Company research
NB Bancorp, Inc.
CIK 1979330Updated Sep 27, 2026
SecurityNBBK · NASDAQ · equity
NBBK price & chart
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NASDAQ:NBBK on TradingView ↗About the company
NB Bancorp, Inc. (Nasdaq Capital Market: NBBK) is the registered bank holding company of Needham Bank. Needham Bank is headquartered in Needham, Massachusetts, which is approximately 17 miles southwest of Boston’s financial district. Known as the “Builder’s Bank,” Needham Bank has been helping individuals, businesses and non-profits build for their futures since 1892. Needham Bank offers an array of tech-forward products and services that businesses and consumers use to manage their financial needs. Needham Bank also provides services to companies in the cannabis industry by providing loans and deposits, along with supporting payment platforms in this industry, such as Mosaic.
In the news
NB Bancorp, Inc. and Provident Bancorp, Inc. Announce Closing of Merger News provided by Needham Bank Nov 14, 2025, 16:15 ET Share this article Share to X Share this article Share to X NEEDHAM, Mass. and AMESBURY, Mass. , Nov. 14, 2025 /PRNewswire/ -- NB Bancorp, Inc. ("Needham") (NASDAQ: NBBK ), th ↗
Recent filings
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure · Other Events
Items 2.02, 7.01, 8.01, 9.01
11-K filing
Other Events
Items 8.01, 9.01
4/A filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 7,006,130,000Source | 5,157,737,000Source | 4,533,412,000Source | 3,592,335,000Source |
| Property, Plant and Equipment, NetUSD | 46,209,000Source | 34,654,000Source | 35,531,000Source | 35,344,000Source |
| GoodwillUSD | 18,512,000Source | — | — | — |
| Operating Lease, Right-of-Use AssetUSD | 19,957,000Source | 12,825,000Source | 10,548,000Source | 10,977,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 6,147,198,000Source | 4,392,570,000Source | 3,775,453,000Source | 3,248,270,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 458,000Source | 427,000Source | 427,000Source | — |
| Additional Paid in CapitalUSD | 458,864,000Source | 417,247,000Source | 417,030,000Source | — |
| Retained Earnings (Accumulated Deficit)USD | 445,200,000Source | 400,473,000Source | 366,173,000Source | 358,466,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -3,136,000Source | -8,167,000Source | -11,897,000Source | -14,401,000Source |
| Stockholders' Equity Attributable to ParentUSD | 858,932,000Source | 765,167,000Source | 757,959,000Source | 344,065,000Source |
| Liabilities and EquityUSD | 7,006,130,000Source | 5,157,737,000Source | 4,533,412,000Source | 3,592,335,000Source |
| Additional Financial Items | ||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | -2,637,000Source | -7,387,000Source | — | — |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | 1,463,000Source | 780,000Source | — | — |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 50,302,000Source | 42,149,000Source | 9,825,000Source | 30,065,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 2,910,000Source | — | — | — |
| Deferred Income Tax Expense (Benefit)USD | 3,330,000Source | -10,255,000Source | -7,720,000Source | -1,253,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 60,792,000Source | 43,188,000Source | 52,959,000Source | 39,714,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | 48,120,000Source | — | — | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -519,050,000Source | -546,444,000Source | -831,622,000Source | -667,993,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 3,417,000Source | 1,938,000Source | 2,865,000Source | 8,498,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 77,125,000Source | — | — | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 501,999,000Source | 594,520,000Source | 894,709,000Source | 317,774,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 5,575,000Source | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 407,596,000Source | 363,855,000Source | 272,591,000Source | 156,545,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 143,283,000Source | 128,348,000Source | 88,746,000Source | 6,585,000Source |
| Income Taxes Paid, NetUSD | — | 13,092,000Source | 4,791,000Source | 8,561,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 576,000Source | 149,000Source | 149,000Source | 111,000Source |
| Bank Owned Life Insurance IncomeUSD | 3,293,000Source | 2,269,000Source | 1,510,000Source | 1,157,000Source |
| DepreciationUSD | 3,000,000Source | 2,800,000Source | 2,700,000Source | 2,400,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 4,677,000Source | 14,934,000Source | 9,657,000Source | 6,700,000Source |
| Gain (Loss) on Sale of DerivativesUSD | 1,497,000Source | 1,659,000Source | 2,153,000Source | 1,262,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | 165,000Source | 293,000Source | 5,000Source | 47,000Source |
