Security
Fold Holdings, Inc. Class A Common Stock · FLD
FLDNASDAQCommon stockCurrentCIK 1889123Updated Nov 11, 2026
Name history
FTAC Emerald Acquisition Corp. · through Feb 13, 2025Emerald ESG Acquisition Corp · through Oct 21, 2021
FLD price & chart
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NASDAQ:FLD on TradingView ↗About the company
Fold Holdings, Inc. (NASDAQ: FLD) is a financial services company built on a simple premise: consumers should be able to save, spend, and earn rewards in both U.S. dollars (“USD”) and bitcoin through a single platform. Fold’s consumer offerings include an FDIC-insured checking account, a Visa debit card (the "Fold Debit Card"), a Visa credit card (the "Fold Credit Card"), bill payment services, a bitcoin gift card, and an extensive catalog of merchant reward offers. The Company also offers various forms of bitcoin buying and selling with low-to-zero fees and insured custody. By integrating both dollars and bitcoin within familiar financial products, the Company aims to give consumers a single, practical platform for managing their everyday finances. The Company's products and services are available in the United States through the Fold mobile application (the “Fold App”).
In the news
Fold to Release Second Quarter 2026 Results August 11th ↗
Thesis*-Backed Fold Celebrates First Bitcoin Financial Services Listing on Nasdaq with Opening Bell Ceremony USA - English MEXICO - Spanish BRAZIL - Portuguese USA - čeština USA - Français USA - Deutsch USA - Polski USA - Pусский APAC - English USA - English Indonesia - Bahasa Korea - 한국어 APAC - Tra ↗
Recent filings
424B3 filing
424B3 filing
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
424B3 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 190,966,112Source | 52,156,156Source | 52,494,797Source | 182,103,006Source | 51,761,760Source | 78,328,926Source | 148,548,465Source | 51,529,560Source | 153,467,654Source | 52,216,095Source | 165,959,208Source | 255,664,716Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 6,663,463Source | — | 28,386,785Source | 6,609,719Source | — | 11,526,471Source | 11,699,552Source | — | 7,652,203Source | — | — | 72,753Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 289,940Source | — | 614,801Source | 697,560Source | — | 539,147Source | 942,888Source | — | 728,001Source | — | — | — |
| Inventory, NetUSD | 366,049Source | — | 847,308Source | 330,302Source | — | 460,701Source | 403,595Source | — | 478,045Source | — | — | — |
| Assets, CurrentUSD | 19,075,423Source | 159,885Source | 39,020,753Source | 20,651,393Source | 250,317Source | 19,976,061Source | 24,415,497Source | 358,536Source | 18,115,802Source | 926,452Source | 306,059Source | 257,966Source |
| Prepaid Expense and Other Assets, CurrentUSD | 2,460,384Source | — | 1,913,981Source | 3,644,514Source | — | 2,195,840Source | 4,003,918Source | — | 2,384,684Source | — | — | 185,213Source |
| Other Assets, NoncurrentUSD | 309,444Source | — | 131,770Source | 353,250Source | — | 292,858Source | — | — | 299,309Source | — | — | — |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 96,276,871Source | 7,561,868Source | 21,243,867Source | 93,577,761Source | 6,770,446Source | 41,976,955Source | 76,672,695Source | 6,472,510Source | 90,477,007Source | 9,292,665Source | 4,549,026Source | 10,351,278Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | — | 0Source | 0Source | — | 0Source | 0Source | — | 0Source | — | — | — |
| Common Stock, Value, IssuedUSD | 4,873Source | — | 5,542Source | 4,658Source | — | 5,076Source | 4,625Source | — | 4,849Source | — | — | 98Source |
| Additional Paid in CapitalUSD | 230,932,280Source | 6,493,705Source | 241,003,835Source | 225,322,741Source | 7,011,457Source | 236,453,785Source | 222,098,867Source | 7,307,063Source | 233,924,782Source | 6,008,775Source | 6,984,216Source | — |
