Universal Technical Institute, Inc.

Item 1.01 Entry into a Material Definitive Agreement. New Secured Revolving Credit Facility. On August 12, 2026, Universal Technical Institute, Inc., a Delaware corporation (the “Company”), as borrower, and certain of its subsidiaries (collectively with the Company, the “Loan Parties”), entered into a Credit Agreement (“Credit Agreement”) with Fifth Third Bank, a national banking association, as lender and as administrative agent, joint lead arranger and sole bookrunner, JPMorgan Chase Bank, N.A. as lender and joint lead arranger, Truist Bank as lender and Truist Securities, Inc. as joint lead arranger, and Citibank, N.A. and PNC Bank, National Association, as lenders. The Credit Agreement, which refinances and replaces the Company’s existing credit agreement in its entirety, provides for a senior secured revolving credit facility of up to $200 million, with a sublimit of $15 million for swingline loans and $75 million for letters of credit (the “Facility”). The Credit Agreement also includes capacity for uncommitted incremental facilities, whether in the form of incremental term facilities or an increase to the existing revolving facility, of up to an aggregate amount for all incremental facilities under the Credit Agreement of $75 million. Unless otherwise terminated pursuant to the terms of the Credit Agreement, the Facility matures in August 2031. Interest and Amortization. The Credit Agreement provides that amounts borrowed on the Facility will amortize on an interest-only basis during its term with principal able to be borrowed, re-paid and re-borrowed throughout the term of the Facility and with the outstanding principal due and payable at maturity. Advances made under the Facility will bear interest at a floating rate equal to, at the Company’s option, either (a) Term SOFR (as defined in the Credit Agreement) relating to quotations for 1 or 3 months, plus an applicable margin, or (ii) the Base Rate (as defined in the Credit Agreement), plus an applicable margin. Depending on the Company’s consolidated total net leverage ratio (as defined in the Credit Agreement), the Facility spread ranges from 1.50% to 2.25% for Term SOFR borrowings and from 0.50% to1.25% for Base Rate borrowings. Additionally, the Company is required to pay an unused line fee on the undrawn commitments under the Facility at a rate per annum ranging from 0.20% to 0.35%, depending on the Company’s consolidated total net leverage ratio. Covenants and Other Matters The Credit Agreement contains various restrictive financial and nonfinancial covenants which, among other things, require the Company to maintain a consolidated total net leverage ratio and a consolidated interest coverage ratio, and provides for customary events of default. Guaranty and Security Agreement. Concurrent with, and as a condition to, the entry into the Credit Agreement, the Loan Parties executed a Guaranty and Security Agreement for the benefit of the lenders (the “Guaranty and Security Agreement”), pursuant to which the Loan Parties (a) guaranteed the payment obligations of the Company under the Credit Agreement, and (b) secured the payment obligations of the Company with the assets of the Loan Parties (subject to certain exceptions). The foregoing descriptions of the Credit Agreement and the Guaranty and Security Agreement do not purport to be complete and are qualified in their entirety by the full text of the Credit Agreement and the Guaranty and Security Agreement, copies of which are filed as Exhibit 10.1 and Exhibit 10.2, respectively, hereto and are incorporated by reference herein.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth in Item 1.01 of this Current Report on Form 8-K is incorporated by reference herein.

Item 7.01 Regulation FD Disclosure. On August 18, 2026, the Company issued a press release (the “Press Release”) announcing its entry into the Credit Agreement. A copy of the Press Release is attached hereto as Exhibit 99.1 and is incorporated by reference herein. The information in this Item 7.01, including the information in Exhibit 99.1 attached hereto pertaining to this Item 7.01, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as expressly set forth by specific reference in such a filing.