Company research
Fifth District Bancorp, Inc.
CIK 2012726Updated Sep 24, 2026
SecurityFDSB · NASDAQ · equity
FDSB price & chart
Loading TradingView…
NASDAQ:FDSB on TradingView ↗About the company
Originally chartered in 1926, Fifth District Savings Bank is a federally-chartered savings bank that conducts its business from its main office and six branch offices located in Orleans, St. Tammany and Jefferson Parishes.
In the news
Recent filings
10-Q filing
11-K filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
3 filing
Submission of Matters to a Vote of Security Holders
Items 5.07
Show 5 more recent filings
10-Q filing
DEF 14A filing
10-K filing
SCHEDULE 13G - filed by Fifth District Savings Bank Employee Stock Ownership Plan Trust regarding Fifth District Bancorp, Inc.
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Regulation FD Disclosure
Items 5.02, 7.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| ASSETS | |||
| AssetsUSD | 534,394,000Source | 527,307,000Source | 480,797,000Source |
| Property, Plant and Equipment, NetUSD | 11,636,000Source | 11,923,000Source | 12,475,000Source |
| Current assets: | |||
| Cash and Cash Equivalents, at Carrying ValueUSD | 33,852,000Source | 37,916,000Source | 19,306,000Source |
| LIABILITIES AND EQUITY | |||
| LiabilitiesUSD | 404,637,000Source | 401,532,000Source | 402,999,000Source |
| Stockholders’ equity: | |||
| Common Stock, Value, IssuedUSD | 54,000Source | 56,000Source | — |
| Additional Paid in CapitalUSD | 51,195,000Source | 53,163,000Source | — |
| Retained Earnings (Accumulated Deficit)USD | 86,941,000Source | 83,693,000Source | 84,771,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -4,428,000Source | -6,911,000Source | -6,973,000Source |
| Stockholders' Equity Attributable to ParentUSD | 129,757,000Source | 125,775,000Source | 77,798,000Source |
| Liabilities and EquityUSD | 534,394,000Source | 527,307,000Source | 480,797,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Cash flows from operating activities: | |||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 4,088,000Source | -1,078,000Source | 797,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | |||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 68,000Source | — | — |
| Deferred Income Tax Expense (Benefit)USD | 65,000Source | -400,000Source | 135,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 1,326,000Source | -1,054,000Source | 796,000Source |
| Cash flows from investing activities: | |||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -5,030,000Source | -27,484,000Source | -6,639,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 384,000Source | 510,000Source | 1,908,000Source |
| Cash flows from financing activities: | |||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -360,000Source | 47,148,000Source | 5,114,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 33,852,000Source | 37,916,000Source | 19,306,000Source |
| Supplemental disclosure of cash flow information: | |||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 9,278,000Source | 8,975,000Source | 5,790,000Source |
| Income Taxes Paid, NetUSD | — | — | 125,000Source |
| Additional Financial Items | |||
| Share-based Payment Arrangement, ExpenseUSD | 68,000Source | — | — |
| Bank Owned Life Insurance IncomeUSD | — | 353,000Source | 312,000Source |
| DepreciationUSD | 671,000Source | 694,000Source | 548,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | 141,000Source | — |
| Gains (Losses) on Sales of Investment Real EstateUSD | 14,000Source | — | — |
| Income Tax Expense (Benefit)USD | 97,000Source | -358,000Source | 149,000Source |
| Net Income (Loss) Attributable to ParentUSD | 4,088,000Source | -1,078,000Source | 797,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 4,088,000Source | -1,078,000Source | — |
| Other Interest and Dividend IncomeUSD | 1,134,000Source | 1,450,000Source | 605,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 10,000Source | -1,210,000Source | -325,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | -1,100,000Source | -450,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|
| Total RevenueUSD | 605,000Source | 619,000Source | 614,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 4,185,000Source | -1,436,000Source | 946,000Source |
| Income Tax Expense (Benefit)USD | 97,000Source | -358,000Source | 149,000Source |
| Net Income (Loss) Attributable to ParentUSD | 4,088,000Source | -1,078,000Source | 797,000Source |
| Earnings Per Share, BasicUSD per share | 0.8Source | -0.21Source | — |
| Earnings Per Share, DilutedUSD per share | 0.8Source | -0.21Source | — |
| Weighted Average Number of Shares Outstanding, Basicshares | 5,122,000Source | 5,131,000Source | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 5,122,000Source | 5,131,000Source | — |
| Additional Financial Items | |||
| Bank Owned Life Insurance IncomeUSD | — | 353,000Source | 312,000Source |
| Current Income Tax Expense (Benefit)USD | 32,000Source | 42,000Source | 14,000Source |
| Gains (Losses) on Sales of Investment Real EstateUSD | 14,000Source | — | — |
| InterestExpenseOperatingUSD | 9,210,000Source | 9,221,000Source | 6,365,000Source |
| Interest Income (Expense), NetUSD | 12,848,000Source | 10,056,000Source | 10,049,000Source |
| Labor and Related ExpenseUSD | 7,667,000Source | 6,709,000Source | 5,948,000Source |
| Marketing and Advertising ExpenseUSD | 105,000Source | 131,000Source | 258,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 4,088,000Source | -1,078,000Source | — |
| Other Interest and Dividend IncomeUSD | 1,134,000Source | 1,450,000Source | 605,000Source |
Filing attachments
ex99-1.htm · 8-K · 2026-02-09
EX-99.1 2 ex99-1.htm EXHIBIT 99.1 PRESS RELEASE DATED FEBRUARY 9, 2026 Exhibit 99.1 PRESS RELEASE Contact: Amie L. Lyons President and Chief Executive Officer (504) 362-7544 Fifth District Bancorp, Inc. Promotes Amie L. Lyons to Permanent President and Chief Executive Officer New Orleans, LA; February 9, 2026 - Fifth District Bancorp, Inc. (the “Company”) (Nasdaq: FDSB), the holding company for Fifth District Savings Bank (the “Bank”), announced today Amie L. Lyons has been promoted …
Read attachment ↗fdsb-20250825xex99d1.htm · 8-K · 2025-08-25
EX-99.1 2 fdsb-20250825xex99d1.htm EX-99.1 Exhibit 99.1 PRESS RELEASE Contact: Amie L. Lyons Interim President and Chief Executive Officer (504) 362-7544 Fifth District Bancorp, Inc. Authorizes Stock Repurchase Program New Orleans, LA; August 25, 2025 - Fifth District Bancorp, Inc. (the “Company”) (Nasdaq: FDSB), the holding company for Fifth District Savings Bank, announced today it has authorized a stock repurchase program for up to 555,947 shares of its common stock, representing 1…
Read attachment ↗