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OLD REPUBLIC INTERNATIONAL CORP
CIK 74260Updated Nov 2, 2026
SecurityORI · NYSE · equity
ORI price & chart
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OLD REPUBLIC ANNOUNCES THIRD QUARTER 2026 EARNINGS CALL ↗
Seeking Alpha
Old Republic: Buybacks Can't Fix Underwriting Pressure ↗
Old Republic expects auto warranty annual premium to reach $600M-$700M over next few years as ECM and warranty lift continues ↗
Old Republic International Corporation (ORI) Q3 2026 Earnings Call Transcript ↗
SEC disclosures
OLD REPUBLIC INTERNATIONAL CORP files 8-K: Material Event ↗
Recent filings
10-Q filing
13F-HR filing
Results of Operations and Financial Condition
Items 2.02, 9.01
144 filing
144 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 30,252,000,000Source | 28,843,800,000Source | 31,592,400,000Source | 29,255,700,000Source | 27,525,200,000Source | 29,596,000,000Source | 28,028,100,000Source | 27,064,300,000Source | 29,862,700,000Source | 27,843,100,000Source | 26,501,400,000Source | 25,159,400,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | 173,200,000Source | 179,600,000Source | 178,300,000Source | 178,100,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 23,812,700,000Source | 22,398,400,000Source | 25,504,500,000Source | 23,052,100,000Source | 21,498,600,000Source | 23,670,500,000Source | 22,084,500,000Source | 20,663,300,000Source | 23,934,200,000Source | 22,224,100,000Source | 20,090,700,000Source | 18,993,200,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 247,400,000Source | 253,500,000Source | 241,400,000Source | 248,400,000Source | 258,400,000Source | 242,800,000Source | 248,400,000Source | 271,800,000Source | 246,300,000Source | 248,800,000Source | 278,300,000Source | 296,900,000Source |
| Retained Earnings (Accumulated Deficit)USD | 6,037,900,000Source | 6,135,400,000Source | 5,850,500,000Source | 5,853,800,000Source | 5,912,300,000Source | 5,652,400,000Source | 5,721,200,000Source | 5,889,300,000Source | 5,515,200,000Source | 5,519,700,000Source | 5,644,300,000Source | 5,319,700,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 151,500,000Source | 106,200,000Source | 8,500,000Source | 91,700,000Source | -196,600,000Source | 47,500,000Source | 10,800,000Source | -205,400,000Source | 163,100,000Source | -102,400,000Source | -132,400,000Source | -522,700,000Source |
| Stockholders' Equity Attributable to ParentUSD | 6,422,800,000Source | 6,445,300,000Source | 6,072,800,000Source | 6,185,600,000Source | 6,026,600,000Source | 5,911,900,000Source | 5,917,500,000Source | 6,400,900,000Source | 5,914,000,000Source | 5,618,900,000Source | 6,410,700,000Source | 6,166,200,000Source |
| Additional Paid in Capital, Common StockUSD | 23,300,000Source | 0Source | 0Source | 32,100,000Source | 105,100,000Source | 0Source | 0Source | 500,700,000Source | 23,300,000Source | 0Source | 678,700,000Source | 1,141,800,000Source |
| Liabilities and EquityUSD | 30,252,000,000Source | 28,843,800,000Source | 31,592,400,000Source | 29,255,700,000Source | 27,525,200,000Source | 29,596,000,000Source | 28,028,100,000Source | 27,064,300,000Source | 29,862,700,000Source | 27,843,100,000Source | 26,501,400,000Source | 25,159,400,000Source |
| Deferred Income Tax Liabilities, NetUSD | 226,400,000Source | 214,000,000Source | 262,900,000Source | 191,000,000Source | 88,300,000Source | 210,600,000Source | 174,500,000Source | 93,800,000Source | 219,300,000Source | 129,100,000Source | 105,600,000Source | 40,900,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 16,300,000Source | — | 15,000,000Source | 17,900,000Source | — | 13,400,000Source | 26,000,000Source | — | 14,400,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 219,300,000Source | 129,100,000Source | 105,600,000Source | 40,900,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | 280,100,000Source | 338,900,000Source | 324,400,000Source | 208,400,000Source | 329,500,000Source | 246,100,000Source | 941,900,000Source | — | — | — |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Deferred Income Tax Expense (Benefit)USD | — | — | 18,600,000Source | 47,300,000Source | 61,300,000Source | -3,400,000Source | 21,100,000Source | 16,100,000Source | 16,800,000Source | 11,700,000Source | -37,400,000Source | -55,100,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 281,400,000Source | 231,700,000Source | 1,164,300,000Source | 1,233,400,000Source | 880,400,000Source | 1,170,600,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 518,200,000Source | 428,400,000Source | -177,200,000Source | -3,900,000Source | 25,300,000Source | -415,000,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | 0Source | -2,000,000Source | -2,300,000Source | 1,200,000Source | -300,000Source | 12,300,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 159,800,000Source | 25,300,000Source | 123,800,000Source | 942,200,000Source | 535,300,000Source | 281,200,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -860,800,000Source | -598,400,000Source | -925,700,000Source | -1,226,900,000Source | -783,200,000Source | -832,700,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 693,800,000Source | 567,900,000Source | 782,600,000Source | 271,900,000Source | 275,500,000Source | 579,700,000Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | -9,700,000Source | -7,600,000Source | -23,100,000Source | -10,700,000Source | 1,800,000Source | 1,500,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -61,100,000Source | 61,800,000Source | 61,300,000Source | 2,400,000Source | 122,500,000Source | -77,100,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 242,500,000Source | 525,200,000Source | 417,700,000Source | 178,100,000Source | 202,100,000Source | 263,700,000Source | 263,200,000Source | 201,900,000Source | 202,800,000Source | 81,000,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 22,100,000Source | 22,100,000Source | 69,300,000Source | 77,300,000Source | 66,000,000Source | 65,800,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 1,400,000Source | 3,900,000Source | 210,500,000Source | 196,300,000Source | 198,300,000Source | 226,500,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | — | — | — | — | — | — | 46,700,000Source | 33,200,000Source | 19,500,000Source | 9,000,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | 500,000Source | -13,100,000Source | -4,300,000Source | -2,600,000Source | 2,500,000Source | -1,000,000Source | -3,900,000Source | -112,100,000Source | -180,700,000Source | -187,600,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | — | — | — | — | — | — | — | — | 841,900,000Source | 770,000,000Source | 680,100,000Source | 591,400,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 35,400,000Source | 39,300,000Source | 33,000,000Source | 28,300,000Source |
| Disposal Group, Not Discontinued Operation, Gain (Loss) on DisposalUSD | — | — | — | — | — | — | — | — | — | 5,400,000Source | 45,600,000Source | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | 110,700,000Source | 210,800,000Source | 134,200,000Source | -4,900,000Source | 116,400,000Source | 17,600,000Source | -22,300,000Source | -18,900,000Source | -123,900,000Source | — |
| Gain (Loss) on InvestmentsUSD | — | — | 104,700,000Source | 197,700,000Source | 172,400,000Source | -7,300,000Source | 201,800,000Source | 55,000,000Source | 179,700,000Source | 69,900,000Source | -190,900,000Source | -201,100,000Source |
| General and Administrative ExpenseUSD | — | — | 457,900,000Source | 424,300,000Source | 467,200,000Source | 462,600,000Source | 490,100,000Source | 441,100,000Source | 1,846,400,000Source | 1,676,000,000Source | — | — |
| GoodwillUSD | — | — | — | — | — | — | — | — | 173,200,000Source | 179,600,000Source | 178,300,000Source | 178,100,000Source |
