Common Stock, $1.00 Par Value
- Symbol
- UMBF
- Exchange
- NASDAQ
- Classification
- COMMON
- Status
- Current
Current Report · Items 2.02, 8.01, 9.01 · 8-K
UMB Financial Corporation
UMBFNASDAQEQUITYCurrent
Results of Operations and Financial Condition · Other Events
Item 2.02 Results of Operations and Financial Condition On October 27, 2026, UMB Financial Corporation (the “Company”) issued a press release announcing the financial results for the Company for the quarter and period ended September 30, 2026. A copy of the press release is attached as Exhibit 99.1 and the information is hereby incorporated by reference herein.…
Press release in this filing
//FOR IMMEDIATE RELEASE// →Company context
UMB Financial Corporation (together with its consolidated subsidiaries, unless the context requires otherwise, the “Company”) is a financial holding company that is headquartered in Kansas City, Missouri. The Company provides banking services and asset servicing to its customers in the United States and around the globe.
Current securities
Historical securities (1)
Registered securities in this filing
UMB FINANCIAL CORP · 8-K · Filed 2026-10-27
Depositary Shares, each representing a 1/400th interest in a share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B
- Symbol
- UMBFO
- Exchange
- NASDAQ
- Classification
- PREFERRED
- Status
- Current
Disclosure sections
Item 2.02Item 2.02 - Results of Operations
Item 2.02 Results of Operations and Financial Condition
On October 27, 2026, UMB Financial Corporation (the “Company”) issued a press release announcing the financial results for the Company for the quarter and period ended September 30, 2026. A copy of the press release is attached as Exhibit 99.1 and the information is hereby incorporated by reference herein. The Company does not incorporate by reference information presented at any website referenced in the press release.
The Company is furnishing a copy of materials that will be used in the Company's shareholder conference call at 8:30 a.m. (CT) on October 28, 2026. A copy of the materials is attached as Exhibit 99.2 and will be available on the Company's website at www.umb.com. The materials are dated October 27, 2026, and the Company disclaims any obligation to correct or update any of the materials in the future.
The information contained in Item 2.02 of this Current Report on Form 8-K, including Exhibits 99.1 and 99.2 hereto, is being furnished and shall not be deemed to be “filed” with the Securities and Exchange Commission (“SEC”) for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) or otherwise subject to the liabilities of that section and is not incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, whether made before or after the date hereof, except as shall be expressly set forth by specific reference to this Current Report on Form 8-K in such a filing.
Item 8.01Item 8.01 - Other Events
Item 8.01 Other Events
On October 27, 2026, the Company issued a press release announcing the Board of Directors of the Company had declared a quarterly dividend of $0.50 per share that is payable on January 4, 2027 to stockholders of record of the Company's common stock as of the close of business on December 10, 2026. The Board of Directors of the Company also declared a dividend of $193.75 per share of the Company's Series B 7.750% preferred stock, which results in a dividend of $0.484375 per depositary share. The preferred stock dividend is payable on January 15, 2027, to stockholders of record of the Company's preferred stock as of the close on business on December 31, 2026.
Filed exhibits (2)
Exhibit 99.1 UMB Financial Corporation News Release 1010 Grand Boulevard Kansas City, MO 64106 816.860.7000 umb.com //FOR IMMEDIATE RELEASE// Media Contact: Stephanie Hollander: 816.729.1027 Investor Relations Contact: Kay Gregory: 816.860.7106 UMB Financial Corporation Reports Third Quarter 2026 Results Third Quarter 2026 Financial Highlights • GAAP net income available to common shareholders of $272.3 million, or $3.56 per diluted common share, an increase of 51.0% as compared to the third quarter of 2025. • Net operating income available to common shareholders(i) of $272.4 million, or $3.56 per diluted common share, an increase of 31.9% as compared to the third quarter of 2025. • Third quarter revenue totaled $772.4 million, a 13.9% increase as compared to the third quarter of 2025. • Net interest income of $540.0 million, an increase of 13.7% as compared to the third quarter of 2025. • Net interest margin on a fully taxable equivalent basis of 3.32%, up 28 basis points from the third quarter of 2025. • Noninterest income increased 14.3% to $232.4 million compared to the third quarter of 2025. • Third quarter 2026 return on average assets of 1.53% and return on …
Open exhibit ↗3rd Quarter 2026 Update October 27, 2026 Presentation Index Corporate Overview & Investment Thesis 3rd Quarter 2026 Results Long-Term Performance Trends Appendix 3 11 28 38 46 Board of Directors Forward-Looking Statements Non-GAAP Reconciliations Please refer to the Forward-Looking Statements on slide 48 for important disclosures about information contained in this presentation. Peer Group Purchase Accounting Update 8 Line of Business Updates Corporate Overview Asset-based lending Healthcare Services National Presence International Presence UMBF Trust & Agency Services - Dublin, Ireland Specialized Lending Verticals Corporate Trust Capital Markets (5) Fund Services Private Wealth Management & Personal Trust 192 banking centers (4) 360 ATMs UMB Bank Presence UMB Financial Corporation Headquarters Highlights As of, or for the 3 months ended 09/30/26. (1) Includes $18.4B in managed assets and $5.2B in Assets Under Administration for Private Wealth customers; (2) Operating ROATCE is a non-GAAP measure, reconciled on slide 52; (3) Operating efficiency ratio is a non-GAAP measure; reconciled on slide 51; (4) As of 09/30/26, we had 192 physical locations licensed with the OCC, including…
Open exhibit ↗