| Retained Earnings (Accumulated Deficit)USD | -136,247,912Source | -13,896,647Source | -209,758,447Source | -136,802,154Source | -13,499,621Source | -200,106,890Source | -150,227,722Source | -13,275,814Source | -170,938,984Source | -14,332,652Source | -11,296,875Source | -8,501,776Source |
| Stockholders' Equity Attributable to ParentUSD | 94,689,241Source | -7,401,983Source | 31,250,930Source | 88,525,245Source | -11,697,224Source | 36,351,971Source | 71,875,770Source | -9,377,777Source | 62,990,647Source | -8,322,918Source | -4,311,700Source | -8,500,817Source |
| Liabilities and EquityUSD | 190,966,112Source | 52,156,156Source | 52,494,797Source | 182,103,006Source | 51,761,760Source | 78,328,926Source | 148,548,465Source | 51,529,560Source | 153,467,654Source | 52,216,095Source | 165,959,208Source | 255,664,716Source |
| Current liabilities: | ||||||||||||
| Liabilities, CurrentUSD | 12,951,139Source | 6,406,868Source | 21,243,867Source | 12,891,000Source | 5,615,446Source | 41,976,955Source | 11,110,050Source | 5,317,510Source | 21,110,096Source | 9,292,665Source | 3,394,026Source | 492,008Source |
| Accounts Payable, CurrentUSD | 1,051,437Source | — | 698,556Source | 1,308,838Source | — | 1,653,305Source | 1,486,978Source | — | 704,789Source | — | — | — |
| Other Liabilities, NoncurrentUSD | 491,397Source | — | 0Source | 293,114Source | — | 0Source | — | — | 689,680Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Deferred Revenue, CurrentUSD | 382,983Source | — | 228,148Source | 290,517Source | — | 308,627Source | 358,716Source | — | 366,252Source | — | — | — |
| Deferred Revenue, NoncurrentUSD | 440,013Source | — | — | 451,793Source | — | — | 470,176Source | 1,155,000Source | 0Source | — | 1,155,000Source | 1,155,000Source |
| Partners' Capital | — | — | — | — | — | — | — | —Source | — | — | — | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 1,696,766Source | 5,170,275Source | 9,969,112Source | — | — | — |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Accounts ReceivableUSD | — | — | — | — | — | — | -188,854Source | 491,433Source | 276,546Source | — | — | — |
| Increase (Decrease) in InventoriesUSD | — | — | — | — | — | — | -17,344Source | 140,782Source | 215,232Source | — | — | — |
| Increase (Decrease) in Accounts PayableUSD | — | — | — | — | — | — | 948,516Source | 373,426Source | -408,763Source | — | — | — |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 0Source | — | — | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -6,592,367Source | -4,954,200Source | -16,119,695Source | -3,433,498Source | -5,082,475Source | -1,703,364Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 13,192,937Source | -1,829,194Source | -8,966,938Source | 117,317,426Source | 99,806,210Source | -28,432,159Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | — | 116,724,496Source | 96,791,644Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -2,726,302Source | 152,587Source | 14,408,477Source | -113,007,729Source | -94,766,644Source | 28,980,362Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 3,874,268Source | -6,630,807Source | -10,678,156Source | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 6,663,463Source | 4,387,072Source | 28,386,785Source | 6,609,719Source | 11,526,471Source | 11,699,552Source | 7,652,203Source | 906,043Source | 29,844Source | — |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 2,655,139Source | 0Source | 51,181Source | — | — | — |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 6,139Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 1,600,000Source | 0Source | 1,700,000Source | 1,700,000Source | 1,700,000Source | 4,400,000Source | 10,000,000Source | — | — | — |
| Amortization of Debt Issuance CostsUSD | — | — | — | — | — | — | 6,638Source | 0Source | 236,305Source | — | — | — |
| Capitalized Computer Software, AmortizationUSD | — | — | 200,000Source | 100,000Source | 200,000Source | 100,000Source | 200,000Source | 100,000Source | 600,000Source | — | — | — |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | 0Source | 0Source | 0Source | -9,612,199Source | -4,005,132Source | 0Source | -9,612,199Source | — | — | — |
