Company research
Fold Holdings, Inc.
CIK 1889123Updated Sep 24, 2026
Name history
FTAC Emerald Acquisition Corp. · through Feb 13, 2025Emerald ESG Acquisition Corp · through Oct 21, 2021
FLD price & chart
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NASDAQ:FLD on TradingView ↗About the company
Fold (NASDAQ: FLD) is the first publicly traded bitcoin financial services company, making it easy for individuals and businesses to earn, save, and use bitcoin. Fold has built a financial services platform that operates across both U.S. dollars and bitcoin, and is designed to connect these systems in a seamless manner. Fold’s consumer offerings include an FDIC-insured checking account, a Visa debit card (the "Fold Debit Card"), a Visa credit card (the "Fold Credit Card"), bill payment services, a bitcoin gift card, and an extensive catalog of merchant reward offers. The Company also offers various forms of bitcoin buying and selling with low-to-zero fees and insured custody.
In the news
Fold to Release Second Quarter 2026 Results August 11th ↗
Thesis*-Backed Fold Celebrates First Bitcoin Financial Services Listing on Nasdaq with Opening Bell Ceremony USA - English MEXICO - Spanish BRAZIL - Portuguese USA - čeština USA - Français USA - Deutsch USA - Polski USA - Pусский APAC - English USA - English Indonesia - Bahasa Korea - 한국어 APAC - Tra ↗
Recent filings
S-1 filing
D filing
DEF 14A filing
424B3 filing
Entry into a Material Definitive Agreement · Unregistered Sales of Equity Securities
Items 1.01, 3.02, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 153,467,654Source | 52,216,095Source | 165,959,208Source | 255,664,716Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 7,652,203Source | — | — | 72,753Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 728,001Source | — | — | — |
| Inventory, NetUSD | 478,045Source | — | — | — |
| Assets, CurrentUSD | 18,115,802Source | 926,452Source | 306,059Source | 257,966Source |
| Prepaid Expense and Other Assets, CurrentUSD | 2,384,684Source | — | — | 185,213Source |
| Other Assets, NoncurrentUSD | 299,309Source | — | — | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 90,477,007Source | 9,292,665Source | 4,549,026Source | 10,351,278Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | — | — | — |
| Common Stock, Value, IssuedUSD | 4,849Source | — | — | 98Source |
| Additional Paid in CapitalUSD | 233,924,782Source | 6,008,775Source | 6,984,216Source | — |
| Retained Earnings (Accumulated Deficit)USD | -170,938,984Source | -14,332,652Source | -11,296,875Source | -8,501,776Source |
| Stockholders' Equity Attributable to ParentUSD | 62,990,647Source | -8,322,918Source | -4,311,700Source | -8,500,817Source |
| Liabilities and EquityUSD | 153,467,654Source | 52,216,095Source | 165,959,208Source | 255,664,716Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | 21,110,096Source | 9,292,665Source | 3,394,026Source | 492,008Source |
| Accounts Payable, CurrentUSD | 704,789Source | — | — | — |
| Other Liabilities, NoncurrentUSD | 689,680Source | — | — | — |
| Additional Financial Items | ||||
| Deferred Revenue, CurrentUSD | 366,252Source | — | — | — |
| Deferred Revenue, NoncurrentUSD | 0Source | — | 1,155,000Source | 1,155,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 9,969,112Source | — | — | — |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts ReceivableUSD | 276,546Source | — | — | — |
| Increase (Decrease) in InventoriesUSD | 215,232Source | — | — | — |
| Increase (Decrease) in Accounts PayableUSD | -408,763Source | — | — | — |
| Deferred Income Tax Expense (Benefit)USD | 0Source | — | — | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | -16,119,695Source | -3,433,498Source | -5,082,475Source | -1,703,364Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -8,966,938Source | 117,317,426Source | 99,806,210Source | -28,432,159Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | — | 116,724,496Source | 96,791,644Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 14,408,477Source | -113,007,729Source | -94,766,644Source | 28,980,362Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -10,678,156Source | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 7,652,203Source | 906,043Source | 29,844Source | — |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 51,181Source | — | — | — |
| Income Taxes Paid, NetUSD | 6,139Source | — | — | — |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 10,000,000Source | — | — | — |
| Amortization of Debt Issuance CostsUSD | 236,305Source | — | — | — |
| Capitalized Computer Software, AmortizationUSD | 600,000Source | — | — | — |
