Company research
NATIONAL BANKSHARES INC
CIK 796534Updated Nov 13, 2026
SecurityNKSH · NASDAQ · equity
NKSH price & chart
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NASDAQ:NKSH on TradingView ↗About the company
National Bankshares, Inc., headquartered in Blacksburg, Virginia, is the parent company of The National Bank of Blacksburg, which does business as National Bank, and of National Bankshares Financial Services, Inc. National Bank is a community bank operating from 28 full-service offices in Southwestern, Western and Central Virginia, and one loan production office in Charlottesville, Virginia. National Bankshares Financial Services, Inc. is an investment and insurance subsidiary in the same trade area. The Company’s stock is traded on the Nasdaq Capital Market under the symbol “NKSH.” Additional information is available at www.nationalbankshares.com.
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Recent filings
Other Events
Items 8.01, 9.01
10-Q filing
Other Events
Items 8.01, 9.01
Regulation FD Disclosure
Items 7.01
Regulation FD Disclosure
Items 7.01
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Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,802,407,000Source | 1,785,033,000Source | 1,832,700,000Source | 1,806,610,000Source | 1,809,216,000Source | 1,828,993,000Source | 1,835,717,000Source | 1,689,206,000Source | 1,824,506,000Source | 1,811,636,000Source | 1,655,370,000Source | 1,677,551,000Source |
| Property, Plant and Equipment, NetUSD | 19,812,000Source | 16,165,000Source | 18,269,000Source | 17,829,000Source | 15,468,000Source | 18,397,000Source | 17,593,000Source | 11,214,000Source | 18,479,000Source | 16,878,000Source | 11,109,000Source | 10,371,000Source |
| GoodwillUSD | 10,718,000Source | 10,718,000Source | 10,718,000Source | 10,718,000Source | 10,733,000Source | 10,718,000Source | 10,718,000Source | 5,848,000Source | 10,718,000Source | 10,718,000Source | 5,848,000Source | 5,848,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 1,579,000Source | 1,963,000Source | 1,319,000Source | 1,671,000Source | 2,065,000Source | 1,403,000Source | 1,766,000Source | — | 1,490,000Source | 1,863,000Source | — | — |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 42,305,000Source | 49,770,000Source | 54,563,000Source | 92,849,000Source | 98,884,000Source | 62,153,000Source | 122,535,000Source | 121,183,000Source | 59,250,000Source | 108,117,000Source | — | — |
| Operating Lease, Right-of-Use AssetUSD | 1,461,000Source | 1,404,000Source | 1,600,000Source | 1,471,000Source | 1,476,000Source | 1,721,000Source | 1,209,000Source | 1,018,000Source | 1,839,000Source | 1,305,000Source | — | — |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,623,187,000Source | 1,617,251,000Source | 1,640,469,000Source | 1,637,874,000Source | 1,660,253,000Source | 1,641,595,000Source | 1,668,439,000Source | 1,549,816,000Source | 1,639,598,000Source | 1,655,227,000Source | 1,514,848,000Source | 1,554,864,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | — | — | — | — | 0Source | — | — | 0Source | — | — | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 21,974,000Source | 21,796,000Source | 22,149,000Source | 21,925,000Source | 21,768,000Source | 22,086,000Source | 21,874,000Source | 7,436,000Source | 22,024,000Source | 21,831,000Source | 7,404,000Source | 7,362,000Source |
| Retained Earnings (Accumulated Deficit)USD | 201,643,000Source | 198,225,000Source | 207,789,000Source | 197,223,000Source | 195,549,000Source | 207,539,000Source | 199,579,000Source | 200,158,000Source | 202,558,000Source | 196,343,000Source | 197,984,000Source | 199,091,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -44,397,000Source | -52,239,000Source | -37,707,000Source | -50,412,000Source | -68,354,000Source | -42,227,000Source | -54,175,000Source | -68,204,000Source | -39,674,000Source | -61,765,000Source | -64,866,000Source | -83,766,000Source |