| General and Administrative ExpenseUSD | — | — | — | 801,420Source | — | — | — | — | — | 2,920,423Source | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | -5,940,318Source | -4,169,159Source | -7,768,634Source | -6,325,518Source | -7,830,313Source | -9,500,370Source | -27,730,970Source | — | — | — |
| Income Tax Expense (Benefit)USD | — | — | -881Source | 6,699Source | 0Source | 881Source | 3,471Source | 3,978Source | 1,472Source | 628,508Source | 2,325,087Source | 726,410Source |
| InterestExpenseNonoperatingUSD | — | — | 1,179,216Source | 0Source | 921,881Source | 1,974,849Source | 2,273,828Source | 1,271,638Source | 5,708,045Source | 434,696Source | — | — |
| Investment Income, InterestUSD | — | — | — | 668,748Source | — | — | — | — | — | 2,953,920Source | 11,207,609Source | — |
| Net Income (Loss) Attributable to ParentUSD | — | — | 554,242Source | -62,310,678Source | -9,651,557Source | 13,425,567Source | -29,167,906Source | -48,879,200Source | -69,590,462Source | -1,868,532Source | 4,443,634Source | 1,115,764Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 554,242Source | -62,310,678Source | -9,651,557Source | 13,425,567Source | -29,167,906Source | -48,879,200Source | -69,590,462Source | — | — | — |
| Nonoperating Income (Expense)USD | — | — | 6,493,679Source | -58,134,820Source | -1,882,923Source | 19,751,966Source | -21,334,122Source | -39,374,852Source | -41,858,020Source | 1,680,399Source | — | — |
| Operating Costs and ExpensesUSD | — | — | — | — | — | — | — | — | — | — | 3,730,488Source | 1,776,887Source |
| Operating ExpensesUSD | — | — | 13,339,257Source | 9,411,048Source | 13,858,543Source | 14,501,444Source | 13,422,622Source | 16,588,207Source | 59,524,643Source | — | — | — |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 389,665Source | 0Source | 4,369,210Source | — | — | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 7,398,939Source | 5,241,889Source | 6,089,909Source | 8,175,926Source | 5,592,309Source | 7,087,837Source | 31,793,673Source | — | — | — |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (Loss)USD | — | — | — | -801,420Source | — | — | — | — | — | -2,920,423Source | -3,730,488Source | -1,776,887Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 553,361Source | -62,303,979Source | -9,651,557Source | 13,426,448Source | -29,164,435Source | -48,875,222Source | -69,588,990Source | -1,240,024Source | 6,768,721Source | — |
| Income Tax Expense (Benefit)USD | — | — | -881Source | 6,699Source | 0Source | 881Source | 3,471Source | 3,978Source | 1,472Source | 628,508Source | 2,325,087Source | 726,410Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 554,242Source | -62,310,678Source | -9,651,557Source | 13,425,567Source | -29,167,906Source | -48,879,200Source | -69,590,462Source | -1,868,532Source | 4,443,634Source | 1,115,764Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.01Source | -10.68Source | -0.19Source | 0.29Source | -0.59Source | -1.92Source | -1.65Source | — | — | — |
| Earnings Per Share, DilutedUSD per share | — | — | 0.01Source | -10.68Source | -0.19Source | 0.28Source | -0.59Source | -1.92Source | -1.65Source | — | — | — |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 46,911,561Source | 5,836,882Source | 51,825,321Source | 46,503,358Source | 49,656,409Source | 25,436,398Source | 42,218,965Source | — | — | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 46,915,361Source | 5,836,882Source | 51,825,321Source | 47,561,116Source | 49,656,409Source | 25,436,398Source | 42,218,965Source | — | — | — |
| Interest Expense (non-operating)USD | — | — | 1,179,216Source | 0Source | 921,881Source | 1,974,849Source | 2,273,828Source | 1,271,638Source | 5,708,045Source | 434,696Source | — | — |
| Additional Financial Items | ||||||||||||
| Capitalized Computer Software, AmortizationUSD | — | — | 200,000Source | 100,000Source | 200,000Source | 100,000Source | 200,000Source | 100,000Source | 600,000Source | — | — | — |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 1,472Source | — | — | — |
