Company research
UPAY
CIK 1677897Updated Sep 26, 2026
SecurityUPYY · OTC · equity
UPYY price & chart
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OTC:UPYY on TradingView ↗About the company
UPAY Inc. is a publicly traded company quoted on the OTCQB under the ticker symbol UPYY. The Company is focused on building and expanding technology-driven businesses, with interests in fintech infrastructure, software platforms, compliance solutions and related digital services.
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SEC disclosures
Financials
FY 2026 · USDSource
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balance sheet · annual statements
| Line item | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 227,409Source | 234,149Source | 770,340Source | 833,257Source |
| Property, Plant and Equipment, NetUSD | 13,048Source | 15,912Source | 22,638Source | 17,061Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 96,279Source | 55,362Source | 642,846Source | 662,991Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 44,553Source | 39,704Source | 73,395Source | 68,447Source |
| Assets, CurrentUSD | 153,611Source | 147,714Source | 719,125Source | 733,002Source |
| Prepaid Expense and Other Assets, CurrentUSD | 12,779Source | 52,648Source | 2,884Source | 1,564Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 741,267Source | 703,005Source | 1,025,147Source | 1,215,284Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 17,595Source | 16,595Source | 15,708Source | 17,190Source |
| Additional Paid in CapitalUSD | 2,865,037Source | 1,646,037Source | 1,116,590Source | 535,275Source |
| Retained Earnings (Accumulated Deficit)USD | -3,569,874Source | -2,163,251Source | -1,623,189Source | -886,998Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -67,116Source | -71,737Source | -77,247Source | -60,828Source |
| Stockholders' Equity Attributable to ParentUSD | -513,858Source | -468,856Source | -254,807Source | -382,027Source |
| Liabilities and EquityUSD | 227,409Source | 234,149Source | 770,340Source | 833,257Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | 420,326Source | 534,201Source | 948,990Source | 1,120,235Source |
cash flow · annual statements
| Line item | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | 0Source | 200,000Source | — |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts ReceivableUSD | 15,450Source | -33,622Source | 6,647Source | -8,335Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | -288,039Source | -764,674Source | -145,611Source | -361,066Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -1,993Source | 0Source | -23,268Source | -7,177Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 1,993Source | 0Source | 24,095Source | 7,987Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | — | 0Source | 23,500Source | 0Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 320,000Source | 150,000Source | 185,488Source | 29,592Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 40,917Source | -587,484Source | -20,145Source | -493,014Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 96,279Source | 55,362Source | 642,846Source | 662,991Source |
| Supplemental disclosure of cash flow information: | ||||
| Income Taxes Paid, NetUSD | 0Source | 0Source | 34,381Source | 15,126Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 10,949Source | 27,190Source | -36,754Source | -154,363Source |
| Additional Financial Items | ||||
| DepreciationUSD | 6,917Source | 7,650Source | 17,608Source | 46,194Source |
| Equity Method Investment, Realized Gain (Loss) on DisposalUSD | — | — | — | 0Source |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber PropertyUSD | — | 0Source | 620Source | 17Source |
| Gain (Loss) on Termination of LeaseUSD | — | 0Source | 1,042Source | 273Source |
| Gain (Loss) on Extinguishment of DebtUSD | -904,400Source | — | — | — |
| General and Administrative ExpenseUSD | 994,110Source | 945,570Source | 1,397,990Source | 819,826Source |
| Income Tax Expense (Benefit)USD | 0Source | 0Source | 34,381Source | 17,851Source |
| Investment Income, InterestUSD | 1,129Source | 3,436Source | 11,816Source | 4,185Source |
| Net Income (Loss) Attributable to ParentUSD | -1,406,623Source | -540,062Source | -736,191Source | -135,487Source |
| Operating ExpensesUSD | 1,001,027Source | 953,220Source | 1,416,478Source | 874,362Source |
| Proceeds from Issuance of Common StockUSD | 100,000Source | 100,000Source | 210,000Source | — |
income statement · annual statements
| Line item | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total RevenueUSD | 746,311Source | 715,269Source | 1,394,408Source | 1,359,991Source |
| Cost of Goods and Services Sold | — | — | — | — |
| Operating Income (Loss)USD | -453,517Source | -508,857Source | -681,858Source | -89,241Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -1,406,623Source | -540,062Source | -701,810Source | -117,636Source |
| Income Tax Expense (Benefit)USD | 0Source | 0Source | 34,381Source | 17,851Source |
| Net Income (Loss) Attributable to ParentUSD | -1,406,623Source | -540,062Source | -736,191Source | -135,487Source |
| Earnings Per Share, BasicUSD per share | -0.08Source | -0.03Source | -0.04Source | -0.01Source |
| Earnings Per Share, DilutedUSD per share | -0.08Source | -0.03Source | -0.04Source | -0.01Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 17,274,454Source | 16,179,947Source | 16,842,672Source | 17,160,531Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 17,274,454Source | 16,179,947Source | 16,842,672Source | 17,160,531Source |
| Additional Financial Items | ||||
| General and Administrative ExpenseUSD | 994,110Source | 945,570Source | 1,397,990Source | 819,826Source |
| Gross ProfitUSD | 547,510Source | 444,363Source | 734,620Source | 785,121Source |
| Interest ExpenseUSD | 49,835Source | 34,641Source | 33,430Source | 32,870Source |
| Investment Income, InterestUSD | 1,129Source | 3,436Source | 11,816Source | 4,185Source |
| Operating ExpensesUSD | 1,001,027Source | 953,220Source | 1,416,478Source | 874,362Source |
Filing attachments
upyy032_ex99-1.htm · 8-K · 2026-07-02
EX-99.1 2 upyy032_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 UPAY Inc. Announces Appointment of Wynand Jordaan as Non-Executive Director DALLAS, July 3, 2026(GLOBE NEWSWIRE) - UPAY Inc. (“UPAY” or the “Company”) (OTCQB: UPYY), a technology-focused company with interests in fintech, compliance, software platforms and digital infrastructure, is pleased to announce the appointment of Wynand Johannes Jordaan as a non-executive director of the Company, effective July 1, 2026. Mr. Jordaan is the foun…
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