Company research
OppFi Inc.
CIK 1818502Updated Sep 24, 2026
SecurityOPFI · NYSE · equity
Name history
FG New America Acquisition Corp. · through Jul 20, 2021
OPFI price & chart
Loading TradingView…
NYSE:OPFI on TradingView ↗In the news
OppFi to Participate in September 2026 Conferences ↗
Recent filings
Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement · Other Events
Items 2.03, 8.01, 9.01
144 filing
4 filing
4 filing
4 filing
Show 5 more recent filings
4 filing
144 filing
SCHEDULE 13G/A filing
10-Q filing
Entry into a Material Definitive Agreement · Results of Operations and Financial Condition · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement · Regulation FD Disclosure
Items 1.01, 2.02, 2.03, 7.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 754,090,000Source | 641,171,000Source | 601,543,000Source | 579,839,000Source |
| Property, Plant and Equipment, NetUSD | 27,628,000Source | 13,676,000Source | 10,292,000Source | 14,039,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 49,451,000Source | 61,344,000Source | 31,791,000Source | 16,239,000Source |
| Operating Lease, Right-of-Use AssetUSD | 8,834,000Source | 10,583,000Source | 12,180,000Source | 13,587,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 445,214,000Source | 406,958,000Source | 407,514,000Source | 420,689,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Additional Paid in CapitalUSD | 113,508,000Source | 93,903,000Source | 76,480,000Source | 65,501,000Source |
| Retained Earnings (Accumulated Deficit)USD | -33,505,000Source | -55,127,000Source | -63,591,000Source | -63,546,000Source |
| Stockholders' Equity Attributable to ParentUSD | 58,484,000Source | 32,774,000Source | 10,440,000Source | -494,000Source |
| Liabilities and EquityUSD | 754,090,000Source | 641,171,000Source | 601,543,000Source | 579,839,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 250,392,000Source | 201,439,000Source | 183,589,000Source | 159,644,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 146,247,000Source | 83,837,000Source | 39,479,000Source | 3,340,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 9,988,000Source | 5,270,000Source | 4,067,000Source | 3,354,000Source |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts PayableUSD | 1,894,000Source | -3,563,000Source | -1,896,000Source | 238,000Source |
| Deferred Income Tax Expense (Benefit)USD | 4,759,000Source | 3,442,000Source | 1,667,000Source | -553,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 401,305,000Source | 323,806,000Source | 296,146,000Source | 243,297,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -307,804,000Source | -243,442,000Source | -244,292,000Source | -317,244,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 4,601,000Source | 1,335,000Source | 280,000Source | — |
| Payments for Repurchase of Common StockUSD | 15,517,000Source | 3,551,000Source | 0Source | 2,460,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -88,526,000Source | -66,019,000Source | -27,581,000Source | 61,255,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 6,414,000Source | 2,374,000Source | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 93,263,000Source | 88,288,000Source | 73,943,000Source | 49,670,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 36,112,000Source | 42,573,000Source | 43,725,000Source | 32,086,000Source |
| Income Taxes Paid, NetUSD | 6,093,000Source | — | — | — |
| Additional Financial Items | ||||
| Amortization of Debt Issuance CostsUSD | — | — | — | 2,372,000Source |
| Capitalized Computer Software, AmortizationUSD | 4,700,000Source | 9,000,000Source | 12,000,000Source | 12,700,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | 12,700,000Source | 13,600,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 0Source | 42,000Source | 4,348,000Source | 1,940,000Source |
| FinancingReceivableTransferToHeldForSaleValuationAllowanceExpenseUSD | — | — | 2,300,000Source | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | -2,000Source | -5,000Source | -3,000Source | -1,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | 0Source | 0Source | 113,000Source | 0Source |
| General and Administrative ExpenseUSD | 16,590,000Source | 15,053,000Source | 13,643,000Source | 11,865,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | 4,974,000Source | 1,442,000Source | — | — |
| Income Tax Expense (Benefit)USD | 9,885,000Source | 4,215,000Source | 2,331,000Source | -277,000Source |
| Net Income (Loss) Attributable to ParentUSD | 26,329,000Source | 7,258,000Source | -1,005,000Source | 7,098,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 119,918,000Source | 76,579,000Source | 40,484,000Source | -3,758,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 26,329,000Source | 7,258,000Source | -1,005,000Source | 7,098,000Source |
