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FIRST FINANCIAL BANCORP /OH/
CIK 708955Updated Nov 9, 2026
SecurityFFBC · NASDAQ · equity
FFBC price & chart
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NASDAQ:FFBC on TradingView ↗About the company
First Financial Bancorp. is a Cincinnati, Ohio based bank holding company. As of September 30, 2026, the Company had $22.3 billion in assets, $13.9 billion in loans, $17.7 billion in deposits and $2.9 billion in shareholders’ equity. The Company’s subsidiary, First Financial Bank, founded in 1863, provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $4.5 billion in assets under management as of September 30, 2026. The Company operated 151 full service banking centers as of September 30, 2026, located in Ohio, Indiana, Kentucky and Illinois, while the Commercial Finance business lends into targeted industry verticals on a nationwide basis. In 2025, First Financial Bank received its second consecutive Outstanding rating from the Federal Reserve for its performance under the Community Reinvestment Act a…
In the news
First Financial Bancorp Announces Record Third Quarter Financial Results and Quarterly Dividend ↗
First Financial Bancorp Announces Record Third Quarter Financial Results and Quarterly Dividend ↗
Recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 18,554,506,000Source | 18,146,332,000Source | 22,439,679,000Source | 18,634,255,000Source | 18,166,180,000Source | 22,779,815,000Source | 18,455,067,000Source | 17,599,238,000Source | 21,129,379,000Source | 18,570,261,000Source | 17,532,900,000Source | 17,003,316,000Source |
| Property, Plant and Equipment, NetUSD | — | — | — | — | — | — | — | — | 204,760,000Source | 197,965,000Source | 194,740,000Source | 189,080,000Source |
| GoodwillUSD | 1,007,656,000Source | 1,007,656,000Source | 1,099,936,000Source | 1,007,656,000Source | 1,007,656,000Source | 1,099,543,000Source | 1,007,656,000Source | 1,007,656,000Source | 1,099,524,000Source | 1,007,656,000Source | 1,005,868,000Source | 1,001,507,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 73,797,000Source | 81,547,000Source | 140,705,000Source | 75,458,000Source | — | 145,927,000Source | 77,002,000Source | — | 118,832,000Source | 79,291,000Source | — | — |
| Operating Lease, Right-of-Use AssetUSD | 45,850,000Source | 51,500,000Source | 52,696,000Source | 47,333,000Source | 53,000,000Source | 49,846,000Source | 48,800,000Source | 52,900,000Source | 48,647,000Source | — | — | — |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 15,922,651,000Source | 15,695,894,000Source | 19,452,191,000Source | 16,076,100,000Source | 15,839,741,000Source | 19,839,190,000Source | 15,953,832,000Source | 15,312,235,000Source | 18,360,163,000Source | 16,132,220,000Source | 15,264,926,000Source | 14,961,943,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 1,641,315,000Source | 1,639,045,000Source | 1,792,158,000Source | 1,638,796,000Source | 1,635,705,000Source | 1,789,676,000Source | 1,637,041,000Source | 1,632,971,000Source | 1,647,618,000Source | 1,642,055,000Source | 1,638,972,000Source | 1,634,605,000Source |
| Retained Earnings (Accumulated Deficit)USD | 1,399,577,000Source | 1,234,375,000Source | 1,535,765,000Source | 1,351,674,000Source | 1,204,844,000Source | 1,485,573,000Source | 1,304,636,000Source | 1,166,065,000Source | 1,437,286,000Source | 1,276,329,000Source | 1,136,718,000Source | 968,237,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -223,000,000Source | -232,262,000Source | -223,720,000Source | -246,384,000Source | -323,409,000Source | -217,430,000Source | -253,888,000Source | -321,109,000Source | -189,942,000Source | -289,799,000Source | -309,819,000Source | -358,663,000Source |
| Stockholders' Equity Attributable to ParentUSD | 2,631,855,000Source | 2,450,438,000Source | 2,987,488,000Source | 2,558,155,000Source | 2,326,439,000Source | 2,940,625,000Source | 2,501,235,000Source | 2,287,003,000Source | 2,769,216,000Source | 2,438,041,000Source | 2,267,974,000Source | 2,041,373,000Source |
