Company research
FIRST KEYSTONE CORP
CIK 737875Updated Sep 24, 2026
SecurityFKYS · OTC · equity
FKYS price & chart
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Seeking Alpha
Recent filings
Other Events
Items 8.01
Other Events
Items 8.01, 9.01
S-3D filing
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Show 5 more recent filings
Other Events
Items 8.01, 9.01
4 filing
Submission of Matters to a Vote of Security Holders · Regulation FD Disclosure
Items 5.07, 7.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,530,977,000Source | 1,428,583,000Source | 1,415,870,000Source | 1,329,194,000Source |
| GoodwillUSD | 0Source | 0Source | 19,133,000Source | 19,133,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 121,249,000Source | 17,254,000Source | 17,013,000Source | 10,738,000Source |
| Operating Lease, Right-of-Use AssetUSD | 1,326,000Source | 1,400,000Source | 1,472,000Source | 1,541,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,417,917,000Source | 1,321,801,000Source | 1,294,255,000Source | 1,208,808,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 13,007,000Source | 12,901,000Source | 12,705,000Source | 12,502,000Source |
| Retained Earnings (Accumulated Deficit)USD | 79,327,000Source | 80,148,000Source | 100,260,000Source | 100,712,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -19,453,000Source | -25,630,000Source | -29,645,000Source | -29,558,000Source |
| Stockholders' Equity Attributable to ParentUSD | 113,060,000Source | 106,782,000Source | 121,615,000Source | 120,386,000Source |
| Additional Paid in Capital, Common StockUSD | 45,888,000Source | 45,072,000Source | 44,004,000Source | 42,439,000Source |
| Liabilities and EquityUSD | 1,530,977,000Source | 1,428,583,000Source | 1,415,870,000Source | 1,329,194,000Source |
| Deferred Income Tax Liabilities, NetUSD | — | — | — | 0Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 6,152,000Source | -13,203,000Source | 5,560,000Source | — |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Deferred Income Tax Expense (Benefit)USD | -394,000Source | -59,000Source | 253,000Source | 114,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 11,163,000Source | 8,168,000Source | 5,905,000Source | 16,528,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 4,907,000Source | -33,158,000Source | -76,833,000Source | -93,634,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 313,000Source | 1,728,000Source | 1,656,000Source | 1,892,000Source |
| Cash flows from financing activities: | ||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 87,925,000Source | 25,231,000Source | 77,203,000Source | 26,506,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | 5,168,000Source | 6,780,000Source | — |
| Repayments of Long-term DebtUSD | 0Source | 20,000,000Source | 3,000,000Source | 10,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 103,995,000Source | 241,000Source | 6,275,000Source | -50,600,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 121,249,000Source | 17,254,000Source | 17,013,000Source | 10,738,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 38,965,000Source | 40,663,000Source | 25,612,000Source | 8,601,000Source |
| Income Taxes Paid, NetUSD | 883,000Source | -8,000Source | 318,000Source | 2,289,000Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 666,000Source | 669,000Source | 621,000Source | 597,000Source |
| Debt and Equity Securities, Gain (Loss)USD | 224,000Source | 105,000Source | -118,000Source | -846,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 0Source | — | — | — |
| DepreciationUSD | 1,194,000Source | 1,063,000Source | 1,050,000Source | 1,026,000Source |
| Equipment ExpenseUSD | 836,000Source | 676,000Source | 637,000Source | 594,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 0Source | 0Source | 0Source | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 224,000Source | 105,000Source | -217,000Source | — |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 0Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 4,701,000Source | — | — | — |
| Gain (Loss) on Sale of Mortgage LoansUSD | 143,000Source | 80,000Source | 65,000Source | -7,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | -17,000Source | -14,000Source | -19,000Source | -16,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | 143,000Source | 80,000Source | 65,000Source | -7,000Source |
| GoodwillUSD | 0Source | 0Source | 19,133,000Source | 19,133,000Source |
| Goodwill, Impairment LossUSD | 0Source | 19,133,000Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | 213,000Source | -45,000Source | 684,000Source | 2,294,000Source |
| Marketable Securities, Gain (Loss), Excluding Other-than-temporary Impairment LossUSD | 224,000Source | 105,000Source | -217,000Source | — |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment LossUSD | 224,000Source | 105,000Source | -118,000Source | -846,000Source |
| Net Income (Loss) Attributable to ParentUSD | 6,152,000Source | -13,203,000Source | 5,560,000Source | 14,024,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 6,152,000Source | -13,203,000Source | 5,560,000Source | 14,024,000Source |
| Other Interest and Dividend IncomeUSD | 816,000Source | 928,000Source | 669,000Source | 264,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | 1,635,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 58,380,000Source | 69,878,000Source | 41,700,000Source | 51,943,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 4,701,000Source | 1,640,000Source | -217,000Source | -264,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 4,701,000Source | 1,640,000Source | -217,000Source | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 6,365,000Source | -13,248,000Source | 6,244,000Source | 16,318,000Source |