| Gain (Loss) on Extinguishment of DebtUSD | -9,612,199Source | — | — | — |
| General and Administrative ExpenseUSD | — | 2,920,423Source | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | -27,730,970Source | — | — | — |
| Income Tax Expense (Benefit)USD | 1,472Source | 628,508Source | 2,325,087Source | 726,410Source |
| InterestExpenseNonoperatingUSD | 5,708,045Source | 434,696Source | — | — |
| Investment Income, InterestUSD | — | 2,953,920Source | 11,207,609Source | — |
| Net Income (Loss) Attributable to ParentUSD | -69,590,462Source | -1,868,532Source | 4,443,634Source | 1,115,764Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -69,590,462Source | — | — | — |
| Nonoperating Income (Expense)USD | -41,858,020Source | 1,680,399Source | — | — |
| Operating Costs and ExpensesUSD | — | — | 3,730,488Source | 1,776,887Source |
| Operating ExpensesUSD | 59,524,643Source | — | — | — |
| Proceeds from Issuance of Common StockUSD | 4,369,210Source | — | — | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 31,793,673Source | — | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Operating Income (Loss)USD | — | -2,920,423Source | -3,730,488Source | -1,776,887Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -69,588,990Source | -1,240,024Source | 6,768,721Source | — |
| Income Tax Expense (Benefit)USD | 1,472Source | 628,508Source | 2,325,087Source | 726,410Source |
| Net Income (Loss) Attributable to ParentUSD | -69,590,462Source | -1,868,532Source | 4,443,634Source | 1,115,764Source |
| Earnings Per Share, BasicUSD per share | -1.65Source | — | — | — |
| Earnings Per Share, DilutedUSD per share | -1.65Source | — | — | — |
| Weighted Average Number of Shares Outstanding, Basicshares | 42,218,965Source | — | — | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 42,218,965Source | — | — | — |
| Interest Expense (non-operating)USD | 5,708,045Source | 434,696Source | — | — |
| Additional Financial Items | ||||
| Capitalized Computer Software, AmortizationUSD | 600,000Source | — | — | — |
| Current Income Tax Expense (Benefit)USD | 1,472Source | — | — | — |
| General and Administrative ExpenseUSD | — | 2,920,423Source | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | -27,730,970Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | 1,842,174Source |
| Investment Income, InterestUSD | — | 2,953,920Source | 11,207,609Source | — |
| Marketing and Advertising ExpenseUSD | 1,200,000Source | — | — | — |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -69,590,462Source | — | — | — |
| Nonoperating Income (Expense)USD | -41,858,020Source | 1,680,399Source | — | — |
| Operating Costs and ExpensesUSD | — | — | 3,730,488Source | 1,776,887Source |
| Operating ExpensesUSD | 59,524,643Source | — | — | — |
| Other IncomeUSD | 394,791Source | — | — | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 31,793,673Source | — | — | — |
Offerings
Registration 333-299016
Filing attachments
fld-ex99_1.htm · 8-K · 2026-08-11
EX-99.1 2 fld-ex99_1.htm EX-99.1 EX-99.1 Fold Holdings, Inc. (NASDAQ: FLD) Announces Second Quarter 2026 Results Revenues: $6.1 million Eliminated $20 million of Secured Debt Over 2,000 Fold Credit Cards Currently in Early Access; up over 100% from last quarter Planned Expansion into Asset-Based Revenue Streams PHOENIX, August 11, 2026 (GLOBE NEWSWIRE) -- Fold Holdings, Inc. (NASDAQ: FLD) (“Fold”, “we”, or “our”), the first publicly traded bitcoin financial services company, today ann…
Read attachment ↗fld-ex99_1.htm · 8-K · 2026-05-12
EX-99.1 2 fld-ex99_1.htm EX-99.1 EX-99.1 Fold Holdings, Inc. (NASDAQ: FLD) Announces First Quarter 2026 Results Revenues: $5.6 million, 21.1% YoY decrease Transaction Volumes down 32% YoY More than 1,000 Fold Bitcoin Credit Cards in Circulation Restructuring fees on Bitcoin Gift Card to Drive Distribution PHOENIX - May 12, 2026 Fold Holdings, Inc. (NASDAQ: FLD) (“Fold”, “we”, or “our”), the first publicly traded bitcoin financial services company, today announced financial results fo…
Read attachment ↗fld-ex99_1.htm · 8-K · 2026-03-17
EX-99.1 2 fld-ex99_1.htm EX-99.1 EX-99.1 Fold Holdings, Inc. (NASDAQ: FLD) Announces Fourth Quarter and Full Year 2025 Results 2025 Revenue: $31.8 million, 34% YoY increase 2025 Transaction Volumes of $960 million, 46% YoY increase Launch of Fold Bitcoin Credit Card and Enterprise Services Retired convertible notes, Streamlined capital for growth PHOENIX - March 17, 2026 Fold Holdings, Inc. (NASDAQ: FLD) (“Fold”, “we”, or “our”), the first publicly traded bitcoin financial services c…
Read attachment ↗