| Liabilities and EquityUSD | 18,554,506,000Source | 18,146,332,000Source | 22,439,679,000Source | 18,634,255,000Source | 18,166,180,000Source | 22,779,815,000Source | 18,455,067,000Source | 17,599,238,000Source | 21,129,379,000Source | 18,570,261,000Source | 17,532,900,000Source | 17,003,316,000Source |
| Additional Financial Items | ||||||||||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | -192,978,000Source | -203,646,000Source | -197,692,000Source | -216,733,000Source | -291,143,000Source | -191,579,000Source | -222,644,000Source | -289,144,000Source | -163,923,000Source | -256,514,000Source | -281,958,000Source | -325,925,000Source |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | 29,015,000Source | 30,164,000Source | 24,261,000Source | 29,520,000Source | 30,540,000Source | 24,665,000Source | 30,000,000Source | 30,829,000Source | 25,069,000Source | 30,480,000Source | 31,117,000Source | 32,023,000Source |
| Long-term DebtUSD | 221,823,000Source | 344,086,000Source | 382,550,000Source | 344,955,000Source | 338,556,000Source | 380,176,000Source | 345,878,000Source | 343,236,000Source | 514,052,000Source | 347,509,000Source | 344,115,000Source | 346,672,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 3,708,000Source | 5,648,000Source | 15,590,000Source | 15,693,000Source | 14,898,000Source | 13,379,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 14,082,000Source | 31,863,000Source | 18,907,000Source | 21,202,000Source | 13,365,000Source | -3,505,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 548,953,000Source | 56,117,000Source | 337,861,000Source | 262,156,000Source | 486,969,000Source | 200,846,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | -12,718,000Source | 0Source | 187,186,000Source | 96,887,000Source | 3,535,000Source | 0Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -600,561,000Source | 72,619,000Source | -546,724,000Source | -1,000,035,000Source | -701,265,000Source | -883,105,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | — | — | 0Source | 16,000Source | 0Source | 1,011,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 13,490,000Source | 3,750,000Source | 20,757,000Source | 21,075,000Source | 24,135,000Source | 13,778,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 43,696,000Source | -112,384,000Source | 213,158,000Source | 699,078,000Source | 219,854,000Source | 669,729,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 25,963,000Source | 22,996,000Source | 94,646,000Source | 89,544,000Source | 87,159,000Source | 86,606,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 152,777,000Source | 1,546,000Source | — | — | 3,313,000Source | 64,018,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -7,912,000Source | 16,352,000Source | 4,295,000Source | -38,801,000Source | 5,558,000Source | -12,530,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 174,659,000Source | 190,618,000Source | 206,361,000Source | 210,187,000Source | 170,641,000Source | 190,610,000Source | 178,553,000Source | 174,258,000Source | 213,059,000Source | 207,501,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 91,896,000Source | 89,612,000Source | 364,965,000Source | 398,129,000Source | 234,929,000Source | 59,512,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 9,213,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 2,359,000Source | 2,395,000Source | 6,229,000Source | 2,358,000Source | 6,261,000Source | 2,359,000Source | 11,003,000Source | 9,487,000Source | 10,402,000Source | 11,185,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | -42,000Source | -17,468,000Source | -337,000Source | 243,000Source | -1,260,000Source | -9,949,000Source | -22,324,000Source | -22,575,000Source | -1,258,000Source | -569,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | 8,100,000Source | 9,700,000Source | — | — |
