Company research
FIRST COMMONWEALTH FINANCIAL CORP /PA/
CIK 712537Updated Oct 29, 2026
SecurityFCF · NYSE · equity
FCF price & chart
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NYSE:FCF on TradingView ↗About the company
First Commonwealth Financial Corporation (NYSE: FCF), headquartered in Indiana, Pennsylvania, is a financial services Company with 126 community banking offices in 30 counties throughout western and central Pennsylvania and throughout Ohio, as well as commercial lending operations in Pittsburgh and Harrisburg, Pennsylvania, and Canton, Cleveland, Columbus and Cincinnati, Ohio. The Company also operates mortgage offices in Wexford, Pennsylvania, as well as Hudson and Lewis Center, Ohio. First Commonwealth provides a full range of commercial banking, consumer banking, mortgage, equipment finance, wealth management and insurance products and services through its subsidiaries First Commonwealth Bank and First Commonwealth Insurance Agency. For more information about First Commonwealth or to open an account today, please visit www.fcbanking.com.
In the news
First Commonwealth to Host Second Quarter 2026 Earnings Release Conference Call and Webcast on Wednesday, July 29, 2026 ↗
Recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
N-PX filing
13F-HR filing
10-Q filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 12,310,376,000Source | 11,983,199,000Source | 12,207,826,000Source | 12,237,147,000Source | 11,626,873,000Source | 12,262,572,000Source | 11,786,398,000Source | 11,694,408,000Source | 12,343,036,000Source | 11,584,936,000Source | 11,459,488,000Source | 9,805,666,000Source |
| Property, Plant and Equipment, NetUSD | 116,531,000Source | 116,752,000Source | 113,017,000Source | 117,171,000Source | 119,008,000Source | 113,815,000Source | 114,526,000Source | 118,710,000Source | 114,283,000Source | 116,108,000Source | 121,015,000Source | 115,106,000Source |
| GoodwillUSD | 378,214,000Source | 363,715,000Source | 378,214,000Source | 378,654,000Source | 363,715,000Source | 378,214,000Source | 363,715,000Source | 363,715,000Source | 378,214,000Source | 363,715,000Source | 363,715,000Source | 303,328,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 22,637,000Source | 20,457,000Source | 20,113,000Source | 23,904,000Source | 21,139,000Source | 21,019,000Source | 18,799,000Source | 22,030,000Source | 22,015,000Source | 19,637,000Source | 22,820,000Source | 9,205,000Source |
| Operating Lease, Right-of-Use AssetUSD | 39,120,000Source | 40,982,000Source | 36,176,000Source | 39,721,000Source | 42,537,000Source | 36,788,000Source | 39,400,000Source | 42,068,000Source | 38,170,000Source | 40,171,000Source | 45,005,000Source | 40,747,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 10,768,539,000Source | 10,573,583,000Source | 10,638,658,000Source | 10,719,380,000Source | 10,264,368,000Source | 10,709,875,000Source | 10,339,347,000Source | 10,361,688,000Source | 10,788,660,000Source | 10,179,771,000Source | 10,145,214,000Source | 8,753,592,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 126,600,000Source | 123,603,000Source | 126,600,000Source | 126,600,000Source | 123,603,000Source | 126,600,000Source | 123,603,000Source | 123,603,000Source | 126,600,000Source | 123,603,000Source | 123,603,000Source | 113,915,000Source |
| Additional Paid in CapitalUSD | 676,077,000Source | 631,408,000Source | 676,845,000Source | 676,077,000Source | 630,910,000Source | 676,352,000Source | 632,957,000Source | 630,837,000Source | 675,745,000Source | 631,367,000Source | 630,154,000Source | 497,431,000Source |
| Retained Earnings (Accumulated Deficit)USD | 1,037,022,000Source | 948,464,000Source | 1,121,960,000Source | 1,009,790,000Source | 929,686,000Source | 1,091,594,000Source | 990,540,000Source | 905,897,000Source | 1,067,895,000Source | 971,082,000Source | 881,112,000Source | 774,863,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -69,217,000Source | -83,086,000Source | -70,709,000Source | -76,150,000Source | -113,416,000Source | -68,003,000Source | -81,174,000Source | -119,097,000Source | -64,600,000Source | -102,514,000Source | -111,756,000Source | -137,692,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,541,837,000Source | 1,409,616,000Source | 1,569,168,000Source | 1,517,767,000Source | 1,362,505,000Source | 1,552,697,000Source | 1,447,051,000Source | 1,332,720,000Source | 1,554,376,000Source | 1,405,165,000Source | 1,314,274,000Source | 1,052,074,000Source |
