Company research
GERMAN AMERICAN BANCORP, INC.
CIK 714395Updated Nov 11, 2026
SecurityGABC · NASDAQ · equity
Name history
GERMAN AMERICAN BANCORP · through Jun 5, 2006
GABC price & chart
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NASDAQ:GABC on TradingView ↗About the company
German American Bancorp, Inc. (Nasdaq: GABC) is a financial holding company based in Jasper, Indiana. German American, through its banking subsidiary German American Bank, operates 94 banking offices located throughout Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/ southwest). In Columbus, Ohio and Greater Cincinnati, the Company does business as Heartland Bank, a Division of German American Bank. The Company also owns an investment brokerage subsidiary, German American Investment Services, Inc.
In the news
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Recent filings
13F-HR filing
10-Q filing
Regulation FD Disclosure
Items 7.01, 9.01
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
4 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 8,401,248,000Source | 6,260,907,000Source | 8,439,998,000Source | 8,280,142,000Source | 6,216,923,000Source | 8,382,458,000Source | 8,419,693,000Source | 6,111,929,000Source | 8,388,780,000Source | 6,295,910,000Source | 6,152,198,000Source | 6,155,991,000Source |
| GoodwillUSD | 375,237,000Source | 179,025,000Source | 375,470,000Source | 377,976,000Source | 179,025,000Source | 375,470,000Source | 376,507,000Source | 180,357,000Source | 375,470,000Source | 179,025,000Source | 180,357,000Source | 180,357,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 36,419,000Source | 4,523,000Source | 28,894,000Source | 39,183,000Source | 5,070,000Source | 31,291,000Source | 41,956,000Source | 5,665,000Source | 33,790,000Source | 4,018,000Source | 6,307,000Source | 9,426,000Source |
| Operating Lease, Right-of-Use AssetUSD | 5,582,000Source | 4,596,000Source | 4,901,000Source | 3,763,000Source | 4,543,000Source | 5,238,000Source | 4,035,000Source | 4,882,000Source | 5,584,000Source | 4,315,000Source | 5,180,000Source | 6,297,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 7,281,525,000Source | 5,516,344,000Source | 7,228,438,000Source | 7,210,638,000Source | 5,529,102,000Source | 7,207,871,000Source | 7,373,651,000Source | 5,456,675,000Source | 7,226,455,000Source | 5,580,843,000Source | 5,488,640,000Source | 5,597,598,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 37,493,000Source | 29,679,000Source | 37,577,000Source | 37,493,000Source | 29,679,000Source | 37,565,000Source | 37,481,000Source | 29,669,000Source | 37,496,000Source | 29,677,000Source | 29,585,000Source | 29,493,000Source |
| Retained Earnings (Accumulated Deficit)USD | 558,086,000Source | 498,340,000Source | 631,097,000Source | 533,834,000Source | 485,256,000Source | 604,515,000Source | 513,292,000Source | 472,689,000Source | 582,945,000Source | 513,588,000Source | 461,622,000Source | 405,167,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -182,380,000Source | -175,039,000Source | -165,169,000Source | -207,560,000Source | -217,869,000Source | -174,741,000Source | -209,681,000Source | -236,955,000Source | -164,934,000Source | -220,464,000Source | -217,060,000Source | -263,438,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,119,723,000Source | 744,563,000Source | 1,211,560,000Source | 1,069,504,000Source | 687,821,000Source | 1,174,587,000Source | 1,046,042,000Source | 655,254,000Source | 1,162,325,000Source | 715,067,000Source | 663,558,000Source | 558,393,000Source |
| Additional Paid in Capital, Common StockUSD | 706,524,000Source | 391,583,000Source | 708,055,000Source | 705,737,000Source | 390,755,000Source | 707,248,000Source | 704,950,000Source | 389,851,000Source | 706,818,000Source | 392,266,000Source | 389,411,000Source | 387,171,000Source |
| Liabilities and EquityUSD | 8,401,248,000Source | 6,260,907,000Source | 8,439,998,000Source | 8,280,142,000Source | 6,216,923,000Source | 8,382,458,000Source | 8,419,693,000Source | 6,111,929,000Source | 8,388,780,000Source | 6,295,910,000Source | 6,152,198,000Source | 6,155,991,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | — | — | — | — | — | — | — | — | 100,000,000Source | 114,628,000Source | 89,545,000Source | 64,462,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 499,000Source | 481,000Source | 2,874,000Source | 2,947,000Source | 2,332,000Source | 2,330,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 37,044,000Source | 37,928,000Source | 159,316,000Source | 95,764,000Source | 107,234,000Source | 110,036,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 2,500,000Source | 210,826,000Source | -60,271,000Source | -82,400,000Source | 27,255,000Source | -24,181,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 1,066,000Source | 1,253,000Source | 5,315,000Source | 5,047,000Source | 5,745,000Source | 7,852,000Source |