| Stockholders' Equity Attributable to ParentUSD | 179,220,000Source | 167,782,000Source | 192,231,000Source | 168,736,000Source | 148,962,000Source | 187,398,000Source | 167,278,000Source | 139,390,000Source | 184,908,000Source | 156,409,000Source | 140,522,000Source | 122,687,000Source |
| Liabilities and EquityUSD | 1,802,407,000Source | 1,785,033,000Source | 1,832,700,000Source | 1,806,610,000Source | 1,809,216,000Source | 1,828,993,000Source | 1,835,717,000Source | 1,689,206,000Source | 1,824,506,000Source | 1,811,636,000Source | 1,655,370,000Source | 1,677,551,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 62,000Source | 43,000Source | 193,000Source | 128,000Source | 42,000Source | — |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 704,000Source | -884,000Source | 750,000Source | -109,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 3,300,000Source | 2,566,000Source | 17,890,000Source | 9,438,000Source | 15,523,000Source | 29,500,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -3,210,000Source | -1,098,000Source | -39,178,000Source | 15,786,000Source | 53,188,000Source | -129,710,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | — | — | — | — | 1,492,000Source | 1,258,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 6,338,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 2,813,000Source | 12,950,000Source | -27,579,000Source | -3,710,000Source | -53,537,000Source | 32,850,000Source |
| Dividends paid | — | — | — | — | — | — | — | — | —Source | —Source | —Source | —Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 2,903,000Source | 14,418,000Source | -48,867,000Source | 21,514,000Source | 15,174,000Source | -67,360,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 6,281,000Source | 7,975,000Source | 29,484,000Source | 33,679,000Source | 20,240,000Source | 3,025,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 1,110,000Source | — | 2,209,000Source | 715,000Source | 2,545,000Source | 3,861,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 49,000Source | 28,000Source | 63,000Source | 51,000Source | 62,000Source | 43,000Source | 193,000Source | 128,000Source | 42,000Source | — |
| Amortization of Intangible AssetsUSD | — | — | 92,000Source | 102,000Source | 84,000Source | 95,000Source | 87,000Source | 97,000Source | 373,000Source | 237,000Source | — | — |
| Bank Owned Life Insurance IncomeUSD | — | — | 304,000Source | 295,000Source | 306,000Source | 297,000Source | 301,000Source | 292,000Source | 1,199,000Source | 1,120,000Source | 2,026,000Source | 958,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 0Source | -3,332,000Source | 0Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 0Source | -3,332,000Source | — |
| DepreciationUSD | — | — | — | — | — | — | 314,000Source | 248,000Source | 1,096,000Source | 900,000Source | 754,000Source | 609,000Source |
| Equity Method Investment, Realized Gain (Loss) on DisposalUSD | — | — | — | — | 6,566,000Source | — | — | — | — | — | 232,000Source | 3,823,000Source |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber PropertyUSD | — | — | — | — | — | — | — | — | 2,000Source | — | — | — |
| Gain (Loss) on Disposition of AssetsUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 9,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | 92,000Source | 50,000Source | 75,000Source | 54,000Source | 19,000Source | 25,000Source | 226,000Source | 168,000Source | 107,000Source | 157,000Source |
| Gain (Loss) on Disposition of Other AssetsUSD | — | — | — | — | — | — | — | — | — | 0Source | — | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | — | — | -1,000Source | — | — |
| GoodwillUSD | — | — | 10,718,000Source | 10,718,000Source | 10,718,000Source | 10,718,000Source | 10,718,000Source | 10,718,000Source | 10,718,000Source | 10,718,000Source | 5,848,000Source | 5,848,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets, Finite-livedUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | — | — |
| Income Tax Expense (Benefit)USD | — | — | 961,000Source | 550,000Source | 1,048,000Source | 362,000Source | 1,066,000Source | 666,000Source | 3,340,000Source | 1,499,000Source | 2,984,000Source | 5,831,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,420,000Source | 2,677,000Source | 5,029,000Source | 2,289,000Source | 4,981,000Source | 3,236,000Source | 15,826,000Source | 7,623,000Source | 15,691,000Source | 25,932,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 4,420,000Source | 2,677,000Source | 5,029,000Source | 2,289,000Source | 4,981,000Source | 3,236,000Source | 15,826,000Source | 7,623,000Source | 15,691,000Source | — |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 306,000Source | -5,000Source | 317,000Source | 36,000Source | -73,000Source | 276,000Source | -16,000Source | 1,227,000Source | -1,261,000Source | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | -63,000Source | 277,000Source | -63,000Source | 1,242,000Source | -1,278,000Source | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 2,078,000Source | 1,875,000Source | 2,178,000Source | 1,921,000Source | 2,208,000Source | 2,132,000Source | 8,176,000Source | 7,474,000Source | 7,072,000Source | 6,994,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 5,381,000Source | 3,227,000Source | 6,077,000Source | 2,651,000Source | 6,047,000Source | 3,902,000Source | 19,166,000Source | 9,122,000Source | 18,675,000Source | 31,763,000Source |
| Income Tax Expense (Benefit)USD | — | — | 961,000Source | 550,000Source | 1,048,000Source | 362,000Source | 1,066,000Source | 666,000Source | 3,340,000Source | 1,499,000Source | 2,984,000Source | 5,831,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,420,000Source | 2,677,000Source | 5,029,000Source | 2,289,000Source | 4,981,000Source | 3,236,000Source | 15,826,000Source | 7,623,000Source | 15,691,000Source | 25,932,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.7Source | 0.42Source | 0.79Source | 0.36Source | 0.78Source | 0.51Source | 2.49Source | 1.24Source | 2.66Source | 4.33Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.69Source | 0.42Source | 0.79Source | 0.36Source | 0.78Source | 0.51Source | 2.49Source | 1.24Source | 2.66Source | — |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 6,360,973Source | 6,356,594Source | 6,363,920Source | 6,358,917Source | 6,363,371Source | 6,358,410Source | 6,359,960Source | 6,161,428Source | 5,889,687Source | 5,989,601Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 6,363,351Source | 6,358,352Source | 6,367,161Source | 6,361,582Source | 6,366,154Source | 6,360,392Source | 6,362,505Source | 6,163,610Source | 5,889,953Source | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 92,000Source | 102,000Source | 84,000Source | 95,000Source | 87,000Source | 97,000Source | 373,000Source | 237,000Source | — | — |
| Bank Owned Life Insurance IncomeUSD | — | — | 304,000Source | 295,000Source | 306,000Source | 297,000Source | 301,000Source | 292,000Source | 1,199,000Source | 1,120,000Source | 2,026,000Source | 958,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | — | 150,000Source | — | — | — | 0Source | 0Source | 2,916,000Source | — | — |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | — | — | 0.75Source | 0.73Source | — | — | 1.51Source | 1.51Source | 2.51Source | 1.5Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | 2,383,000Source | 2,234,000Source | 5,940,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 0Source | -3,332,000Source | 0Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 21,550,000Source | — |
| InterestExpenseOperatingUSD | — | — | 7,336,000Source | 9,218,000Source | 6,404,000Source | 7,546,000Source | 6,318,000Source | 7,947,000Source | 29,752,000Source | 33,725,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 11,674,000Source | 9,433,000Source | 13,050,000Source | 10,990,000Source | 12,623,000Source | 10,251,000Source | 45,561,000Source | 36,397,000Source | 37,283,000Source | 47,026,000Source |