| General and Administrative ExpenseUSD | 7,327,000Source | 5,221,000Source | 4,848,000Source | 3,683,000Source |
| GoodwillUSD | 18,512,000Source | — | — | — |
| Goodwill, Impairment LossUSD | 0Source | — | — | — |
| Income Tax Expense (Benefit)USD | 20,829,000Source | 16,469,000Source | 2,019,000Source | 6,323,000Source |
| Net Income (Loss) Attributable to ParentUSD | 50,302,000Source | 42,149,000Source | 9,825,000Source | 30,065,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | 417,457,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 67,475,000Source | 80,120,000Source | 103,585,000Source | 170,595,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 4,653,000Source | 12,123,000Source | 13,885,000Source | 6,700,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 4,653,000Source | 12,123,000Source | 13,885,000Source | 6,700,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 71,131,000Source | 58,618,000Source | 11,844,000Source | 36,388,000Source |
| Income Tax Expense (Benefit)USD | 20,829,000Source | 16,469,000Source | 2,019,000Source | 6,323,000Source |
| Net Income (Loss) Attributable to ParentUSD | 50,302,000Source | 42,149,000Source | 9,825,000Source | 30,065,000Source |
| Earnings Per Share, BasicUSD per share | 1.34Source | 1.07Source | 0.23Source | — |
| Earnings Per Share, DilutedUSD per share | 1.34Source | 1.07Source | 0.23Source | — |
| Weighted Average Number of Shares Outstanding, Basicshares | 37,409,219Source | 39,389,829Source | 42,018,229Source | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 37,626,188Source | 39,389,829Source | 42,018,229Source | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 576,000Source | 149,000Source | 149,000Source | 111,000Source |
| Bank Owned Life Insurance IncomeUSD | 3,293,000Source | 2,269,000Source | 1,510,000Source | 1,157,000Source |
| Current Income Tax Expense (Benefit)USD | 17,499,000Source | 26,724,000Source | 9,739,000Source | 7,576,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 4,677,000Source | 14,934,000Source | 9,657,000Source | 6,700,000Source |
| General and Administrative ExpenseUSD | 7,327,000Source | 5,221,000Source | 4,848,000Source | 3,683,000Source |
| Goodwill, Impairment LossUSD | 0Source | — | — | — |
| Interest ExpenseUSD | — | — | 90,444,000Source | 15,548,000Source |
| Interest Expense, DebtUSD | 5,400,000Source | 4,400,000Source | 14,100,000Source | 2,900,000Source |
| InterestExpenseOperatingUSD | 138,290,000Source | 131,318,000Source | — | — |
| Interest Income, Debt Securities, OperatingUSD | 9,508,000Source | 6,853,000Source | 4,773,000Source | 4,954,000Source |
| Interest Income (Expense), NetUSD | 197,458,000Source | 161,198,000Source | 130,057,000Source | 104,964,000Source |
| Labor and Related ExpenseUSD | 77,492,000Source | 67,257,000Source | 68,344,000Source | 47,466,000Source |
| Marketing and Advertising ExpenseUSD | 3,837,000Source | 3,459,000Source | — | — |
Filing attachments
nbbk-20260722xex99d1.htm · 8-K · 2026-07-22
EX-99.1 2 nbbk-20260722xex99d1.htm EX-99.1 Exhibit 99.1 NB Bancorp, Inc. Reports Second Quarter 2026 Financial Results, Declares Quarterly Cash Dividend Investor Contact JP Lapointe, SEVP, CFO IR@NeedhamBank.com 781-474-5408 Needham, MA, July 22, 2026 - NB Bancorp, Inc. (the “Company”) (Nasdaq Capital Market: NBBK), the holding company of Needham Bank (the “Bank”), today announced its second quarter 2026 financial results. Net income for the second quarter of 2026 amounted to $21.1 …
Read attachment ↗nbbk-20260722xex99d2.htm · 8-K · 2026-07-22
EX-99.2 3 nbbk-20260722xex99d2.htm EX-99.2 Exhibit 99.2 1 2 Statements in this press release that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. We may also make forward-looking statements in other documents w…
Read attachment ↗nbbk-20260521xex99d1.htm · 8-K · 2026-05-21
EX-99.1 2 nbbk-20260521xex99d1.htm EX-99.1 Exhibit 99.1 1 June 2, 2026 Performance Trust Capital Connect ──────────────── 2 Forward Looking Statements Statements in this press release that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and are intended to be covered by the safe harbor provisions of the Private Secur…
Read attachment ↗nbbk-20260422xex99d1.htm · 8-K · 2026-04-22
EX-99.1 3 nbbk-20260422xex99d1.htm EX-99.1 Exhibit 99.1 NB Bancorp, Inc. Reports First Quarter 2026 Financial Results, Declares Quarterly Cash Dividend Investor Contact JP Lapointe, SEVP, CFO IR@NeedhamBank.com 781-474-5408 Needham, MA, April 22, 2026 - NB Bancorp, Inc. (the “Company”) (Nasdaq Capital Market: NBBK), the holding company of Needham Bank (the “Bank”), today announced its first quarter 2026 financial results. The Company reported net income of $15.0 million, or $0.36 per d…
Read attachment ↗