Company research
CIVISTA BANCSHARES, INC.
CIK 944745Updated Nov 13, 2026
SecurityCIVB · NASDAQ · equity
Name history
FIRST CITIZENS BANC CORP /OH · through Apr 24, 2015
CIVB price & chart
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NASDAQ:CIVB on TradingView ↗About the company
Civista Bancshares, Inc., is a $4.3 billion financial holding company headquartered in Sandusky, Ohio. Its primary subsidiary, Civista Bank, was founded in 1884 and provides full-service banking, commercial lending, mortgage, and wealth management services. Today, Civista Bank operates 44 locations across Ohio, Southeastern Indiana and Northern Kentucky. Civista Bank also offers commercial equipment leasing services for businesses nationwide through its Civista Leasing and Finance Division. Civista Bancshares' common shares are traded on the NASDAQ Capital Market under the symbol "CIVB". Learn more at www.civb.com.
In the news
Civista Bancshares, Inc. Announces Third Quarter 2026 Net Income of $16.0 million, up 25.5% from Third Quarter 2025 ↗
Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
10-Q filing
Regulation FD Disclosure
Items 7.01, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
Results of Operations and Financial Condition
Items 2.02, 9.01
Show 5 more recent filings
Other Events
Items 8.01, 9.01
SCHEDULE 13G - filed by DIMENSIONAL FUND ADVISORS LP regarding CIVISTA BANCSHARES, INC.
Other Events
Items 8.01, 9.01
Regulation FD Disclosure
Items 7.01, 9.01
Other Events
Items 8.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 4,113,334,000Source | 4,061,423,000Source | 4,294,298,000Source | 4,185,869,000Source | 4,011,914,000Source | 4,298,322,000Source | 4,146,717,000Source | 3,880,258,000Source | 4,336,453,000Source | 4,098,469,000Source | 3,861,418,000Source | 3,537,830,000Source |
| Property, Plant and Equipment, NetUSD | 40,910,000Source | 49,967,000Source | 37,417,000Source | 42,922,000Source | 52,142,000Source | 39,055,000Source | 45,107,000Source | 54,280,000Source | 40,611,000Source | 47,166,000Source | 56,769,000Source | 64,018,000Source |
| GoodwillUSD | 125,520,000Source | 125,520,000Source | 130,438,000Source | 125,520,000Source | 125,520,000Source | 130,438,000Source | 125,520,000Source | 125,520,000Source | 130,438,000Source | 125,520,000Source | 125,520,000Source | 125,695,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 6,756,000Source | 8,309,000Source | 11,579,000Source | 7,111,000Source | 8,707,000Source | 12,336,000Source | 7,506,000Source | 9,098,000Source | 13,100,000Source | 7,883,000Source | 9,508,000Source | 10,759,000Source |
| Operating Lease, Right-of-Use AssetUSD | 2,562,000Source | — | 2,520,000Source | 2,277,000Source | — | 2,221,000Source | 2,493,000Source | — | 2,387,000Source | 1,063,000Source | 1,632,000Source | 2,108,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 3,614,306,000Source | 3,666,985,000Source | 3,727,513,000Source | 3,781,732,000Source | 3,638,106,000Source | 3,746,079,000Source | 3,749,283,000Source | 3,510,599,000Source | 3,792,979,000Source | 3,709,967,000Source | 3,489,416,000Source | 3,202,995,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 388,458,000Source | 311,901,000Source | 420,922,000Source | 312,589,000Source | 311,529,000Source | 420,488,000Source | 312,192,000Source | 311,352,000Source | 419,769,000Source | 312,037,000Source | 311,166,000Source | 310,182,000Source |
| Retained Earnings (Accumulated Deficit)USD | 230,798,000Source | 198,034,000Source | 261,615,000Source | 221,321,000Source | 192,186,000Source | 251,041,000Source | 212,944,000Source | 187,638,000Source | 239,784,000Source | 205,408,000Source | 183,788,000Source | 156,492,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -44,468,000Source | -39,911,000Source | -39,670,000Source | -54,020,000Source | -54,333,000Source | -43,204,000Source | -51,949,000Source | -53,757,000Source | -40,315,000Source | -53,357,000Source | -47,530,000Source | -58,045,000Source |
| Stockholders' Equity Attributable to ParentUSD | 499,028,000Source | 394,438,000Source | 566,785,000Source | 404,137,000Source | 373,808,000Source | 552,243,000Source | 397,434,000Source | 369,659,000Source | 543,474,000Source | 388,502,000Source | 372,002,000Source | 334,835,000Source |