| Cash flows from financing activities: | ||||||||||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -33,999,000Source | 4,745,000Source | -169,455,000Source | 60,098,000Source | -136,540,000Source | -363,666,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 71,000Source | 36,000Source | 64,478,000Source | 50,157,000Source | 132,000Source | 41,690,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 5,545,000Source | 253,499,000Source | -70,410,000Source | 73,462,000Source | -2,051,000Source | -277,811,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 255,648,000Source | 195,555,000Source | 94,158,000Source | 200,148,000Source | 123,927,000Source | 442,291,000Source | 118,382,000Source | 188,792,000Source | 115,330,000Source | 119,079,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 30,165,000Source | 28,648,000Source | 124,182,000Source | 99,057,000Source | 60,663,000Source | 17,442,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 176,000Source | 193,000Source | 246,000Source | 156,000Source | 241,000Source | 184,000Source | 760,000Source | 761,000Source | 750,000Source | 646,000Source |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 10,148,000Source | 2,032,000Source | 2,840,000Source | 3,711,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 630,000Source | 476,000Source | 667,000Source | 703,000Source | 637,000Source | 575,000Source | 2,555,000Source | 2,058,000Source | 1,731,000Source | 2,264,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | 0Source | 70,000Source | 0Source | 0Source | 0Source | 0Source | 0Source | -34,788,000Source | 40,000Source | 562,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 8,983,000Source | 6,882,000Source | 6,570,000Source | 6,648,000Source |
| Equipment ExpenseUSD | — | — | — | 1,013,000Source | — | — | — | — | — | — | 3,580,000Source | 3,698,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 700,000Source | 625,000Source | 1,500,000Source | 1,200,000Source | 2,000,000Source | 15,300,000Source | 19,425,000Source | 2,775,000Source | 2,550,000Source | 6,350,000Source |
| Gain (Loss) on Disposition of AssetsUSD | — | — | — | — | — | — | — | — | 0Source | 38,323,000Source | 83,000Source | 0Source |
| Gain (Loss) on InvestmentsUSD | — | — | — | — | — | — | — | 0Source | 0Source | -34,788,000Source | 40,000Source | 562,000Source |
| Gain (Loss) on Disposition of BusinessUSD | — | — | — | — | — | — | — | — | 0Source | 36,507,000Source | — | — |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 1,189,000Source | 704,000Source | 1,549,000Source | 1,279,000Source | 1,483,000Source | 933,000Source | 4,510,000Source | 3,054,000Source | 2,363,000Source | 3,818,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | — | — | — | — | — | — | 692,000Source | — | — | — |
| GoodwillUSD | — | — | 375,237,000Source | 179,025,000Source | 375,470,000Source | 377,976,000Source | 375,470,000Source | 376,507,000Source | 375,470,000Source | 179,025,000Source | 180,357,000Source | 180,357,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 8,680,000Source | 4,596,000Source | 9,900,000Source | 7,810,000Source | 8,557,000Source | 2,813,000Source | 27,435,000Source | 20,288,000Source | 17,759,000Source | 17,351,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 35,074,000Source | 21,048,000Source | 38,172,000Source | 31,361,000Source | 33,152,000Source | 10,517,000Source | 112,635,000Source | 83,811,000Source | 85,888,000Source | 81,825,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | 0Source | 0Source | 25,000,000Source | 75,000,000Source | 25,000,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 178,598,000Source | 125,188,000Source | 565,795,000Source | 356,471,000Source | 287,084,000Source | 143,418,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | — | — | — | — | 2,550,000Source | 6,350,000Source |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
| Income Taxes Paid, Net | — | — | — | — | — | — | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 126,526,000Source | 88,454,000Source | 126,928,000Source | 123,168,000Source | 122,934,000Source | 111,056,000Source | 487,401,000Source | 353,703,000Source | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 43,754,000Source | 25,644,000Source | 48,072,000Source | 39,171,000Source | 41,709,000Source | 13,330,000Source | 140,070,000Source | — | — | — |