| Deferred Other Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 18,907,000Source | 21,202,000Source | 13,365,000Source | -3,505,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 14,000,000Source | 14,400,000Source | 13,300,000Source | 12,900,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | — | — | 1,876,000Source | 1,160,000Source | 1,443,000Source | 1,674,000Source | 4,010,000Source | 1,571,000Source | 7,802,000Source | 4,701,000Source | 5,155,000Source | 5,441,000Source |
| Equipment ExpenseUSD | — | — | 3,582,000Source | 3,617,000Source | 4,310,000Source | 3,441,000Source | 4,693,000Source | 3,813,000Source | 14,776,000Source | 14,427,000Source | 13,543,000Source | 13,224,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | — | — | — | — | — | — | 2,200,000Source | 2,200,000Source | 206,000Source | -639,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | 200,000Source | -100,000Source | -100,000Source | 100,000Source | 300,000Source | 500,000Source | 400,000Source | 100,000Source | 300,000Source | 1,900,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 8,612,000Source | 9,930,000Source | 12,933,000Source | 9,084,000Source | 6,030,000Source | 9,141,000Source | 36,525,000Source | 49,211,000Source | — | — |
| Gain (Loss) on Sale of InvestmentsUSD | — | — | — | — | — | — | -1,260,000Source | -9,949,000Source | -22,324,000Source | -22,575,000Source | -1,258,000Source | -569,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 6,835,000Source | 5,021,000Source | 6,658,000Source | 6,687,000Source | 6,047,000Source | 4,322,000Source | 24,885,000Source | 17,918,000Source | 13,217,000Source | 15,048,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| GoodwillUSD | — | — | 1,007,656,000Source | 1,007,656,000Source | 1,099,936,000Source | 1,007,656,000Source | 1,099,543,000Source | 1,007,656,000Source | 1,099,524,000Source | 1,007,656,000Source | 1,005,868,000Source | 1,001,507,000Source |
| Income Tax Expense (Benefit)USD | — | — | 18,754,000Source | 12,427,000Source | 17,980,000Source | 17,863,000Source | 19,123,000Source | 12,310,000Source | 65,665,000Source | 39,494,000Source | 62,733,000Source | 24,110,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 71,923,000Source | 52,451,000Source | 76,456,000Source | 69,996,000Source | 74,445,000Source | 51,293,000Source | 255,605,000Source | 228,830,000Source | 255,863,000Source | 217,612,000Source |
| Operating Lease, ExpenseUSD | — | — | 13,911,000Source | 11,899,000Source | 14,633,000Source | 13,155,000Source | 14,129,000Source | 12,802,000Source | 53,705,000Source | 44,317,000Source | 32,500,000Source | 20,363,000Source |
| Operating Lease, Lease IncomeUSD | — | — | 20,997,000Source | 16,811,000Source | 22,750,000Source | 20,797,000Source | 21,608,000Source | 18,703,000Source | 80,020,000Source | 67,641,000Source | 51,322,000Source | 31,574,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 6,773,000Source | 6,703,000Source | 5,381,000Source | 5,964,000Source | 5,450,000Source | 6,651,000Source | 25,722,000Source | 29,783,000Source | 19,813,000Source | 5,484,000Source |
| Pension Cost (Reversal of Cost)USD | — | — | 2,144,000Source | 1,546,000Source | 2,200,000Source | 2,275,000Source | 2,200,000Source | 2,275,000Source | 8,772,000Source | 6,078,000Source | 3,515,000Source | 2,002,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 256,857,000Source | 139,550,000Source | 655,467,000Source | 482,587,000Source | 440,815,000Source | 704,304,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 48,000Source | 177,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | — | — | — | 8,540,000Source | 8,700,000Source | 37,667,000Source | 47,659,000Source | 43,107,000Source | 11,713,000Source |
