Company research
1st FRANKLIN FINANCIAL CORP
CIK 38723Updated Nov 13, 2026
Name history
FIRST FRANKLIN FINANCIAL CORP · through Apr 16, 2008
Filing activity
Latest filing
50 filings on record · 424B3, 10-Q, 8-K.
Recent filings
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,460,803,000Source | 1,311,663,070Source | 1,240,296,760Source | 1,162,924,256Source |
| Property, Plant and Equipment, NetUSD | 15,521,000Source | 15,515,210Source | 17,215,898Source | 13,111,394Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 18,171,000Source | 35,930,768Source | 22,775,852Source | 49,652,729Source |
| Operating Lease, Right-of-Use AssetUSD | 40,257,000Source | 40,737,215Source | 41,938,371Source | 38,153,238Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,190,049,000Source | 1,060,952,053Source | 975,713,646Source | 903,631,232Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Retained Earnings (Accumulated Deficit)USD | 292,432,000Source | 277,763,467Source | 283,368,839Source | 285,524,840Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -21,848,000Source | -27,222,450Source | -18,955,725Source | -26,401,816Source |
| Liabilities and EquityUSD | 1,460,803,000Source | 1,311,663,070Source | 1,240,296,760Source | 1,162,924,256Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 9,394,000Source | 9,479,026Source | 6,606,132Source | 4,425,985Source |
| Deferred Income Tax Expense (Benefit)USD | 962,000Source | 516,947Source | 392,024Source | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 144,214,000Source | 84,151,449Source | 74,160,764Source | 97,586,822Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -258,879,000Source | -153,988,490Source | -181,351,701Source | -142,252,873Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 5,882,000Source | 6,061,948Source | 11,493,546Source | — |
| Cash flows from financing activities: | ||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 116,315,000Source | 79,717,263Source | 76,591,583Source | 69,733,459Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 1,650,000Source | 9,880,222Source | -30,599,354Source | 25,067,408Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 46,365,000Source | 44,715,096Source | 34,834,874Source | 65,434,228Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 57,716,000Source | 54,881,513Source | 41,752,170Source | 27,264,793Source |
| Additional Financial Items | ||||
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 0Source | 100,000Source | 200,000Source | 606,417Source |
| DepreciationUSD | 6,000,000Source | — | — | — |
| Income Tax Expense (Benefit)USD | 6,225,000Source | 5,696,242Source | 4,820,393Source | 4,417,904Source |
| Insurance Services RevenueUSD | 52,550,000Source | 47,567,554Source | 40,366,976Source | 39,819,600Source |
| Net Income (Loss) Attributable to ParentUSD | 14,669,000Source | -5,605,372Source | 530,089Source | 16,159,627Source |
| Operating ExpensesUSD | 237,412,000Source | 223,167,934Source | 199,223,231Source | 189,079,500Source |
| Operating Lease, ExpenseUSD | 11,500,000Source | 11,000,000Source | 10,100,000Source | 9,200,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 600,000Source | 6,100,000Source | 18,040,000Source | 26,815,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 104,638,000Source | 83,387,023Source | 87,387,765Source | 84,287,916Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | — | 378,000,000Source | 351,400,000Source | 339,000,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 20,894,000Source | 90,870Source | 5,350,482Source | 20,577,531Source |
| Income Tax Expense (Benefit)USD | 6,225,000Source | 5,696,242Source | 4,820,393Source | 4,417,904Source |
| Net Income (Loss) Attributable to ParentUSD | 14,669,000Source | -5,605,372Source | 530,089Source | 16,159,627Source |
| Earnings Per Share, BasicUSD per share | 86.28Source | -32.97Source | 3.12Source | 95.06Source |
| Additional Financial Items | ||||
| Current Income Tax Expense (Benefit)USD | 5,263,000Source | 5,179,295Source | 4,428,369Source | 4,569,378Source |
| Insurance Services RevenueUSD | 52,550,000Source | 47,567,554Source | 40,366,976Source | 39,819,600Source |
| Interest ExpenseUSD | — | — | 43,193,362Source | 27,847,504Source |
| InterestExpenseOperatingUSD | 58,215,000Source | 55,149,962Source | — | — |
| Interest Income (Expense), NetUSD | 301,273,000Source | 252,092,928Source | 243,819,640Source | 247,294,168Source |
| Interest Income, OperatingUSD | 348,192,000Source | 296,507,429Source | 276,974,396Source | 266,963,826Source |
| Labor and Related ExpenseUSD | 142,562,000Source | 124,597,000Source | 111,763,367Source | 113,732,789Source |
| Operating ExpensesUSD | 237,412,000Source | 223,167,934Source | 199,223,231Source | 189,079,500Source |
| Operating Lease, ExpenseUSD | 11,500,000Source | 11,000,000Source | 10,100,000Source | 9,200,000Source |
| Other ExpensesUSD | 70,831,000Source | 76,329,787Source | 66,754,481Source | 57,173,463Source |