| Other Interest and Dividend IncomeUSD | — | — | 1,376,000Source | 146,000Source | 1,101,000Source | 136,000Source | 560,000Source | 138,000Source | 4,608,000Source | 734,000Source | 293,000Source | — |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | — | 10,866,000Source | — | 10,867,000Source | 6,212,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 8,354,000Source | 1,971,000Source | 63,634,000Source | 5,348,000Source | 7,475,000Source | — |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | — | — | — | 70,035Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | — | — | — | 3,916,000Source | -1,000Source | 3,825,000Source | 4,223,000Source | 2,420,000Source | — |
income statement · annual statements
| Line item | Q4 2024 | Q4 2023 | Q3 2024 | Q3 2023 | Q2 2024 | Q2 2023 | Q1 2024 | Q1 2023 | FY 2024 | FY 2023 | FY 2022 | FY 2019 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | — | — | — | — | — | — | — | — | — | 2,632,060Source |
| Income Tax Expense (Benefit)USD | — | — | 477,000Source | -603,000Source | 351,000Source | 19,000Source | -2,003,000Source | 158,000Source | -1,074,000Source | -453,000Source | 58,000Source | 665,953Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 1,575,000Source | -2,275,000Source | 1,505,000Source | 104,000Source | -1,539,000Source | 444,000Source | 1,689,000Source | -3,402,000Source | 1,330,000Source | 710,179Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.22Source | -0.52Source | 0.21Source | 0.01Source | -0.31Source | 0.11Source | 0.25Source | -0.88Source | 0.56Source | 0.23Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.22Source | -0.52Source | 0.21Source | 0.01Source | -0.31Source | 0.11Source | 0.25Source | -0.88Source | 0.56Source | 0.23Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 820,000Source | 4,374,245Source | 820,000Source | — | — | — | — | — | — | 3,085,470Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 820,000Source | 4,374,964Source | 820,000Source | — | — | — | — | — | — | 3,088,236Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 430,000Source | — | 434,000Source | — | 62,000Source | — | 1,341,000Source | — | — | 39,056Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 70,000Source | 63,000Source | 69,000Source | 66,000Source | 68,000Source | 59,000Source | 370,000Source | 248,000Source | 238,000Source | 370,388Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | 1,966,107Source |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | — | — | — | — | — | — | — | — | — | — | — | 0.64Source |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | — | — | — | — | — | — | — | — | — | — | — | 0.64Source |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | -1,255,928Source |
| Interest ExpenseUSD | — | — | 5,782,000Source | 3,468,000Source | 5,653,000Source | 3,066,000Source | 4,255,000Source | 2,596,000Source | 21,487,000Source | 12,949,000Source | 5,314,000Source | 4,820,010Source |
| Interest Income (Expense), NetUSD | — | — | 8,386,000Source | 3,704,000Source | 8,978,000Source | 3,816,000Source | 3,665,000Source | 4,069,000Source | 29,298,000Source | 15,175,000Source | 18,447,000Source | 14,126,978Source |
| Labor and Related ExpenseUSD | — | — | 3,129,000Source | 1,488,000Source | 3,403,000Source | 1,554,000Source | 2,525,000Source | 2,103,000Source | 12,939,000Source | 6,124,000Source | 9,092,000Source | 6,619,148Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 1,574,000Source | -2,267,000Source | 1,504,000Source | 46,000Source | — | — | — | — | — | 698,723Source |
| Operating Lease, ExpenseUSD | — | — | 284,000Source | 94,000Source | 290,000Source | 91,000Source | 166,000Source | 85,000Source | 1,028,000Source | 365,000Source | 516,000Source | — |
| Other Interest and Dividend IncomeUSD | — | — | 1,376,000Source | 146,000Source | 1,101,000Source | 136,000Source | 560,000Source | 138,000Source | 4,608,000Source | 734,000Source | 293,000Source | — |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | — | — | -1,000Source | 8,000Source | -1,000Source | -1,000Source | — | — | — | — | — | -11,456Source |