| Debt Securities, Realized Gain (Loss) | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit)USD | — | — | 18,754,000Source | 12,427,000Source | 17,980,000Source | 17,863,000Source | 19,123,000Source | 12,310,000Source | 65,665,000Source | 39,494,000Source | 62,733,000Source | 24,110,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 71,923,000Source | 52,451,000Source | 76,456,000Source | 69,996,000Source | 74,445,000Source | 51,293,000Source | 255,605,000Source | 228,830,000Source | 255,863,000Source | 217,612,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.76Source | 0.56Source | 0.74Source | 0.74Source | 0.72Source | 0.54Source | 2.68Source | 2.42Source | 2.72Source | 2.33Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.75Source | 0.55Source | 0.73Source | 0.73Source | 0.71Source | 0.54Source | 2.66Source | 2.4Source | 2.69Source | 2.3Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 94,889,341Source | 94,473,666Source | 103,938,322Source | 94,860,428Source | 103,705,269Source | 94,645,787Source | 95,284,550Source | 94,404,617Source | 93,938,772Source | 93,528,712Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 95,753,798Source | 95,479,510Source | 104,936,741Source | 95,741,696Source | 104,615,405Source | 95,524,262Source | 96,157,964Source | 95,405,719Source | 95,096,067Source | 94,586,851Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 2,359,000Source | 2,395,000Source | 6,229,000Source | 2,358,000Source | 6,261,000Source | 2,359,000Source | 11,003,000Source | 9,487,000Source | 10,402,000Source | 11,185,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.25Source | 0.24Source | 0.25Source | 0.24Source | 0.25Source | 0.24Source | 0.98Source | 0.94Source | 0.92Source | 0.92Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 46,758,000Source | 18,292,000Source | 49,368,000Source | 27,615,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | -42,000Source | -17,468,000Source | -337,000Source | 243,000Source | -1,260,000Source | -9,949,000Source | -22,324,000Source | -22,575,000Source | -1,258,000Source | -569,000Source |
| Debt Securities, Gain (Loss)USD | — | — | 3,000Source | -17,694,000Source | -283,000Source | 2,000Source | -1,022,000Source | -9,913,000Source | -22,644,000Source | -25,152,000Source | -1,258,000Source | 569,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 13,387,000Source | 7,330,000Source | 31,830,000Source | 30,323,000Source | 30,026,000Source | 31,181,000Source |
| Equipment ExpenseUSD | — | — | 3,582,000Source | 3,617,000Source | 4,310,000Source | 3,441,000Source | 4,693,000Source | 3,813,000Source | 14,776,000Source | 14,427,000Source | 13,543,000Source | 13,224,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | 200,000Source | -100,000Source | -100,000Source | 100,000Source | 300,000Source | 500,000Source | 400,000Source | 100,000Source | 300,000Source | 1,900,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 8,612,000Source | 9,930,000Source | 12,933,000Source | 9,084,000Source | 6,030,000Source | 9,141,000Source | 36,525,000Source | 49,211,000Source | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 275,234,000Source | 65,863,000Source |
| InterestExpenseOperatingUSD | — | — | 89,768,000Source | 101,559,000Source | 90,544,000Source | 87,631,000Source | 92,808,000Source | 91,123,000Source | 359,858,000Source | 390,085,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 160,486,000Source | 155,560,000Source | 190,377,000Source | 158,269,000Source | 189,610,000Source | 149,296,000Source | 642,046,000Source | 612,010,000Source | 627,770,000Source | 519,143,000Source |
| Labor and Related ExpenseUSD | — | — | 80,607,000Source | 74,813,000Source | 86,917,000Source | 74,917,000Source | 99,856,000Source | 75,238,000Source | 315,885,000Source | 304,389,000Source | 292,731,000Source | 269,368,000Source |
| Operating Lease, ExpenseUSD | — | — | 13,911,000Source | 11,899,000Source | 14,633,000Source | 13,155,000Source | 14,129,000Source | 12,802,000Source | 53,705,000Source | 44,317,000Source | 32,500,000Source | 20,363,000Source |
