Red Robin Gourmet Burgers, Inc.

ITEM 1.01 Entry into a Material Definitive Agreement See the disclosure contained in Item 2.03 below, which is incorporated herein by reference.

ITEM 1.02 Termination of a Material Definitive Agreement Effective October 2, 2026, in connection with entry into the new Credit Agreement described below in Item 2.03, Red Robin Gourmet Burgers, Inc.’s (the “Company’s”) existing credit agreement, dated March 4, 2022 (such agreement, as previously amended, the “Prior Credit Agreement”) and the Existing Security Agreement (defined under Item 2.03 below) were terminated. In connection with such termination and new borrowings under the new Credit Agreement, the Company paid off all outstanding borrowings, accrued interest, and fees under the Prior Credit Agreement.

ITEM 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant See the disclosure contained in Item 1.02 above, which is incorporated herein by reference. On October 2, 2026, the Company replaced its Prior Credit Agreement with a new Credit Agreement (the “Credit Agreement”) by and among the Company, Red Robin International, Inc., as the borrower, the lenders from time to time party thereto, the issuing banks from time to time party thereto, JPMorgan Chase Bank, N.A., as Administrative Agent and as Collateral Agent, Texas Capital Bank, as Documentation Agent, and JPMorgan Chase Bank, N.A. and U.S. Bank National Association as Joint Lead Arrangers and Joint Bookrunners. The five-year $115 million Credit Agreement provides for a $25 million revolving line of credit and a $90 million term loan (collectively, the “credit facility”). The borrower maintains the option to increase the credit facility in the future, subject to lenders’ participation, by up to an additional $20 million in the aggregate on the terms and conditions set forth in the Credit Agreement. All capitalized terms not defined herein have the meanings given to them in the Credit Agreement. The new credit facility will mature on October 2, 2031. No amortization is required with respect to the revolving credit facility. The term loans require quarterly principal payments in an aggregate annual amount equal to a percentage per annum of the original principal amount of the term loan facility as follows (i) from the closing date until the second anniversary of the closing date, 5.0%, (ii) from the second anniversary of the closing date until the fourth anniversary of the closing date, 7.5%, and (iii) thereafter, 10%. Red Robin International, Inc. is the borrower under the Credit Agreement, and certain of its subsidiaries and the Company are guarantors of the borrower’s obligations under the Credit Agreement. Borrowings under the Credit Agreement are secured by substantially all of the assets of the borrower and the guarantors, including the Company, and are available to: (i) refinance certain existing indebtedness of the borrower and its subsidiaries, (ii) pay any fees and expenses in connection with the Credit Agreement, and (iii) provide for the working capital and general corporate requirements of the Company, the borrower and its subsidiaries, including permitted acquisitions and capital expenditures, but excluding restricted payments. On October 2, 2026, Red Robin International, Inc., the Company, and the guarantors also entered into a Pledge and Security Agreement (the “Security Agreement”) granting to the Administrative Agent a first priority security interest in substantially all of the assets of the borrower and the guarantors to secure the obligations under the Credit Agreement. This new Security Agreement replaces the existing security agreement, dated March 4, 2022, which was entered into in connection with the Prior Credit Agreement (the “Existing Security Agreement”). Red Robin International, Inc. as the borrower is obligated to pay customary fees to the agents, lenders and issuing banks under the Credit Agreement with respect to providing, maintaining, or administering, as applicable, the credit facility. The summary descriptions of the Credit Agreement and the Security Agreement do not purport to be complete and are qualified in their entirety by reference to the full text of the Credit Agreement and the Security Agreement, respectively. A copy of the Credit Agreement is attached hereto as Exhibit 10.1 and a copy of the Security Agreement entered into in connection with the Credit Agreement is attached hereto as Exhibit 10.2, both of which are incorporated herein by reference.

ITEM 7.01 Regulation FD Disclosure On October 5, 2026, the Company issued a press release announcing the entry into the new credit facility. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference in this Item 7.01. The information in this Item 7.01, including the information set forth in Exhibit 99.1 shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filing, except as shall be expressly set forth by specific reference in such a filing.