| General and Administrative ExpenseUSD | — | — | — | 801,420Source | — | — | — | — | — | 2,920,423Source | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | -5,940,318Source | -4,169,159Source | -7,768,634Source | -6,325,518Source | -7,830,313Source | -9,500,370Source | -27,730,970Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | — | — | — | — | — | — | — | 1,842,174Source |
| Investment Income, InterestUSD | — | — | — | 668,748Source | — | — | — | — | — | 2,953,920Source | 11,207,609Source | — |
| Marketing and Advertising ExpenseUSD | — | — | — | — | — | — | — | — | 1,200,000Source | — | — | — |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 554,242Source | -62,310,678Source | -9,651,557Source | 13,425,567Source | -29,167,906Source | -48,879,200Source | -69,590,462Source | — | — | — |
| Nonoperating Income (Expense)USD | — | — | 6,493,679Source | -58,134,820Source | -1,882,923Source | 19,751,966Source | -21,334,122Source | -39,374,852Source | -41,858,020Source | 1,680,399Source | — | — |
| Operating Costs and ExpensesUSD | — | — | — | — | — | — | — | — | — | — | 3,730,488Source | 1,776,887Source |
| Operating ExpensesUSD | — | — | 13,339,257Source | 9,411,048Source | 13,858,543Source | 14,501,444Source | 13,422,622Source | 16,588,207Source | 59,524,643Source | — | — | — |
| Other IncomeUSD | — | — | 60,961Source | 47,036Source | 308,619Source | 66,398Source | 374,214Source | 120,303Source | 394,791Source | — | — | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 7,398,939Source | 5,241,889Source | 6,089,909Source | 8,175,926Source | 5,592,309Source | 7,087,837Source | 31,793,673Source | — | — | — |
Offerings
Registration 333-299016
Registration 333-286294
Registration 333-295641
Filing attachments
fld-ex99_1.htm · 8-K · 2026-11-10
Fold Holdings, Inc. (NASDAQ: FLD) Announces Third Quarter 2026 Results Launched Fold Reserve and Lead Bank Accounts Custody & Trading Revenue Up 270%, Driven by TikTok Shop Distribution Fold Credit Card Expanded to ~2,500 Cardholders PHOENIX, November 10, 2026 (GLOBE NEWSWIRE) -- Fold Holdings, Inc. (NASDAQ: FLD) (“Fold”, “we”, or “our”), the first publicly traded bitcoin financial services company, today announced financial results for the third quarter ended September 30, 2026. Q3 2026 F…
Read attachment ↗fld-ex99_1.htm · 8-K · 2026-08-11
EX-99.1 2 fld-ex99_1.htm EX-99.1 EX-99.1 Fold Holdings, Inc. (NASDAQ: FLD) Announces Second Quarter 2026 Results Revenues: $6.1 million Eliminated $20 million of Secured Debt Over 2,000 Fold Credit Cards Currently in Early Access; up over 100% from last quarter Planned Expansion into Asset-Based Revenue Streams PHOENIX, August 11, 2026 (GLOBE NEWSWIRE) -- Fold Holdings, Inc. (NASDAQ: FLD) (“Fold”, “we”, or “our”), the first publicly traded bitcoin financial services company, today ann…
Read attachment ↗fld-ex99_1.htm · 8-K · 2026-05-12
EX-99.1 2 fld-ex99_1.htm EX-99.1 EX-99.1 Fold Holdings, Inc. (NASDAQ: FLD) Announces First Quarter 2026 Results Revenues: $5.6 million, 21.1% YoY decrease Transaction Volumes down 32% YoY More than 1,000 Fold Bitcoin Credit Cards in Circulation Restructuring fees on Bitcoin Gift Card to Drive Distribution PHOENIX - May 12, 2026 Fold Holdings, Inc. (NASDAQ: FLD) (“Fold”, “we”, or “our”), the first publicly traded bitcoin financial services company, today announced financial results fo…
Read attachment ↗fld-ex99_1.htm · 8-K · 2026-03-17
EX-99.1 2 fld-ex99_1.htm EX-99.1 EX-99.1 Fold Holdings, Inc. (NASDAQ: FLD) Announces Fourth Quarter and Full Year 2025 Results 2025 Revenue: $31.8 million, 34% YoY increase 2025 Transaction Volumes of $960 million, 46% YoY increase Launch of Fold Bitcoin Credit Card and Enterprise Services Retired convertible notes, Streamlined capital for growth PHOENIX - March 17, 2026 Fold Holdings, Inc. (NASDAQ: FLD) (“Fold”, “we”, or “our”), the first publicly traded bitcoin financial services c…
Read attachment ↗