Company research
Fifth District Bancorp, Inc.
CIK 2012726Updated Nov 14, 2026
SecurityFDSB · NASDAQ · equity
FDSB price & chart
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NASDAQ:FDSB on TradingView ↗About the company
Originally chartered in 1926, Fifth District Savings Bank is a federally-chartered savings bank that conducts its business from its main office and six branch offices located in Orleans, St. Tammany and Jefferson Parishes.
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Recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| AssetsUSD | 539,500,000Source | 523,821,000Source | 532,125,000Source | 539,807,000Source | 516,009,000Source | 535,692,000Source | 531,069,000Source | 485,665,000Source | 534,394,000Source | 527,307,000Source | 480,797,000Source |
| Property, Plant and Equipment, NetUSD | 11,720,000Source | 12,069,000Source | 11,875,000Source | 11,825,000Source | 12,213,000Source | 11,774,000Source | 11,811,000Source | 12,654,000Source | 11,636,000Source | 11,923,000Source | 12,475,000Source |
| Current assets: | |||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 34,380,000Source | 34,088,000Source | 19,161,000Source | 27,694,000Source | 46,215,000Source | 23,311,000Source | 30,103,000Source | 36,625,000Source | 33,852,000Source | 37,916,000Source | 19,306,000Source |
| LIABILITIES AND EQUITY | |||||||||||
| LiabilitiesUSD | 408,202,000Source | 395,932,000Source | 403,121,000Source | 408,909,000Source | 437,979,000Source | 406,380,000Source | 403,808,000Source | 408,698,000Source | 404,637,000Source | 401,532,000Source | 402,999,000Source |
| Stockholders’ equity: | |||||||||||
| Common Stock, Value, IssuedUSD | 55,000Source | 56,000Source | 53,000Source | 56,000Source | — | 53,000Source | 56,000Source | — | 54,000Source | 56,000Source | — |
| Additional Paid in CapitalUSD | 52,842,000Source | 53,143,000Source | 50,430,000Source | 53,190,000Source | — | 50,764,000Source | 53,178,000Source | — | 51,195,000Source | 53,163,000Source | — |
| Retained Earnings (Accumulated Deficit)USD | 87,097,000Source | 83,534,000Source | 87,136,000Source | 86,897,000Source | 84,322,000Source | 87,032,000Source | 83,771,000Source | 83,639,000Source | 86,941,000Source | 83,693,000Source | 84,771,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -4,637,000Source | -4,507,000Source | -4,721,000Source | -5,130,000Source | -6,292,000Source | -4,588,000Source | -5,573,000Source | -6,672,000Source | -4,428,000Source | -6,911,000Source | -6,973,000Source |
| Stockholders' Equity Attributable to ParentUSD | 131,298,000Source | 127,889,000Source | 129,004,000Source | 130,898,000Source | 78,030,000Source | 129,312,000Source | 127,261,000Source | 76,967,000Source | 129,757,000Source | 125,775,000Source | 77,798,000Source |
| Liabilities and EquityUSD | 539,500,000Source | 523,821,000Source | 532,125,000Source | 539,807,000Source | 516,009,000Source | 535,692,000Source | 531,069,000Source | 485,665,000Source | 534,394,000Source | 527,307,000Source | 480,797,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | |||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 387,000Source | 78,000Source | 4,088,000Source | -1,078,000Source | 797,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | |||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 137,000Source | — | 68,000Source | — | — |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | -5,000Source | -262,000Source | 65,000Source | -400,000Source | 135,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 1,037,000Source | 823,000Source | 1,326,000Source | -1,054,000Source | 796,000Source |
| Cash flows from investing activities: | |||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -12,225,000Source | -10,531,000Source | -5,030,000Source | -27,484,000Source | -6,639,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 301,000Source | 58,000Source | 384,000Source | 510,000Source | 1,908,000Source |
| Cash flows from financing activities: | |||||||||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 647,000Source | 1,895,000Source | -360,000Source | 47,148,000Source | 5,114,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 34,380,000Source | 34,088,000Source | 19,161,000Source | 27,694,000Source | 23,311,000Source | 30,103,000Source | 33,852,000Source | 37,916,000Source | 19,306,000Source |
| Supplemental disclosure of cash flow information: | |||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 2,286,000Source | 2,353,000Source | 9,278,000Source | 8,975,000Source | 5,790,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | — | — | 125,000Source |
| Additional Financial Items | |||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | — | — | — | — | — | — | 68,000Source | — | — |
| Bank Owned Life Insurance IncomeUSD | — | — | — | 91,000Source | — | — | — | 88,000Source | — | 353,000Source | 312,000Source |
| DepreciationUSD | — | — | — | — | — | — | 164,000Source | 170,000Source | 671,000Source | 694,000Source | 548,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | 13,000Source | — | 141,000Source | — |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | — | — | — | 2,000Source | 1,000Source | — | 13,000Source | 14,000Source | — | — |