| Labor and Related ExpenseUSD | — | — | 5,114,000Source | 4,953,000Source | 5,788,000Source | 5,211,000Source | 5,834,000Source | 5,180,000Source | 20,858,000Source | 19,214,000Source | 17,318,000Source | 16,519,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 4,420,000Source | 2,677,000Source | 5,029,000Source | 2,289,000Source | 4,981,000Source | 3,236,000Source | 15,826,000Source | 7,623,000Source | 15,691,000Source | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 2,078,000Source | 1,875,000Source | 2,178,000Source | 1,921,000Source | 2,208,000Source | 2,132,000Source | 8,176,000Source | 7,474,000Source | 7,072,000Source | 6,994,000Source |
Filing attachments
nksh-ex99_1.htm · 8-K/A · 2026-11-13
FOR IMMEDIATE RELEASE CONTACTS: LARA E. RAMSEY, PRESIDENT & CEO (540) 951-6250 lramsey@nbbank.com LORA JONES, TREASURER & CFO (540) 951-6238 ljones@nbbank.com NATIONAL BANKSHARES, INC. DECLARES SEMI-ANNUAL DIVIDEND BLACKSBURG, VA, NOVEMBER 12, 2026: The Board of Directors of National Bankshares, Inc. (NASDAQ Capital Market: NKSH) today approved payment on December 1, 2026, of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 23, 2026. President & CEO L…
Read attachment ↗nksh-ex99_1.htm · 8-K · 2026-11-12
FOR IMMEDIATE RELEASE CONTACTS: LARA E. RAMSEY, PRESIDENT & CEO (540) 951-6250 lramsey@nbbank.com LORA JONES, TREASURER & CFO (540) 951-6238 ljones@nbbank.com NATIONAL BANKSHARES, INC. DECLARES SEMI-ANNUAL DIVIDEND BLACKSBURG, VA, NOVEMBER 12, 2026: The Board of Directors of National Bankshares, Inc. (NASDAQ Capital Market: NKSH) today approved payment on December 1, 2026, of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 23, 2026. President & CEO L…
Read attachment ↗nksh-ex99_1.htm · 8-K · 2026-11-03
NATIONAL BANKSHARES, INC. Q2 2026 Investor Presentation Results for the three and six months ended June 30, 2026 NASDAQ: NKSH Forward-Looking Statements National Bankshares, Inc. (the “Company” or “we”) makes forward-looking statements in this presentation that are subject to significant risks and uncertainties. These forward-looking statements include statements regarding our profitability, liquidity, allowance for credit losses, interest rate sensitivity, market risk, growth strategy, and fin…
Read attachment ↗nksh-ex99_1.htm · 8-K · 2026-11-03
NATIONAL BANKSHARES, INC. Q3 2026 Investor Presentation Results for the three and nine months ended September 30, 2026 NASDAQ: NKSH Forward-Looking Statements National Bankshares, Inc. (the “Company” or “we”) makes forward-looking statements in this presentation that are subject to significant risks and uncertainties. These forward-looking statements include statements regarding our profitability, liquidity, allowance for credit losses, interest rate sensitivity, market risk, growth strategy, a…
Read attachment ↗nksh-ex99_1.htm · 8-K · 2026-10-22
EXHIBIT 99.1 FOR IMMEDIATE RELEASE CONTACTS: Lara E. Ramsey, President and CEO Lora M. Jones, Treasurer & CFO ────────────────────────────────────────────────────────────────────────────────────────── (540) 951-6250 lramsey@nbbank.com (540) 951-6238 ljones@nbbank.com National Bankshares, Inc. Reports Results for the Three and Nine Months Ended September 30, 2026 BLACKSBURG, VA., October 22, 2026 -- National Bankshares, Inc. (“the Company”) (Nasdaq: NKSH), p…
Read attachment ↗nksh-ex99_1.htm · 8-K · 2026-07-23
EX-99.1 2 nksh-ex99_1.htm NATIONAL BANKSHARES, INC. PRESS RELEASE, DATED MARCH 24, 2025 EX-99.1 EXHIBIT 99.1 FOR IMMEDIATE RELEASE CONTACTS: Lara Ramsey, President and CEO Lora M. Jones, Treasurer & CFO ────────────────────────────────────────────────────────────────────────────────────────── (540) 951-6250 lramsey@nbbank.com (540) 951-6238 ljones@nbbank.com National Bankshares, Inc. Reports Results for the Three and Six Months Ended June 30, 2026 B…
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