Common Stock
- Symbol
- SFST
- Exchange
- NASDAQ
- Classification
- COMMON
- Status
- Current
Current Report · Items 2.02, 7.01, 9.01 · 8-K
Southern First Bancshares, Inc.
SFSTNASDAQEQUITYCurrent
Results of Operations and Financial Condition · Regulation FD Disclosure
ITEM 2.02. Results of Operations and Financial Condition. On July 21, 2026, Southern First Bancshares, Inc., holding company for Southern First Bank, issued a press release announcing its financial results for the period ended June 30, 2026. The press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.
Press release in this filing
Southern First Reports Second Quarter 2026 Results →Company context
Southern First Bancshares, Inc., Greenville, South Carolina is a registered bank holding company incorporated under the laws of South Carolina. The company’s wholly owned subsidiary, Southern First Bank, is the second largest bank headquartered in South Carolina. Southern First Bank has been providing financial services since 1999 and now operates in 12 locations in the Greenville, Columbia, and Charleston markets of South Carolina as well as the Charlotte, Triangle and Triad regions of North Carolina and Atlanta, Georgia. Southern First Bancshares has consolidated assets of approximately $4.9 billion, and its common stock is traded on The NASDAQ Global Market under the symbol “SFST.” More information can be found at www.southernfirst.com.
Current securities
Registered securities in this filing
Southern First Bancshares, Inc. · 8-K · Filed 2026-07-21
Disclosure sections
Item 2.02Item 2.02 - Results of Operations
ITEM 2.02. Results of Operations and Financial
Condition.
On July 21, 2026, Southern First Bancshares, Inc.,
holding company for Southern First Bank, issued a press release announcing its financial results for the period ended June 30, 2026. The
press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.
Item 7.01Item 7.01 - Regulation FD Disclosure
ITEM 7.01 Regulation FD Disclosure.
A copy of a slide presentation also highlighting
Southern First Bancshares, Inc. financial results for the period ended June 30, 2026 is furnished as Exhibit 99.2 to this Current Report
on Form 8-K. The slide presentation also will be available on our website, www.southernfirst.com,
under the “Investor Relations” section.
ITEM 9.01. Financial Statements and Exhibits.
(d) Exhibits The following exhibit index lists the exhibits that are either filed or furnished with the Current Report on Form 8-K.
EXHIBIT INDEX
Exhibit No. Description
─────────────────────────────────────────────────────────────────────────────────────────────────
99.1 Earnings Press Release for the period ended June 30, 2026.
99.2 Slide Presentation.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document).
Filed exhibits (2)
EX-99.1 2 sfst4665911-ex991.htm EARNINGS PRESS RELEASE FOR THE PERIOD ENDED JUNE 30, 2026 Exhibit 99.1 Southern First Reports Second Quarter 2026 Results ───────────────────────────────────────────── Greenville, South Carolina, July 21, 2026 - Southern First Bancshares, Inc. (NASDAQ: SFST) (Southern First), today announced its financial results for the three months ended June 30, 2026. Strong loan growth and continued margin expansion drove year-over-year net interest income growth of 28%. Net income was $11.2 million and diluted earnings per share was $1.20, representing a $0.39, or 48% increase over the second quarter of 2025, and a slight increase from the first quarter of 2026. Return on average assets was 0.96%, up 33 basis points over the second quarter of last year, and tangible common equity to assets was 9.62%, up 160 basis points from the second quarter of 2025. Key asset quality metrics were consistent both on a linked quarter and year-over-year basis. Net charge-offs were approximately $96 thousand, or 0.01% of average loans, annualized, and nonperforming assets were 0.27% of total assets. Provision for credit losses decreased by $275 thousand from the prior …
Open exhibit ↗EX-99.2
Open exhibit ↗