| Operating Lease, Lease IncomeUSD | — | — | 20,997,000Source | 16,811,000Source | 22,750,000Source | 20,797,000Source | 21,608,000Source | 18,703,000Source | 80,020,000Source | 67,641,000Source | 51,322,000Source | 31,574,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 6,773,000Source | 6,703,000Source | 5,381,000Source | 5,964,000Source | 5,450,000Source | 6,651,000Source | 25,722,000Source | 29,783,000Source | 19,813,000Source | 5,484,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
| Debt Securities, Realized Gain (Loss) | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
Offerings
Registration 333-298761
Registration 333-293094
Registration 333-290507
Filing attachments
a8k3q26earningsreleaseex991.htm · 8-K · 2026-10-27
Exhibit 99.1 First Financial Bancorp Announces Record Third Quarter Financial Results and Quarterly Dividend • Earnings per diluted share of $0.77; $0.84 on an adjusted(1) basis; 11% increase from the third quarter of 2025 and highest in Company history • Return on average assets of 1.44%; 1.56% on an adjusted(1) basis • Net interest margin on FTE basis(1) of 4.07%; 9 bp increase from linked quarter • Loan growth of $170 million, or 4.9% on an annualized basis • Record adjusted(1) noninte…
Read attachment ↗tm2624150d2_ex99-1.htm · S-4 · 2026-09-04
Exhibit 99.1 Signature [PLEASE SIGN WITHIN BOX] Date Signature (Joint Owners) Date TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS: KEEP THIS PORTION FOR YOUR RECORDS DETACH AND RETURN THIS PORTION ONLY THIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED. T03567-TBD For Against Abstain!!! 2. The approval of the adjournment of the special meeting, if necessary or appropriate, to solicit additional proxies if there are insufficient!!! votes at the time of the special me…
Read attachment ↗tm2624150d2_ex99-2.htm · S-4 · 2026-09-04
Exhibit 99.2 CONSENT OF STEPHENS INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of Finward Bancorp (the “Company”) as an Appendix to the Proxy Statement/Prospectus relating to the proposed merger of Finward Bancorp with and into First Financial Bancorp. contained in the Registration Statement on Form S-4, as filed with the Securities and Exchange Commission, and to the references to our firm and such opinion in such Proxy Statement/Prospectus and the Re…
Read attachment ↗tm2620858d1_ex99-1.htm · 8-K · 2026-07-21
EX-99.1 3 tm2620858d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 First Financial Bancorp Announces Second Quarter 2026 Financial Results, Quarterly Dividend Increase & Acquisition of Finward Bancorp Earnings per diluted share of $0.73; $0.80 on an adjusted(1) basis is highest in Company history Return on average assets of 1.37%; 1.50% on an adjusted(1) basis Net interest margin on FTE basis(1) of 3.98% Loan growth of $240 million, or 7.1% on an annualized basis Net charge-offs 0.20% of…
Read attachment ↗tm2620858d1_ex99-2.htm · 8-K · 2026-07-21
EX-99.2 4 tm2620858d1_ex99-2.htm EXHIBIT 99.2 earnings presentation and agreement to acquire Finward Bancorp • Second Quarter 2026 Exhibit 99.2 forward looking statements disclosure 2 Certain statements in this presentation constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act …
Read attachment ↗a8k1q26earningsreleaseex991.htm · 8-K · 2026-04-23
EX-99.1 2 a8k1q26earningsreleaseex991.htm EX-99.1 Document Exhibit 99.1 First Financial Bancorp Announces First Quarter 2026 Financial Results • Earnings per diluted share of $0.71; $0.77 on an adjusted(1) basis • Return on average assets of 1.34%; 1.45% on an adjusted(1) basis • Net interest margin on FTE basis(1) of 3.99% • Record quarterly revenue of $265.3 million on an adjusted(1) basis • Noninterest income of $75.6 million on an adjusted(1) basis • $150 million of subordinated …
Read attachment ↗