| Liabilities and EquityUSD | 12,310,376,000Source | 11,983,199,000Source | 12,207,826,000Source | 12,237,147,000Source | 11,626,873,000Source | 12,262,572,000Source | 11,786,398,000Source | 11,694,408,000Source | 12,343,036,000Source | 11,584,936,000Source | 11,459,488,000Source | 9,805,666,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 3,734,000Source | 1,753,000Source | 3,013,000Source | 3,414,000Source | 7,389,000Source | -2,012,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 86,826,000Source | 55,886,000Source | 187,540,000Source | 129,463,000Source | 150,759,000Source | 151,413,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | -4,672,000Source | 0Source | -14,492,000Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 210,805,000Source | -213,561,000Source | -388,226,000Source | -121,723,000Source | -574,273,000Source | -588,788,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | — | — | 16,089,000Source | 15,546,000Source | 22,034,000Source | 11,207,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 24,813,000Source | 1,807,000Source | 35,792,000Source | 12,630,000Source | 14,965,000Source | 15,598,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -135,053,000Source | 165,624,000Source | 247,639,000Source | -21,324,000Source | 416,263,000Source | 196,247,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | — | — | 46,953,000Source | -13,584,000Source | -7,251,000Source | -241,128,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 161,411,000Source | 582,309,000Source | 179,635,000Source | 160,166,000Source | 342,940,000Source | 141,358,000Source | 180,362,000Source | 133,409,000Source | 146,993,000Source | 154,244,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 48,907,000Source | 51,385,000Source | 207,503,000Source | 220,151,000Source | 139,872,000Source | 16,396,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 28,000Source | 36,000Source | 34,662,000Source | 32,201,000Source | 37,526,000Source | 34,326,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Debt Issuance CostsUSD | — | — | 0Source | 0Source | — | 0Source | — | — | 0Source | 369,000Source | — | — |
| Amortization of Intangible AssetsUSD | — | — | 1,567,000Source | 1,223,000Source | 1,303,000Source | 1,311,000Source | 1,364,000Source | 1,131,000Source | 5,503,000Source | 5,024,000Source | 4,983,000Source | 3,196,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 1,712,000Source | 2,278,000Source | 2,144,000Source | 1,938,000Source | 1,796,000Source | 1,502,000Source | 6,877,000Source | 6,361,000Source | 4,875,000Source | 5,459,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | -103,000Source | 2,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | 369,000Source | 88,000Source | 311,000Source | 0Source | 229,000Source | -5,142,000Source | -4,348,000Source | -5,446,000Source | -103,000Source | 2,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 9,400,000Source | — | — | — |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 2,066,000Source | 2,153,000Source | 6,626,000Source | 5,688,000Source | 4,104,000Source | 10,552,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | — | — | 2,000Source | -153,000Source | 95,000Source | 0Source | -6,000Source | -153,000Source | -126,000Source | -46,000Source | 14,000Source | 368,000Source |
| Equipment ExpenseUSD | — | — | 4,427,000Source | 4,335,000Source | 4,174,000Source | 4,547,000Source | 4,823,000Source | 4,193,000Source | 18,161,000Source | 17,453,000Source | 17,308,000Source | 15,582,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | 0Source | 106,000Source | 0Source | 0Source | 0Source | 5,146,000Source | 5,146,000Source | 5,664,000Source | 0Source | 0Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | -106,000Source | — | — | — | — | — | -5,664,000Source | — | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | — | 106,000Source | — | — | — | — | — | 5,664,000Source | — | — |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | — | — | — | — | — | — | 7,296,000Source | 5,795,000Source | 3,951,000Source | 5,276,000Source |
| GoodwillUSD | — | — | 378,214,000Source | 363,715,000Source | 378,214,000Source | 378,654,000Source | 378,214,000Source | 363,715,000Source | 378,214,000Source | 363,715,000Source | 363,715,000Source | 303,328,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 10,491,000Source | 8,442,000Source | 11,684,000Source | 8,663,000Source | 9,685,000Source | 8,342,000Source | 39,056,000Source | 35,636,000Source | 40,492,000Source | 32,004,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 41,328,000Source | 32,086,000Source | 44,589,000Source | 33,402,000Source | 37,548,000Source | 32,696,000Source | 152,302,000Source | 142,572,000Source | 157,063,000Source | 128,181,000Source |