| Liabilities and EquityUSD | 4,113,334,000Source | 4,061,423,000Source | 4,294,298,000Source | 4,185,869,000Source | 4,011,914,000Source | 4,298,322,000Source | 4,146,717,000Source | 3,880,258,000Source | 4,336,453,000Source | 4,098,469,000Source | 3,861,418,000Source | 3,537,830,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 5,867,000Source | 5,235,000Source | 6,888,000Source | 6,479,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | — | — | 46,212,000Source | 31,683,000Source | 42,964,000Source | 39,427,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | — | — | 852,000Source | 871,000Source | 984,000Source | 819,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | -1,853,000Source | -675,000Source | 483,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 12,180,000Source | 3,612,000Source | 43,273,000Source | 48,246,000Source | 62,698,000Source | 25,183,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | — | 51,643,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 38,261,000Source | -21,231,000Source | 55,591,000Source | -258,801,000Source | -311,784,000Source | -410,364,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | — | 161,000Source | 1,158,000Source | 4,186,000Source | 3,429,000Source | 6,508,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 318,000Source | 167,000Source | 178,000Source | 164,000Source | 1,628,000Source | 16,887,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -44,236,000Source | 44,920,000Source | -84,699,000Source | 213,304,000Source | 266,131,000Source | 164,303,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 3,732,000Source | 2,632,000Source | 11,836,000Source | 10,063,000Source | 9,599,000Source | 8,493,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 6,205,000Source | 27,301,000Source | 14,165,000Source | 2,749,000Source | 17,045,000Source | -220,878,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 62,766,000Source | 74,662,000Source | 61,743,000Source | 73,858,000Source | 83,525,000Source | 90,456,000Source | 77,320,000Source | 63,155,000Source | 60,406,000Source | 43,361,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 18,466,000Source | 23,553,000Source | 86,527,000Source | 89,992,000Source | 48,380,000Source | 10,696,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 8,057,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 318,000Source | 363,000Source | 696,000Source | 338,000Source | 696,000Source | 332,000Source | 1,564,000Source | 1,484,000Source | 1,579,000Source | 1,296,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 666,000Source | 717,000Source | 399,000Source | 386,000Source | 390,000Source | 387,000Source | 1,835,000Source | 2,205,000Source | 1,112,000Source | 984,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 33,000Source | 0Source | 10,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 8,315,000Source | 9,545,000Source | 10,760,000Source | 4,456,000Source |
| Equipment ExpenseUSD | — | — | 2,205,000Source | 2,345,000Source | 1,720,000Source | 1,764,000Source | 2,089,000Source | 2,103,000Source | 8,105,000Source | 9,553,000Source | 11,085,000Source | 5,070,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | 255,000Source | 223,000Source | 140,000Source | -74,000Source | 33,000Source | -29,000Source | 271,000Source | 252,000Source | -21,000Source | 118,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | 255,000Source | 223,000Source | 140,000Source | -74,000Source | 33,000Source | -29,000Source | 271,000Source | 252,000Source | -21,000Source | 118,000Source |
| Gain (Loss) on Disposition of AssetsUSD | — | — | — | — | — | — | — | — | — | -5,000Source | 82,000Source | — |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 1,450,000Source | 1,427,000Source | 1,501,000Source | 841,000Source | 1,605,000Source | 604,000Source | 4,489,000Source | 4,438,000Source | 2,908,000Source | 3,397,000Source |
| GoodwillUSD | — | — | 125,520,000Source | 125,520,000Source | 130,438,000Source | 125,520,000Source | 130,438,000Source | 125,520,000Source | 130,438,000Source | 125,520,000Source | 125,520,000Source | 125,695,000Source |