| Income Tax Expense (Benefit)USD | 213,000Source | -45,000Source | 684,000Source | 2,294,000Source |
| Net Income (Loss) Attributable to ParentUSD | 6,152,000Source | -13,203,000Source | 5,560,000Source | 14,024,000Source |
| Earnings Per Share, BasicUSD per share | 0.99Source | -2.14Source | 0.91Source | 2.35Source |
| Earnings Per Share, DilutedUSD per share | 0.99Source | -2.14Source | 0.91Source | 2.35Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 6,226,000Source | 6,170,000Source | 6,054,000Source | 5,974,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 6,226,000Source | — | — | — |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 666,000Source | 669,000Source | 621,000Source | 597,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.12Source | 1.12Source | 1.12Source | 1.12Source |
| Current Income Tax Expense (Benefit)USD | 607,000Source | — | — | — |
| Debt and Equity Securities, Gain (Loss)USD | 224,000Source | 105,000Source | -118,000Source | -846,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 1,277,000Source | 946,000Source | 798,000Source | 1,056,000Source |
| Equipment ExpenseUSD | 836,000Source | 676,000Source | 637,000Source | 594,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 0Source | 0Source | 0Source | — |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 0Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 4,701,000Source | — | — | — |
| Goodwill, Impairment LossUSD | 0Source | 19,133,000Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | 27,872,000Source | 8,913,000Source |
| InterestExpenseOperatingUSD | 39,548,000Source | 39,143,000Source | — | — |
| Interest Income (Expense), NetUSD | 37,651,000Source | 32,279,000Source | 29,116,000Source | 37,500,000Source |
| Labor and Related ExpenseUSD | 17,879,000Source | 17,228,000Source | 16,055,000Source | 14,554,000Source |
| Marketable Securities, Realized Gain (Loss), Excluding Other-than-temporary Impairment LossUSD | 224,000Source | 105,000Source | -118,000Source | -846,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 6,152,000Source | -13,203,000Source | 5,560,000Source | 14,024,000Source |
| Other Interest and Dividend IncomeUSD | 816,000Source | 928,000Source | 669,000Source | 264,000Source |
Filing attachments
fkys-20260827xex99d1.htm · 8-K · 2026-08-27
EX-99.1 2 fkys-20260827xex99d1.htm EX-99.1 Exhibit 99.1 FIRST KEYSTONE CORPORATION ANNOUNCES THIRD QUARTER DIVIDEND Berwick, Pennsylvania - August 27, 2026 - First Keystone Corporation (the “Corporation”) (OTCID: FKYS), parent company of First Keystone Community Bank, declared a $0.28 per share quarterly cash dividend to shareholders of record as of September 10, 2026, payable September 30, 2026. Total cash dividends will be $0.84 per share year-to-date as of September 30, 2026, the same…
Read attachment ↗fkys-20260730xex99d1.htm · 8-K · 2026-08-03
EX-99.1 2 fkys-20260730xex99d1.htm EX-99.1 Exhibit 99.1 FIRST KEYSTONE ANNOUNCES SECOND QUARTER 2026 EARNINGS (UNAUDITED) Berwick, Pennsylvania - July 30, 2026 - First Keystone Corporation (OTCID: FKYS), parent company of First Keystone Community Bank, reported an increase in total interest income of $2,124,000 or 5.7%, as compared to the six months ended June 30, 2025. The increase was predominantly due to interest earned on increased balances of interest-bearing deposits held at the Fed…
Read attachment ↗fkys-20260528xex99d1.htm · 8-K · 2026-05-28
EX-99.1 2 fkys-20260528xex99d1.htm EX-99.1 Exhibit 99.1 FIRST KEYSTONE CORPORATION ANNOUNCES SECOND QUARTER DIVIDEND Berwick, Pennsylvania - May 28, 2026 - First Keystone Corporation (the “Corporation”) (OTCID: FKYS), parent company of First Keystone Community Bank, declared a $0.28 per share quarterly cash dividend to shareholders of record as of June 11, 2026, payable June 30, 2026. Total cash dividends will be $0.56 per share year-to-date as of June 30, 2026, the same amount paid for …
Read attachment ↗fkys-20260521xex99d1.htm · 8-K · 2026-05-26
EX-99.1 2 fkys-20260521xex99d1.htm EX-99.1 Exhibit 99.1 Annual Shareholders’ Meeting May 21, 2026 ──────────────────────────────── ANNUAL MEETING OF SHAREHOLDERS I. Introduction – Robert A. Bull, Chairman II. Call to Order III. Welcome IV. Ascertain Presence of a Quorum – David R. Saracino, Secretary V. Proposal No. 1 – Election of Directors VI. Proposal No. 2 – Ratification of Independent Auditors VII. Proposal No. 3 – Advisory Vote on Executive Compensation VIII. M…
Read attachment ↗fkys-20260430xex99d1.htm · 8-K · 2026-05-01
EX-99.1 2 fkys-20260430xex99d1.htm EX-99.1 Exhibit 99.1 FIRST KEYSTONE ANNOUNCES FIRST QUARTER 2026 EARNINGS (UNAUDITED) Berwick, Pennsylvania - April 30, 2026 - First Keystone Corporation (OTCID: FKYS), parent company of First Keystone Community Bank, reported an increase in total interest income of $1,032,000 or 5.7%, as compared to the three months ended March 31, 2025. The increase was predominantly due to interest earned on increased balances of interest bearing deposits held at the …
Read attachment ↗fkys-20260304xex99d1.htm · 8-K · 2026-03-04
EX-99.1 2 fkys-20260304xex99d1.htm EX-99.1 Exhibit 99.1 FIRST KEYSTONE CORPORATION ANNOUNCES FIRST QUARTER DIVIDEND Berwick, Pennsylvania - March 4, 2026 - First Keystone Corporation (the “Corporation”) (OTCID: FKYS), parent company of First Keystone Community Bank, declared a $0.28 per share quarterly cash dividend to shareholders of record as of March 12, 2026, payable March 31, 2026. Cash dividends amounted to $0.28 per share for the first quarter of 2026, the same amount paid in the …
Read attachment ↗