| Operating Lease, ExpenseUSD | — | — | 1,467,000Source | 1,406,000Source | 1,363,000Source | 1,467,000Source | 1,365,000Source | 1,410,000Source | 5,600,000Source | 5,900,000Source | 5,900,000Source | 4,700,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | — | 0Source | 127,000,000Source | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 78,422,000Source | 48,846,000Source | 281,247,000Source | 232,897,000Source | 98,309,000Source | 145,589,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 11,327,000Source | 10,615,000Source | 8,931,000Source | 12,657,000Source | 10,733,000Source | 5,736,000Source | 36,725,000Source | 29,170,000Source | 14,813,000Source | 21,106,000Source |
| Payments for (Proceeds from) Other Investing Activities | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
| Gain (Loss) on Sale of Assets and Asset Impairment Charges | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
| Gain (Loss) on Sales of Loans, Net | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
| Unrealized Gain (Loss) on Derivatives | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
| Unrealized Gain (Loss) on Investments | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 51,819,000Source | 40,528,000Source | 56,273,000Source | 42,065,000Source | 47,233,000Source | 41,038,000Source | 191,358,000Source | 178,208,000Source | 197,555,000Source | 160,185,000Source |
| Income Tax Expense (Benefit)USD | — | — | 10,491,000Source | 8,442,000Source | 11,684,000Source | 8,663,000Source | 9,685,000Source | 8,342,000Source | 39,056,000Source | 35,636,000Source | 40,492,000Source | 32,004,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 41,328,000Source | 32,086,000Source | 44,589,000Source | 33,402,000Source | 37,548,000Source | 32,696,000Source | 152,302,000Source | 142,572,000Source | 157,063,000Source | 128,181,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.4Source | 0.31Source | 0.44Source | 0.32Source | 0.37Source | 0.32Source | 1.48Source | 1.4Source | 1.55Source | 1.37Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.39Source | 0.31Source | 0.44Source | 0.32Source | 0.37Source | 0.32Source | 1.47Source | 1.39Source | 1.54Source | 1.37Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 104,383,217Source | 102,069,233Source | 101,194,246Source | 103,628,392Source | 102,117,835Source | 101,566,089Source | 103,220,081Source | 101,913,111Source | 101,556,427Source | 93,612,043Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 104,754,917Source | 102,418,964Source | 101,558,853Source | 103,928,428Source | 102,394,488Source | 101,859,825Source | 103,524,130Source | 102,205,497Source | 101,822,201Source | 93,887,447Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 1,567,000Source | 1,223,000Source | 1,303,000Source | 1,311,000Source | 1,364,000Source | 1,131,000Source | 5,503,000Source | 5,024,000Source | 4,983,000Source | 3,196,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 1,712,000Source | 2,278,000Source | 2,144,000Source | 1,938,000Source | 1,796,000Source | 1,502,000Source | 6,877,000Source | 6,361,000Source | 4,875,000Source | 5,459,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | — | — | — | — | — | — | 4,379,000Source | 391,000Source | 9,034,000Source | 1,702,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.14Source | 0.13Source | 0.14Source | 0.14Source | 0.14Source | 0.13Source | 0.54Source | 0.52Source | 0.5Source | 0.48Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 36,043,000Source | 32,222,000Source | 33,103,000Source | 34,016,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | -103,000Source | 2,000Source |
| Debt Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | -4,348,000Source | -5,446,000Source | — | — |
| Debt Securities, Realized Gain (Loss)USD | — | — | 369,000Source | 88,000Source | 311,000Source | 0Source | 229,000Source | -5,142,000Source | -4,348,000Source | -5,446,000Source | -103,000Source | 2,000Source |
| Equipment ExpenseUSD | — | — | 4,427,000Source | 4,335,000Source | 4,174,000Source | 4,547,000Source | 4,823,000Source | 4,193,000Source | 18,161,000Source | 17,453,000Source | 17,308,000Source | 15,582,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | -106,000Source | — | — | — | — | — | -5,664,000Source | — | — |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 51,586,000Source | 57,808,000Source | 46,880,000Source | 52,685,000Source | 48,244,000Source | 51,606,000Source | 206,601,000Source | 221,571,000Source | 144,322,000Source | 17,732,000Source |
