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BCS

Current Report · Items 7.01, 9.01 · 8-K

Bread Financial Holdings, Inc.

BFHNYSEEQUITYCurrent

Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On July 23, 2026, Bread Financial Holdings, Inc. issued a press release providing a performance update as of and for the period ended June 30, 2026. A copy of this press release is attached hereto as Exhibit 99.1.

Filed Jul 23, 2026Accepted Jul 23, 2026, 6:56 AM EDTCIK 1101215Accession 0001101215-26-000069
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Company context

Bread Financial®(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel and entertainment, specialty apparel, health and beauty, jewelry, sporting goods, technology and electronics, as well as home and furniture through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Current securities

Historical securities (1)

Recent company filings

  1. 424B5 filingOct 28, 2026
  2. Other EventsOct 28, 2026
  3. FWP - filed by BREAD FINANCIAL HOLDINGS, INC. regarding BREAD FINANCIAL HOLDINGS, INC.Oct 27, 2026
  4. 424B5 filingOct 27, 2026
  5. Other EventsOct 27, 2026

Registered securities in this filing

BREAD FINANCIAL HOLDINGS, INC. · 8-K · Filed 2026-07-23

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common Stock, par value $0.01 per share

Symbol
BFH
Exchange
NYSE
Classification
COMMON
Status
Current
Filing context

Context: c-2

Dimensions: us-gaap:StatementClassOfStockAxis

Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.625% Non-Cumulative Perpetual Preferred Stock, Series A

Symbol
BFH PrA
Exchange
NYSE
Classification
PREFERRED
Status
Current
Filing context

Context: c-3

Dimensions: us-gaap:StatementClassOfStockAxis

Depositary Shares, Each Representing a 1/40th Interest in a Share of 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

Symbol
BFH PrB
Exchange
NYSE
Classification
PREFERRED
Status
Current
Filing context

Context: c-4

Dimensions: us-gaap:StatementClassOfStockAxis

Accession 000110121526000069 · 3 registered-security cover members

Read the exact SEC filing ↗

Disclosure sections

Items 7.01, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 7.01Item 7.01 - Regulation FD Disclosure
Item 7.01 Regulation FD Disclosure. On July 23, 2026, Bread Financial Holdings, Inc. issued a press release providing a performance update as of and for the period ended June 30, 2026. A copy of this press release is attached hereto as Exhibit 99.1.
Filed exhibits (1)
EX-99.1 (by filename) june2026creditstatsex991-t.htm

EX-99.1 2 june2026creditstatsex991-t.htm EX-99.1 Document Exhibit 99.1 BREAD FINANCIAL PROVIDES PERFORMANCE UPDATE FOR JUNE 2026 COLUMBUS, Ohio, July 23, 2026 - Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s Net principal loss rate and Delinquency rate for the periods indicated: For the For the month ended three months ended June 30, 2026 June 30, 2026 ─────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────── (dollars in millions) End-of-period credit card and other loans $ …

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