| Income Tax Expense (Benefit)USD | — | — | 72,800,000Source | 88,000,000Source | 85,700,000Source | 51,700,000Source | 83,800,000Source | 61,600,000Source | 242,100,000Source | 216,900,000Source | 148,700,000Source | 170,900,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | — | — | — | — | — | — | 835,000,000Source | 772,300,000Source | 3,362,300,000Source | 3,026,800,000Source | 2,581,000,000Source | 2,428,400,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 279,500,000Source | 338,900,000Source | 322,300,000Source | 204,400,000Source | 330,000,000Source | 245,000,000Source | 935,400,000Source | 852,700,000Source | 598,600,000Source | 686,400,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 58,000,000Source | 59,000,000Source | 60,600,000Source | 64,000,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 2,600,000Source | 2,400,000Source | 3,800,000Source | 2,000,000Source | 31,100,000Source | 26,600,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 406,000,000Source | 436,500,000Source | 1,561,700,000Source | 1,617,800,000Source | 1,353,200,000Source | 1,356,100,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | 46,300,000Source | 40,800,000Source | 33,000,000Source | 24,300,000Source |
| Realized Investment Gains (Losses)USD | — | — | -6,000,000Source | -13,100,000Source | 38,100,000Source | -2,400,000Source | 85,300,000Source | 37,400,000Source | 202,000,000Source | 88,800,000Source | -67,000,000Source | 62,200,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 2,424,300,000Source | 2,341,700,000Source | 2,503,800,000Source | 2,208,500,000Source | 2,399,400,000Source | 2,114,000,000Source | 9,136,300,000Source | 8,231,500,000Source | 7,258,300,000Source | 8,083,700,000Source |
| Income Tax Expense (Benefit)USD | — | — | 72,800,000Source | 88,000,000Source | 85,700,000Source | 51,700,000Source | 83,800,000Source | 61,600,000Source | 242,100,000Source | 216,900,000Source | 148,700,000Source | 170,900,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 279,500,000Source | 338,900,000Source | 322,300,000Source | 204,400,000Source | 330,000,000Source | 245,000,000Source | 935,400,000Source | 852,700,000Source | 598,600,000Source | 686,400,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 1.14Source | 1.35Source | 1.34Source | 0.83Source | 1.36Source | 1.01Source | 3.82Source | 3.3Source | 2.12Source | 2.28Source |
| Earnings Per Share, DilutedUSD per share | — | — | 1.11Source | 1.32Source | 1.31Source | 0.81Source | 1.32Source | 0.98Source | 3.72Source | 3.24Source | 2.1Source | 2.26Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 245,291,737Source | 251,640,055Source | 239,833,084Source | 244,801,566Source | 242,913,821Source | 243,772,711Source | 245,121,426Source | 258,032,085Source | 282,732,526Source | 301,676,941Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 251,319,768Source | 256,862,595Source | 246,265,986Source | 251,075,011Source | 249,376,569Source | 249,640,031Source | 251,313,860Source | 262,880,631Source | 285,471,064Source | 303,296,612Source |
| Additional Financial Items | ||||||||||||
| Benefits, Losses and ExpensesUSD | — | — | 2,071,300,000Source | 1,914,800,000Source | 2,093,600,000Source | 1,948,300,000Source | 1,986,000,000Source | 1,806,300,000Source | 7,952,300,000Source | 7,161,700,000Source | 6,510,800,000Source | 7,226,300,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | 54,100,000Source | 40,600,000Source | 24,400,000Source | 55,100,000Source | 62,700,000Source | 45,500,000Source | 225,200,000Source | 205,200,000Source | 186,200,000Source | 226,000,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | — | — | — | — | — | — | — | — | 841,900,000Source | 770,000,000Source | 680,100,000Source | 591,400,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | 104,700,000Source | 197,700,000Source | 172,400,000Source | -7,300,000Source | 201,800,000Source | 55,000,000Source | 179,700,000Source | 69,900,000Source | -190,900,000Source | -201,100,000Source |