| InterestExpenseOperatingUSD | — | — | — | — | — | — | — | — | 206,601,000Source | 221,571,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 111,123,000Source | 96,515,000Source | 112,442,000Source | 106,241,000Source | 108,974,000Source | 95,522,000Source | 426,087,000Source | 378,892,000Source | 385,676,000Source | 312,221,000Source |
| Labor and Related ExpenseUSD | — | — | 40,717,000Source | 38,618,000Source | 42,734,000Source | 40,584,000Source | 42,874,000Source | 40,415,000Source | 163,981,000Source | 149,287,000Source | 142,871,000Source | 126,031,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 1,931,000Source | 1,960,000Source | 1,438,000Source | 1,457,000Source | 1,671,000Source | 1,372,000Source | 6,447,000Source | 5,535,000Source | 5,713,000Source | 5,031,000Source |
| Operating Lease, ExpenseUSD | — | — | 1,467,000Source | 1,406,000Source | 1,363,000Source | 1,467,000Source | 1,365,000Source | 1,410,000Source | 5,600,000Source | 5,900,000Source | 5,900,000Source | 4,700,000Source |
| Other Expenses | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
| Other Income | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
| Taxes, Miscellaneous | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
Offerings
Registration 333-284578
Filing attachments
fcf-ex991_20261027x8k.htm · 8-K · 2026-10-28
Exhibit 99.1 FOR IMMEDIATE RELEASE First Commonwealth Announces Third Quarter 2026 Earnings; Declares Quarterly Dividend and Announces Additional Share Repurchase Authorization Indiana, PA, October 27, 2026 - First Commonwealth Financial Corporation (NYSE: FCF) today announced financial results for the third quarter of 2026. Financial Summary (dollars in thousands, For the Three Months Ended …
Read attachment ↗fcf-ex991_20260728x8k.htm · 8-K · 2026-07-28
EX-99.1 2 fcf-ex991_20260728x8k.htm EX-99.1 PRESS RELEASE Document Exhibit 99.1 FOR IMMEDIATE RELEASE First Commonwealth Announces Second Quarter 2026 Earnings; Declares Quarterly Dividend and Announces Additional Share Repurchase Authorization Indiana, PA, July 28, 2026 - First Commonwealth Financial Corporation (NYSE: FCF) today announced financial results for the second quarter of 2026. Financial Summary (dollars in thousands, For the Three Mo…
Read attachment ↗fcf-ex991_20260428x8k.htm · 8-K · 2026-04-28
EX-99.1 2 fcf-ex991_20260428x8k.htm EX-99.1 PRESS RELEASE Document Exhibit 99.1 FOR IMMEDIATE RELEASE First Commonwealth Announces First Quarter 2026 Earnings; Increases Quarterly Dividend Indiana, PA, April 28, 2026 - First Commonwealth Financial Corporation (NYSE: FCF) today announced financial results for the first quarter of 2026. Financial Summary (dollars in thousands, For the Three Months Ended except per share data) Ma…
Read attachment ↗fcf-ex991_20260415.htm · 8-K · 2026-04-15
EX-99.1 2 fcf-ex991_20260415.htm EX-99.1 PRESS RELEASE Document Exhibit 99.1 For IMMEDIATE Release: CONTACT: April 15, 2026 Ronald Wahl, Communications/Media Relations Specialist (724) 463-6806 RWahl@fcbanking.com First Commonwealth Financial Corporation Appoints Ryan L. Gorney as Executive Vice President and Chief Information Officer INDIANA, Pa. - First Commonwealth Financial Corporation today announced Ryan L. Gorney has been appointed Executive Vice President and Chief Informatio…
Read attachment ↗fcf-ex991_20260127x8k.htm · 8-K · 2026-01-28
Exhibit 99.1 FOR IMMEDIATE RELEASE First Commonwealth Announces Fourth Quarter and Full Year 2025 Earnings; Declares Quarterly Dividend, Increases Share Repurchase Authorization Indiana, PA, January 27, 2026 - First Commonwealth Financial Corporation (NYSE: FCF) today announced financial results for the fourth quarter and full year of 2025. Financial Summary (dollars in thousands, For the Three Months Ended …
Read attachment ↗fcf-ex991_20251201.htm · 8-K · 2025-12-01
EX-99.1 2 fcf-ex991_20251201.htm EX-99.1 PRESS RELEASE Document Exhibit 99.1 FOR IMMEDIATE RELEASE First Commonwealth Announces Share Repurchase Program Indiana, PA, December 1, 2025 - First Commonwealth Financial Corporation (NYSE: FCF) today announced that its Board of Directors has authorized a new $25.0 million share repurchase program of the company's common stock. During the fourth quarter of 2025, First Commonwealth completed its previously announced $25.0 million common stock rep…
Read attachment ↗