| Income Tax Expense (Benefit)USD | — | — | 8,680,000Source | 4,596,000Source | 9,900,000Source | 7,810,000Source | 8,557,000Source | 2,813,000Source | 27,435,000Source | 20,288,000Source | 17,759,000Source | 17,351,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 35,074,000Source | 21,048,000Source | 38,172,000Source | 31,361,000Source | 33,152,000Source | 10,517,000Source | 112,635,000Source | 83,811,000Source | 85,888,000Source | 81,825,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.94Source | 0.71Source | 1.02Source | 0.84Source | 0.88Source | 0.3Source | 3.06Source | 2.83Source | 2.91Source | 2.78Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.94Source | 0.71Source | 1.02Source | 0.84Source | 0.88Source | 0.3Source | 3.06Source | 2.83Source | 2.91Source | 2.78Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 37,493,028Source | 29,679,464Source | 37,564,295Source | 37,479,342Source | 37,517,833Source | 34,680,719Source | 36,796,342Source | 29,656,416Source | 29,557,567Source | 29,464,591Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 37,493,028Source | 29,679,464Source | 37,564,295Source | 37,479,342Source | 37,517,833Source | 34,680,719Source | 36,796,342Source | 29,656,416Source | 29,557,567Source | 29,464,591Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 10,148,000Source | 2,032,000Source | 2,840,000Source | 3,711,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 630,000Source | 476,000Source | 667,000Source | 703,000Source | 637,000Source | 575,000Source | 2,555,000Source | 2,058,000Source | 1,731,000Source | 2,264,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.29Source | 0.27Source | 0.31Source | 0.29Source | 0.31Source | 0.29Source | 1.16Source | 1.08Source | — | — |
| Debt and Equity Securities, Gain (Loss)USD | — | — | 0Source | 70,000Source | 0Source | 0Source | 0Source | 0Source | 0Source | -34,788,000Source | 40,000Source | 562,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 4,884,000Source | 3,748,000Source | 18,714,000Source | 9,277,000Source | 9,560,000Source | 10,116,000Source |
| Equipment ExpenseUSD | — | — | — | 1,013,000Source | — | — | — | — | — | — | 3,580,000Source | 3,698,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 700,000Source | 625,000Source | 1,500,000Source | 1,200,000Source | 2,000,000Source | 15,300,000Source | 19,425,000Source | 2,775,000Source | 2,550,000Source | 6,350,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | — | — | — | — | — | 0Source | 0Source | -34,788,000Source | 40,000Source | 562,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 66,223,000Source | 18,342,000Source |
| InterestExpenseOperatingUSD | — | — | 32,372,000Source | 26,059,000Source | 26,974,000Source | 33,280,000Source | 26,857,000Source | 29,644,000Source | 125,957,000Source | 100,452,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 75,725,000Source | 48,594,000Source | 81,208,000Source | 73,155,000Source | 78,851,000Source | 66,572,000Source | 294,132,000Source | 190,591,000Source | 190,433,000Source | 200,584,000Source |
| Labor and Related ExpenseUSD | — | — | 25,444,000Source | 19,718,000Source | 27,142,000Source | 26,638,000Source | 28,312,000Source | 28,040,000Source | 107,742,000Source | 82,257,000Source | 83,244,000Source | 84,145,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 1,321,000Source | 941,000Source | 1,240,000Source | 1,300,000Source | 1,616,000Source | 1,454,000Source | 5,153,000Source | 3,939,000Source | 4,857,000Source | 4,416,000Source |
Filing attachments
tm2518676d1_ex99-1.htm · 8-K · 2025-06-24
EX-99.1 2 tm2518676d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Symbol: GABC June 24, 2025 Raymond James Small - Cap Bank Day German American 1 ]‚¨ÈØ ›¼›ãØȯ Õ؛ܛÂã‚ã¯È V؛ܛÂ㛕ö D. Neil Dauby, Chairman and Chief Executive Officer (812) 482 - 0707 neil.dauby@germanamerican.com Bradley M. Rust, President and CFO (812) 482 - 0718 brad.rust@germanamerican.com 2 CAUTIONARY NOTE REGARDING FORWARD - LOOKING STATEMENTS When used in this presentation and our oral statements, the words or phras…
Read attachment ↗tm255296d1_ex4-1.htm · 8-K · 2025-02-03
EX-4.1 2 tm255296d1_ex4-1.htm EXHIBIT 4.1 Exhibit 4.1 FORM OF SUBORDINATED NOTE HEARTLAND BANCCORP 5.0% FIXED-TO-FLOATING RATE Subordinated Note due 2030 THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR INDEBTEDNESS (AS DEFINED IN SECTION 3 OF THIS SUBORDINATED NOTE) OF HEARTLAND BANCCORP (THE “ COMPANY ”), INCLUDING OBLIGATIONS OF THE COMPANY TO ITS GENERAL CREDITORS AND SECURED CREDITORS, AND IS UNSECURED. IT IS INELIGIBLE AS…
Read attachment ↗tm255296d1_ex99-1.htm · 8-K · 2025-02-03
EX-99.1 3 tm255296d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M. Rust, President and Chief Financial Officer (812) 482-1314 1 of 3 GERMAN AMERICAN ANNOUNCES COMPLETION OF MERGER WITH HEARTLAND BANCCORP AND HEARTLAND BANK JASPER, Ind., February 3, 2025 - German American Bancorp, Inc. (Nasdaq: GABC) announced today that it has completed its merger with Heartland BancCorp, the pare…
Read attachment ↗