| General and Administrative ExpenseUSD | — | — | 457,900,000Source | 424,300,000Source | 467,200,000Source | 462,600,000Source | 490,100,000Source | 441,100,000Source | 1,846,400,000Source | 1,676,000,000Source | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | — | — | — | — | 1,169,800,000Source | — | — | — |
| Interest Expense, DebtUSD | — | — | — | — | — | — | — | — | 70,500,000Source | 79,800,000Source | 67,200,000Source | 67,300,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | — | — | — | — | — | — | 835,000,000Source | 772,300,000Source | 3,362,300,000Source | 3,026,800,000Source | 2,581,000,000Source | 2,428,400,000Source |
| Net Investment IncomeUSD | — | — | 182,600,000Source | 171,000,000Source | 182,000,000Source | 171,500,000Source | 178,000,000Source | 170,700,000Source | 708,700,000Source | 673,100,000Source | 578,300,000Source | 459,500,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 58,000,000Source | 59,000,000Source | 60,600,000Source | 64,000,000Source |
| Other IncomeUSD | — | — | 50,700,000Source | 43,700,000Source | 51,400,000Source | 49,600,000Source | 47,300,000Source | 47,200,000Source | 194,900,000Source | 177,600,000Source | 163,100,000Source | 149,900,000Source |
| Realized Investment Gains (Losses)USD | — | — | -6,000,000Source | -13,100,000Source | 38,100,000Source | -2,400,000Source | 85,300,000Source | 37,400,000Source | 202,000,000Source | 88,800,000Source | -67,000,000Source | 62,200,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
Offerings
Registration 333-291948
Filing attachments
ea029111401ex4-1.htm · 8-K · 2026-05-18
EX-4.1 3 ea029111401ex4-1.htm NINTH SUPPLEMENTAL INDENTURE DATED AS OF MAY 18, 2026, BETWEEN THE COMPANY AND WILMINGTON TRUST COMPANY, AS TRUSTEE Exhibit 4.1 EXECUTION VERSION OLD REPUBLIC INTERNATIONAL CORPORATION as Issuer WILMINGTON TRUST COMPANY as Trustee Ninth Supplemental Indenture Dated as of May 18, 2026 Supplemental to Indenture Dated as of August 15, 1992 5.700% Senior Notes due 2036 Table of Contents ARTICLE 1 DEFINITIONS AND …
Read attachment ↗ea026674502ex99-2.htm · S-4/A · 2026-05-01
EX-99.2 3 ea026674502ex99-2.htm SUBSCRIPTION OFFERING STOCK ORDER FORM AND INSTRUCTIONS Exhibit 99.2 OLD REPUBLIC INTERNATIONAL CORPORATION STOCK ORDER FORM FOR SUBSCRIPTION OFFERING TO ELIGIBLE MEMBERS, OFFICERS, DIRECTORS AND EMPLOYEES OF EVERETT CASH MUTUAL INSURANCE CO. on the terms described in the Proxy Statement/Prospectus dated [●], 2026. Another copy of the Proxy Statement/Prospectus may be obtained by calling 1-800-937-5449. WHEN YOU COMPLETE THIS FORM, PLEASE READ THE ENCL…
Read attachment ↗ea026674501ex99-1_oldrepub.htm · S-4 · 2025-12-04
EX-99.1 4 ea026674501ex99-1_oldrepub.htm PRO FORMA VALUATION APPRAISAL REPORT OF EVERETT CASH MUTUAL INSURANCE CO. Exhibit 99.1 Feldman Financial Advisors, Inc. ──────────────────────────────────── 8804 Mirador Place McLean, VA 22102 (202) 467-6862 Everett Cash Mutual Insurance Company Everett, Pennsylvania Conversion Valuation Appraisal Report Valued as of September 17, 2025 Prepared By Feldman Financial Advisors, Inc. McLean, Virginia ─────────────…
Read attachment ↗ea026674501ex99-2_oldrepub.htm · S-4 · 2025-12-04
EX-99.2 5 ea026674501ex99-2_oldrepub.htm FORM OF OLD REPUBLIC INTERNATIONAL CORPORATION STOCK ORDER FORM Exhibit 99.2 OLD REPUBLIC INTERNATIONAL CORPORATION STOCK ORDER FORM FOR OFFERING TO ELIGIBLE MEMBERS, OFFICERS, DIRECTORS AND EMPLOYEES OF EVERETT CASH MUTUAL INSURANCE CO. on the terms described in the Proxy Statement/Prospectus dated [●], 2026. Another copy of the Proxy Statement/Prospectus may be obtained by calling [ ● ]. WHEN YOU COMPLETE THIS FORM, PLEASE READ THE ENCLOS…
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