| Income Tax Expense (Benefit)USD | — | — | 2,891,000Source | 1,551,000Source | 2,862,000Source | 1,881,000Source | 3,021,000Source | 1,772,000Source | 9,023,000Source | 4,891,000Source | 7,649,000Source | 7,608,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 12,760,000Source | 8,366,000Source | 14,315,000Source | 11,015,000Source | 14,989,000Source | 10,168,000Source | 46,212,000Source | 31,683,000Source | 42,964,000Source | 39,427,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | — | — | — | — | 46,212,000Source | 31,683,000Source | 42,964,000Source | 39,427,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | — | — | 75,666,000Source | — | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 23,395,000Source | 41,138,000Source | 87,442,000Source | 31,235,000Source | 23,138,000Source | 49,276,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 378,000Source | 1,346,000Source | 1,251,000Source | 1,171,000Source | -768,000Source | 1,248,000Source | 3,521,000Source | 5,885,000Source | 4,435,000Source | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | — | — | 3,377,000Source | 5,364,000Source | — | — |
| Unrealized Gain (Loss) on Derivatives | — | — | — | — | — | — | — | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 6,181,000Source | 5,194,000Source | 5,660,000Source | 5,107,000Source | 4,815,000Source | 4,795,000Source | 19,023,000Source | 19,123,000Source | 30,448,000Source | 24,536,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 15,651,000Source | 9,917,000Source | 17,177,000Source | 12,896,000Source | 18,010,000Source | 11,940,000Source | 55,235,000Source | 36,574,000Source | 50,613,000Source | 47,035,000Source |
| Income Tax Expense (Benefit)USD | — | — | 2,891,000Source | 1,551,000Source | 2,862,000Source | 1,881,000Source | 3,021,000Source | 1,772,000Source | 9,023,000Source | 4,891,000Source | 7,649,000Source | 7,608,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 12,760,000Source | 8,366,000Source | 14,315,000Source | 11,015,000Source | 14,989,000Source | 10,168,000Source | 46,212,000Source | 31,683,000Source | 42,964,000Source | 39,427,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.68Source | 0.53Source | 0.69Source | 0.71Source | 0.72Source | 0.66Source | 2.64Source | 2.01Source | 2.73Source | 2.6Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.68Source | 0.53Source | 0.69Source | 0.71Source | 0.72Source | 0.66Source | 2.64Source | 2.01Source | 2.73Source | 2.6Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 18,675,864Source | 15,404,435Source | 20,707,095Source | 15,427,798Source | 20,706,330Source | 15,422,102Source | 17,421,400Source | 15,391,739Source | 15,154,767Source | 14,970,630Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | — | — | — | — | — | — | 17,421,400Source | 15,391,739Source | 15,154,767Source | 14,970,630Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 318,000Source | 363,000Source | 696,000Source | 338,000Source | 696,000Source | 332,000Source | 1,564,000Source | 1,484,000Source | 1,579,000Source | 1,296,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 666,000Source | 717,000Source | 399,000Source | 386,000Source | 390,000Source | 387,000Source | 1,835,000Source | 2,205,000Source | 1,112,000Source | 984,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | — | — | — | — | — | — | — | — | — | 2,900,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | — | 8,256,000Source | 6,973,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Equipment ExpenseUSD | — | — | 2,205,000Source | 2,345,000Source | 1,720,000Source | 1,764,000Source | 2,089,000Source | 2,103,000Source | 8,105,000Source | 9,553,000Source | 11,085,000Source | 5,070,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 57,238,000Source | 11,049,000Source |
| InterestExpenseOperatingUSD | — | — | 20,695,000Source | 23,508,000Source | 17,954,000Source | 21,457,000Source | 17,986,000Source | 20,960,000Source | 82,402,000Source | 89,985,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 34,545,000Source | 29,233,000Source | 38,593,000Source | 34,814,000Source | 37,823,000Source | 32,773,000Source | 138,583,000Source | 116,710,000Source | 125,496,000Source | 110,204,000Source |
