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C & F FINANCIAL CORP
CIK 913341Updated Sep 24, 2026
SecurityCFFI · NASDAQ · equity
CFFI price & chart
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NASDAQ:CFFI on TradingView ↗In the news
C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months ↗
Recent filings
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Financials
FY 2025 · USDSource
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Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 2,768,494,000Source | 2,563,374,000Source | 2,438,498,000Source | 2,332,317,000Source |
| Property, Plant and Equipment, NetUSD | 39,200,000Source | 40,118,000Source | 41,914,000Source | 43,849,000Source |
| GoodwillUSD | 25,191,000Source | 25,191,000Source | 25,191,000Source | 25,191,000Source |
| Operating Lease, Right-of-Use AssetUSD | 2,441,000Source | 2,237,000Source | 2,836,000Source | 2,887,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 2,506,146,000Source | 2,336,404,000Source | 2,220,982,000Source | 2,136,084,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 3,145,000Source | 3,114,000Source | 3,238,000Source | 3,331,000Source |
| Additional Paid in CapitalUSD | 1,078,000Source | 36,000Source | 6,567,000Source | 12,047,000Source |
| Retained Earnings (Accumulated Deficit)USD | 268,696,000Source | 247,814,000Source | 233,760,000Source | 217,214,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -11,166,000Source | -24,604,000Source | -26,687,000Source | -36,958,000Source |
| Stockholders' Equity Attributable to ParentUSD | 261,753,000Source | 226,360,000Source | 216,878,000Source | 195,634,000Source |
| Liabilities and EquityUSD | 2,768,494,000Source | 2,563,374,000Source | 2,438,498,000Source | 2,332,317,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 595,000Source | 610,000Source | 638,000Source | 599,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 26,991,000Source | 19,918,000Source | 23,746,000Source | 29,369,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 1,847,000Source | 1,923,000Source | 1,994,000Source | 1,973,000Source |
| Deferred Income Tax Expense (Benefit)USD | 154,000Source | 474,000Source | 586,000Source | 708,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 24,490,000Source | 38,488,000Source | 38,811,000Source | 90,559,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -169,355,000Source | -148,640,000Source | -56,339,000Source | -411,279,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | 51,000Source | -71,000Source | 1,832,000Source | 587,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 2,329,000Source | 3,486,000Source | 1,459,000Source | 3,394,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 943,000Source | 8,761,000Source | 7,758,000Source | 5,373,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 158,411,000Source | 100,579,000Source | 66,026,000Source | 79,636,000Source |
| Dividends paid | — | — | — | — |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | -562,000Source | -382,000Source | -132,000Source | -338,000Source |
| Repayments of Long-term DebtUSD | 20,000,000Source | — | 4,000,000Source | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 79,132,000Source | 65,586,000Source | 75,159,000Source | 26,661,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 45,912,000Source | 41,874,000Source | 23,859,000Source | 7,699,000Source |
| Income Taxes Paid, NetUSD | 5,611,000Source | — | — | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 238,000Source | 260,000Source | 272,000Source | 298,000Source |
| Bank Owned Life Insurance IncomeUSD | 576,000Source | 849,000Source | 388,000Source | 620,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | -5,000Source | — |
| DepreciationUSD | 3,210,000Source | 3,140,000Source | 3,290,000Source | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 119,000Source | -273,000Source | -58,000Source | -204,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 11,750,000Source | 13,100,000Source | 8,126,000Source | — |
| Gain (Loss) on Sales of Loans, NetUSD | 7,979,000Source | 6,064,000Source | 5,780,000Source | 7,498,000Source |
| GoodwillUSD | 25,191,000Source | 25,191,000Source | 25,191,000Source | 25,191,000Source |
| Income Tax Expense (Benefit)USD | 6,080,000Source | 4,215,000Source | 5,418,000Source | 7,595,000Source |
| Net Income (Loss) Attributable to ParentUSD | 26,835,000Source | 19,834,000Source | 23,604,000Source | 29,159,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 156,000Source | 84,000Source | 142,000Source | 210,000Source |
| Other Interest and Dividend IncomeUSD | 1,456,000Source | 1,233,000Source | 1,224,000Source | 927,000Source |
| Pension Expense (Reversal of Expense), NoncashUSD | -1,000,000Source | -1,000,000Source | — | -2,000,000Source |
| Proceeds from Issuance of Long-term DebtUSD | 40,000,000Source | 40,000,000Source | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 65,618,000Source | 100,601,000Source | 100,812,000Source | 55,328,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | 3,172,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 11,550,000Source | 13,250,000Source | 8,275,000Source | 3,172,000Source |