| Income Tax Expense (Benefit)USD | — | — | 91,000Source | -210,000Source | 101,000Source | -91,000Source | 103,000Source | 21,000Source | 97,000Source | -358,000Source | 149,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 343,000Source | -788,000Source | 384,000Source | 3,126,000Source | 387,000Source | 78,000Source | 4,088,000Source | -1,078,000Source | 797,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 343,000Source | -788,000Source | 384,000Source | 3,126,000Source | 387,000Source | 78,000Source | 4,088,000Source | -1,078,000Source | — |
| Other Interest and Dividend IncomeUSD | — | — | 283,000Source | 558,000Source | 151,000Source | 257,000Source | 180,000Source | 293,000Source | 1,134,000Source | 1,450,000Source | 605,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | -110,000Source | — | — | — | — | 10,000Source | -1,210,000Source | -325,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | — | — | — | -1,100,000Source | -450,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | — | — | — | — | — | — | 605,000Source | 619,000Source | 614,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 434,000Source | -998,000Source | 485,000Source | 3,035,000Source | 490,000Source | 99,000Source | 4,185,000Source | -1,436,000Source | 946,000Source |
| Income Tax Expense (Benefit)USD | — | — | 91,000Source | -210,000Source | 101,000Source | -91,000Source | 103,000Source | 21,000Source | 97,000Source | -358,000Source | 149,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 343,000Source | -788,000Source | 384,000Source | 3,126,000Source | 387,000Source | 78,000Source | 4,088,000Source | -1,078,000Source | 797,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.07Source | -0.15Source | 0.08Source | 0.61Source | 0.08Source | 0.02Source | 0.8Source | -0.21Source | — |
| Earnings Per Share, DilutedUSD per share | — | — | 0.07Source | -0.15Source | 0.08Source | 0.61Source | 0.08Source | 0.02Source | 0.8Source | -0.21Source | — |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 5,143,000Source | 5,125,000Source | 4,870,000Source | 5,145,000Source | 4,914,000Source | 5,139,000Source | 5,122,000Source | 5,131,000Source | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 5,143,000Source | 5,125,000Source | 4,870,000Source | 5,145,000Source | 4,914,000Source | 5,139,000Source | 5,122,000Source | 5,131,000Source | — |
| Additional Financial Items | |||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | — | 91,000Source | — | — | — | 88,000Source | — | 353,000Source | 312,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 32,000Source | 42,000Source | 14,000Source |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | — | — | — | 2,000Source | 1,000Source | — | 13,000Source | 14,000Source | — | — |
| InterestExpenseOperatingUSD | — | — | 2,348,000Source | 2,310,000Source | 2,080,000Source | 2,332,000Source | 2,103,000Source | 2,272,000Source | 9,210,000Source | 9,221,000Source | 6,365,000Source |
| Interest Income (Expense), NetUSD | — | — | 3,345,000Source | 2,883,000Source | 3,716,000Source | 3,148,000Source | 3,549,000Source | 2,937,000Source | 12,848,000Source | 10,056,000Source | 10,049,000Source |
| Labor and Related ExpenseUSD | — | — | 1,783,000Source | 1,774,000Source | 2,065,000Source | 2,536,000Source | 1,912,000Source | 1,822,000Source | 7,667,000Source | 6,709,000Source | 5,948,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 26,000Source | 30,000Source | 47,000Source | 25,000Source | 38,000Source | 19,000Source | 105,000Source | 131,000Source | 258,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 343,000Source | -788,000Source | 384,000Source | 3,126,000Source | 387,000Source | 78,000Source | 4,088,000Source | -1,078,000Source | — |
| Other Interest and Dividend IncomeUSD | — | — | 283,000Source | 558,000Source | 151,000Source | 257,000Source | 180,000Source | 293,000Source | 1,134,000Source | 1,450,000Source | 605,000Source |
Filing attachments
ex99-1.htm · 8-K · 2026-02-09
Exhibit 99.1 PRESS RELEASE Contact: Amie L. Lyons President and Chief Executive Officer (504) 362-7544 Fifth District Bancorp, Inc. Promotes Amie L. Lyons to Permanent President and Chief Executive Officer New Orleans, LA; February 9, 2026 - Fifth District Bancorp, Inc. (the “Company”) (Nasdaq: FDSB), the holding company for Fifth District Savings Bank (the “Bank”), announced today Amie L. Lyons has been promoted to President and Chief Executive Officer of the Company and the Bank on a p…
Read attachment ↗fdsb-20250825xex99d1.htm · 8-K · 2025-08-25
EX-99.1 2 fdsb-20250825xex99d1.htm EX-99.1 Exhibit 99.1 PRESS RELEASE Contact: Amie L. Lyons Interim President and Chief Executive Officer (504) 362-7544 Fifth District Bancorp, Inc. Authorizes Stock Repurchase Program New Orleans, LA; August 25, 2025 - Fifth District Bancorp, Inc. (the “Company”) (Nasdaq: FDSB), the holding company for Fifth District Savings Bank, announced today it has authorized a stock repurchase program for up to 555,947 shares of its common stock, representing 1…
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