| Interest Income, OtherUSD | — | — | — | — | — | — | — | — | 1,217,000Source | 1,005,000Source | 979,000Source | 1,120,000Source |
| Labor and Related ExpenseUSD | — | — | 15,161,000Source | 15,726,000Source | 15,737,000Source | 15,011,000Source | 16,229,000Source | 14,043,000Source | 58,741,000Source | 61,821,000Source | 58,291,000Source | 51,061,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | — | — | — | — | 46,212,000Source | 31,683,000Source | 42,964,000Source | 39,427,000Source |
| Net Income (Loss) from Continuing Operations Available to Common Shareholders, BasicUSD | — | — | 12,699,000Source | 8,189,000Source | 14,261,000Source | 10,970,000Source | 14,961,000Source | 10,124,000Source | 46,046,000Source | 31,012,000Source | 41,381,000Source | 38,929,000Source |
Offerings
Registration 333-290157
Filing attachments
civb-ex99_1.htm · 8-K · 2026-11-12
Civista Bancshares, Inc. Investor Presentation Q3 2026 Chuck Parcher President Chief Executive Officer Richard Dutton Senior Vice President Chief Operating Officer Ian Whinnem Senior Vice President Chief Financial Officer v11/10/2026 Forward-Looking Statements. This presentation may contain “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements express management’s current expectations, estimates or projectio…
Read attachment ↗civb-ex99_1.htm · 8-K · 2026-10-30
Civista Bancshares, Inc. Investor Presentation Q3 2026 Chuck Parcher President Chief Executive Officer Richard Dutton Senior Vice President Chief Operating Officer Ian Whinnem Senior Vice President Chief Financial Officer Forward-Looking Statements. This presentation may contain “forward-looking statements” within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements express management’s current expectations, estimates or projections of future…
Read attachment ↗civb-ex99_1.htm · 8-K · 2026-10-23
Exhibit 99.1 Civista Bancshares, Inc. Appoints Jeremy Normington-Slay to Board of Directors SANDUSKY, Ohio, October 23, 2026 - Civista Bancshares, Inc. (NASDAQ: CIVB) (“Civista”) today announced the appointment of Jeremy Normington-Slay, DPT, MBA, FACHE, to the Boards of Directors of Civista Bancshares and Civista Bank, effective October 21, 2026. Normington-Slay serves as President and Chief Executive Officer of Firelands Health, headquartered in Sandusky, Ohio. Firelands Health is a regiona…
Read attachment ↗civb-ex99_1.htm · 8-K · 2026-10-22
EXHIBIT 99.1 Civista Bancshares, Inc. Announces Third Quarter 2026 Net Income of $16.0 million, up 25.5% from Third Quarter 2025 Sandusky, Ohio, October 22, 2026 /PRNewswire/ - Civista Bancshares, Inc. (NASDAQ:CIVB) (“Civista”) today reported net income of $16.0 million, or $0.77 per diluted common share, for the quarter ended September 30, 2026. The results of the periods presented include the impact of The Farmers Savings Bank ("FSB") merger since November 7, 2025. • Net income for the thir…
Read attachment ↗civb-ex99_1.htm · 8-K · 2026-10-21
Exhibit 99.1 Civista Bancshares, Inc. ANNOUNCES fourth Quarter Common Dividend Sandusky, Ohio, October 21, 2026 /PRNewswire/ - Civista Bancshares, Inc. (NASDAQ:CIVB) (“Civista”) announces that the Board of Directors has approved and declared a quarterly dividend of 18 cents per common share, consistent with the prior quarter, to shareholders of record as of November 3, 2026, payable on November 17, 2026. This dividend represents a payout of approximately $3.7 million. Based on the Civista’s c…
Read attachment ↗civb-ex99_1.htm · 8-K · 2026-10-01
Exhibit 99.1 Civista Bancshares Names Mark J. Sams Senior Vice President and Chief Revenue Officer SANDUSKY, Ohio, October 1, 2026 - Civista Bancshares, Inc. (NASDAQ: CIVB) ("Civista") is pleased to announce the appointment of Mark J. Sams as Senior Vice President and Chief Revenue Officer. Mr. Sams will serve on the executive leadership team of both Civista Bancshares and Civista Bank. Sams oversees Treasury Management, Wealth Management, Private Banking, Healthcare Solutions, and other stra…
Read attachment ↗