EX-99.1 2 fkys-20260730xex99d1.htm EX-99.1 Exhibit 99.1 FIRST KEYSTONE ANNOUNCES SECOND QUARTER 2026 EARNINGS (UNAUDITED) Berwick, Pennsylvania - July 30, 2026 - First Keystone Corporation (OTCID: FKYS), parent company of First Keystone Community Bank, reported an increase in total interest income of $2,124,000 or 5.7%, as compared to the six months ended June 30, 2025. The increase was predominantly due to interest earned on increased balances of interest-bearing deposits held at the Federal Reserve Bank compared to the same period in 2025. Total interest expense increased by $952,000 or 5.1% overall, mainly due to an increase of $598,000 in interest expense related to deposits. The increased deposit interest for the six months ended June 30, 2026 is mainly due to an increase of $1,961,000 in expense related to retail CDs, offset by a decrease of $784,000 in expense related to other retail deposits and a decrease of $579,000 in expense related to brokered CDs. Average retail CD balances have increased $116,059,000 at June 30, 2026 vs. June 30, 2025, while average other interest-bearing retail deposit account balances decreased by $3,184,000 overall during the six month peri…
Open exhibit ↗Current Report · Items 2.02, 9.01 · 8-K
First Keystone Corp
FKYSOTCEQUITYCurrent
Results of Operations and Financial Condition
ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On July 30, 2026, First Keystone Corporation, parent company of First Keystone Community Bank, announced its unaudited earnings for the period ending June 30, 2026. The press release announcing second quarter earnings is filed as Exhibit 99.1 and incorporated herein by reference.
Disclosure sections
Item 2.02Item 2.02 - Results of Operations
ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION
On July 30, 2026, First Keystone Corporation, parent company of First Keystone Community Bank, announced its unaudited earnings for the period ending June 30, 2026. The press release announcing second quarter earnings is filed as Exhibit 99.1 and incorporated herein by reference.