| Operating Lease, Impairment LossUSD | 155,000Source | 0Source | 0Source | 465,000Source |
| Other Interest and Dividend IncomeUSD | 5,281,000Source | 4,736,000Source | 3,519,000Source | 1,411,000Source |
| Other Nonoperating Income (Expense)USD | -4,173,000Source | — | — | — |
| Proceeds from Contributions from AffiliatesUSD | — | — | 0Source | 0Source |
| Proceeds from Stock Options ExercisedUSD | 1,000Source | 0Source | 59,000Source | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Operating Income (Loss)USD | 166,678,000Source | 94,536,000Source | 46,355,000Source | -6,342,000Source |
| Other Nonoperating Income (Expense)USD | -4,173,000Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 156,132,000Source | 88,052,000Source | 41,810,000Source | 3,063,000Source |
| Income Tax Expense (Benefit)USD | 9,885,000Source | 4,215,000Source | 2,331,000Source | -277,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 119,918,000Source | 76,579,000Source | 40,484,000Source | -3,758,000Source |
| Net Income (Loss) Attributable to ParentUSD | 26,329,000Source | 7,258,000Source | -1,005,000Source | 7,098,000Source |
| Earnings Per Share, BasicUSD per share | 0.99Source | 0.36Source | -0.06Source | 0.51Source |
| Earnings Per Share, DilutedUSD per share | 0.99Source | 0.36Source | -0.06Source | 0.05Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 26,506,458Source | 20,145,606Source | 16,391,199Source | 13,913,626Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 26,506,458Source | 20,145,606Source | 16,391,199Source | 84,256,084Source |
| Additional Financial Items | ||||
| Capitalized Computer Software, AmortizationUSD | 4,700,000Source | 9,000,000Source | 12,000,000Source | 12,700,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.25Source | 0.12Source | — | — |
| Current Income Tax Expense (Benefit)USD | 5,126,000Source | — | — | — |
| Depreciation, Depletion and Amortization, NonproductionUSD | 5,159,000Source | 9,621,000Source | 12,735,000Source | 13,581,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 0Source | 42,000Source | 4,348,000Source | 1,940,000Source |
| FinancingReceivableTransferToHeldForSaleValuationAllowanceExpenseUSD | — | — | 2,300,000Source | — |
| General and Administrative ExpenseUSD | 16,590,000Source | 15,053,000Source | 13,643,000Source | 11,865,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | 4,974,000Source | 1,442,000Source | — | — |
| Interest Expense, DebtUSD | — | — | — | 32,790,000Source |
| Labor and Related ExpenseUSD | 60,695,000Source | 60,475,000Source | 60,680,000Source | 59,976,000Source |
| Management Fee ExpenseUSD | — | — | — | 0Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 26,329,000Source | 7,258,000Source | -1,005,000Source | 7,098,000Source |
| Other Interest and Dividend IncomeUSD | 5,281,000Source | 4,736,000Source | 3,519,000Source | 1,411,000Source |
Offerings
Registration 333-297733
Filing attachments
d207829dex991.htm · S-4/A · 2026-08-05
EX-99.1 4 d207829dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 SCAN TO VIEW MATERIALS & VOTE BNCCORP, INC. 322 EAST MAIN AVENUE BISMARCK, ND 58501 ATTN: TRACEY HERSCHMAN VOTE BY INTERNET Before The Meeting - Go to www.proxyvote.com or scan the QR Barcode above Use the Internet to transmit your voting instructions and for electronic delivery of information up until 10:59 p.m. Central Time on September 16, 2026. Have your proxy card in hand when you access the web site and follow the instructions …
Read attachment ↗d207829dex992.htm · S-4/A · 2026-08-05
EX-99.2 5 d207829dex992.htm EX-99.2 EX-99.2 Exhibit 99.2 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1885. Member SIPC and NYSE. CONSENT OF PIPER SANDLER & CO. We hereby consent to the inclusion of our opinion letter to the Board of Directors of BNCCORP, Inc. (“BNCC”) as an Annex to the Proxy Statement/Prospectus relating to the proposed transaction between BNCC, OppFi Inc., and certain other parti…
Read attachment ↗d207829dex992.htm · S-4 · 2026-07-27
EX-99.2 6 d207829dex992.htm EX-99.2 EX-99.2 Exhibit 99.2 1251 AVENUE OF THE AMERICAS, 6TH FLOOR NEW YORK, NY 10020 P 212 466-7800 | TF 800 635-6851 Piper Sandler & Co. Since 1885. Member SIPC and NYSE. CONSENT OF PIPER SANDLER & CO. We hereby consent to the inclusion of our opinion letter to the Board of Directors of BNCCORP, Inc. (“BNCC”) as an Annex to the Proxy Statement/Prospectus relating to the proposed transaction between BNCC, OppFi Inc., and certain other parti…
Read attachment ↗