| Unrealized Gain (Loss) on InvestmentsUSD | 622,000Source | 687,000Source | 103,000Source | 2,860,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 140,841,000Source | 127,313,000Source | 127,322,000Source | 121,946,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 33,071,000Source | 24,133,000Source | 29,164,000Source | 36,964,000Source |
| Income Tax Expense (Benefit)USD | 6,080,000Source | 4,215,000Source | 5,418,000Source | 7,595,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 156,000Source | 84,000Source | 142,000Source | 210,000Source |
| Net Income (Loss) Attributable to ParentUSD | 26,835,000Source | 19,834,000Source | 23,604,000Source | 29,159,000Source |
| Earnings Per Share, BasicUSD per share | 8.29Source | 6.01Source | 6.92Source | 8.29Source |
| Earnings Per Share, DilutedUSD per share | 8.29Source | 6.01Source | 6.92Source | 8.29Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 3,237,541Source | 3,299,574Source | 3,411,995Source | 3,517,114Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 3,237,541Source | 3,299,574Source | 3,411,995Source | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 238,000Source | 260,000Source | 272,000Source | 298,000Source |
| Bank Owned Life Insurance IncomeUSD | 576,000Source | 849,000Source | 388,000Source | 620,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | — | 0Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.84Source | 1.76Source | 1.76Source | 1.64Source |
| Current Income Tax Expense (Benefit)USD | 5,926,000Source | 3,741,000Source | 4,832,000Source | 6,887,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 3,923,000Source | 3,857,000Source | 3,879,000Source | 4,356,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 11,750,000Source | 13,100,000Source | 8,126,000Source | — |
| Interest ExpenseUSD | — | — | 26,430,000Source | 7,890,000Source |
| InterestExpenseOperatingUSD | 45,289,000Source | 42,819,000Source | — | — |
| Interest Income (Expense), NetUSD | 106,210,000Source | 96,775,000Source | 97,707,000Source | 93,464,000Source |
| Labor and Related ExpenseUSD | 56,776,000Source | 53,578,000Source | 54,876,000Source | 47,867,000Source |
| Marketing and Advertising ExpenseUSD | 2,363,000Source | 1,213,000Source | 1,548,000Source | 1,805,000Source |
| Other Interest and Dividend IncomeUSD | 1,456,000Source | 1,233,000Source | 1,224,000Source | 927,000Source |
Filing attachments
cffi-20260819xex99d1.htm · 8-K · 2026-08-19
EX-99.1 2 cffi-20260819xex99d1.htm EX-99.1 C&F Financial Corporation Announces EXHIBIT 99.1 Wednesday, August 19, 2026 Contact: Jason Long Chief Financial Officer (804) 843-2360 ───────────────────────────────────────── C&F Financial Corporation Announces Quarterly Dividend Toano, VA -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents per share, which is payab…
Read attachment ↗cffi-20260723xex99d1.htm · 8-K · 2026-07-23
EX-99.1 2 cffi-20260723xex99d1.htm EX-99.1 Exhibit 99.1 C&F Financial Corporation NASDAQ: CFFI Second Quarter 2026 Investor Presentation ───────────────────────────────────────────── Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corporation’s management, as well as assumptions made by, and information …
Read attachment ↗cffi-20260723xex99d1.htm · 8-K · 2026-07-23
EX-99.1 2 cffi-20260723xex99d1.htm EX-99.1 EXHIBIT 99.1 Thursday, July 23, 2026 Contact: Jason Long, CFO ──────────────────────────────────────────────── (804) 843-2360 C&F Financial Corporation Announces Net Income for Second Quarter and First Six Months Toano, Va., July 23, 2026 - C&F Financial Corporation (the Corporation) (NASDAQ: CFFI), the holding company for C&F Bank, today reported consolidated net income of $8.6 million for…
Read attachment ↗cffi-20260520xex99d1.htm · 8-K · 2026-05-20
EX-99.1 2 cffi-20260520xex99d1.htm EX-99.1 C&F Financial Corporation Announces EXHIBIT 99.1 Wednesday, May 20, 2026 Contact: Jason Long Chief Financial Officer and Secretary (804) 843-2360 ─────────────────────────────────────────────────────── C&F Financial Corporation Announces Quarterly Dividend Toano, VA -- The Board of Directors of C&F Financial Corporation (NASDAQ:CFFI) (the Corporation) has declared a regular cash dividend of 48 cents …
Read attachment ↗cffi-20260507xex99d1.htm · 8-K · 2026-05-08
EX-99.1 2 cffi-20260507xex99d1.htm EX-99.1 EXHIBIT 99.1 Thursday, May 7, 2026 ──────────────────────────────────────────────────────────── Contact: Jason Long, CFO and Secretary (804) 843-2360 C&F Financial Corporation Announces Sale of Interest in Bearing Insurance Group and Executes Strategic Restructuring of Securities Portfolio Toano, Va., May 7, 2026 - C&F Financial Corporation (the Corporation) (NASDAQ:CFFI), the holding company …
Read attachment ↗cffi-20260430xex99d1.htm · 8-K · 2026-04-30
EX-99.1 2 cffi-20260430xex99d1.htm EX-99.1 Exhibit 99.1 C&F Financial Corporation NASDAQ: CFFI First Quarter 2026 Investor Presentation ──────────────────────────────────────────── Forward-Looking Statements. Certain statements in this presentation may constitute “forward-looking statements” within the meaning of federal securities laws. These forward-looking statements are based on the beliefs of the Corporation’s management, as well as assumptions made by, and information cu…
Read attachment ↗