Beneficial Ownership Report · SCHEDULE 13D/A
Herzfeld Credit Income Fund, Inc.
Beneficial Ownership Report
Structured filing — SCHEDULE 13D/A
primary_doc.xml
Amendment · This filing reports the amendment as submitted.
Subject company
- Company
- Herzfeld Credit Income Fund, Inc.
- Company CIK
- 0000880406
- Street
- 119 Washington Ave.
- Street (continued)
- Suite 405
- City
- Miami Beach
- State / country code
- FL
- Postal code
- 33139
Statement details
- Amendment number
- 37
- Security class
- Common Stock
- Event date
- 09/28/2026
- Previously filed indication
- false
Authorized notification person 1
- Name
- Thomas K. Morgan
- Phone
- (305) 777-1660
- Street
- 119 Washington Ave.
- Street (continued)
- Suite 405
- City
- Miami Beach
- State / country code
- FL
- Postal code
- 33139
Reporting person 1
- Name
- Thomas J. Herzfeld, et al.
- Reporting person CIK
- 0001310710
- No reporting person CIK indication
- N
- Citizenship / organization
- X1
- Reporting person type
- IN · IA
- Source of funds code
- PF · OO
- Legal proceedings indication
- N
- Aggregate amount owned
- 874,645.00
- Percent of class
- 43.35
- Sole voting power
- 201,046.00
- Shared voting power
- 673,599.00
- Sole dispositive power
- 201,046.00
- Shared dispositive power
- 673,599.00
- Aggregate excludes certain shares
- N
Item 1
Issuer
Herzfeld Credit Income Fund, Inc.
Security title
Common Stock
Principal address
Item 3
Source of funds
On July 31, 2026, the Advisory clients through the dividend reinvestment program received 2,773.4016 shares, and Mr. T. Herzfeld received 991.6781 shares, at $15.333. On August 31, 2026, the Advisory clients through the dividend reinvestment program received 2,834.8335 shares, and Mr. T. Herzfeld received 1,013.0256 shares, at $15.1763.
Item 5
Number of shares
With respect to the shares of common stock owned individually, the Reporting Person beneficially owns with sole power to vote and dispose of 201,046 shares of common stock. With respect to the Accounts, the Reporting Person beneficially owns with shared power to vote and/or dispose of 673,599 shares of common stock.
Transactions
On July 27, 2026, through open market transactions, the Advisory clients bought 560 shares at $16.2184. On July 28, 2026, through open market transactions, the Advisory clients sold 828 shares at $16.0319. On July 29, 2026, through open market transactions, the Advisory clients sold 21 shares at $15.88 and bought 990 shares at $15.6395. On July 30, 2026, through open market transactions, the Advisory clients sold 5 shares at $16.00. On July 31, 2026, the Advisory clients through the dividend reinvestment program received 2,773.4016 shares, and Mr. T. Herzfeld received 991.6781 shares, at $15.333. On August 4, 2026, through open market transactions, the Advisory clients sold 50 shares at $16.155. On August 5, 2026, through open market transactions, the Advisory clients sold 273 shares at $16.08 and bought 392 shares at $16.0796. On August 6, 2026, through open market transactions, the Advisory clients sold 2,242 shares at $16.30 and bought 126 shares at $15.84. On August 10, 2026, through open market transactions, the Advisory clients bought 1 share at $16.00. On August 11, 2026, through open market transactions, the Advisory clients sold 852 shares at $16.3052. On August 14, 2026, through open market transactions, the Advisory clients bought 161 shares at $16.2691. On August 18, 2026, through open market transactions, the Advisory clients sold 2,008 shares at $15.9979 and bought 499 shares at $16.10. On August 19, 2026, through open market transactions, the Advisory clients bought 772 shares at $15.9991. On August 20, 2026, through open market transactions, the Advisory clients bought 148 shares at $15.89. On August 21, 2026, through open market transactions, the Advisory clients bought 1,137 shares at $16.00. On August 24, 2026, through open market transactions, the Advisory clients bought 316 shares at $15.98. On August 25, 2026, through open market transactions, the Advisory clients bought 663 shares at $16.0421. On August 27, 2026, through open market transactions, the Advisory clients bought 398 shares at $15.99. On August 27, 2026, through open market transactions, the Advisory clients sold 788 shares at $16.21. On August 31, 2026, the Advisory clients through the dividend reinvestment program received 2,834.8335 shares, and Mr. T. Herzfeld received 1,013.0256 shares, at $15.1763. On September 3, 2026, through open market transactions, the Advisory clients bought 136 shares at $15.94. On September 4, 2026, through open market transactions, the Advisory clients sold 115 shares at $16.47. On September 8, 2026, through open market transactions, the Advisory clients sold 2,813 shares at $16.4985 and bought 2,519 shares at $16.2495. On September 11, 2026, through open market transactions, the Advisory clients sold 118 shares at $16.31 and bought 18 shares at $16.13. On September 14, 2026, through open market transactions, the Advisory clients sold 1,036 shares at $16.2427. On September 15, 2026, through open market transactions, the Advisory clients sold 128 shares at $16.27. On September 16, 2026, through open market transactions, the Advisory clients sold 1,835 shares at $15.7545 and bought 3 shares at $15.75. On September 17, 2026, through open market transactions, the Advisory clients sold 4,488 shares at $15.8091. On September 18, 2026, through open market transactions, the Advisory clients sold 2,947 shares at $15.7225. On September 21, 2026, through open market transactions, the Advisory clients sold 6,305 shares at $15.7502. On September 22, 2026, through open market transactions, the Advisory clients sold 5,802 shares at $15.7911. On September 23, 2026, through open market transactions, the Advisory clients sold 3,834 shares at $15.7739. On September 24, 2026, through open market transactions, the Advisory clients sold 2,600 shares at $15.7358. On September 25, 2026, through open market transactions, the Advisory clients sold 1,153 shares at $15.73. On September 28, 2026, through open market transactions, the Advisory clients sold 9,383 shares at $15.4041 and bought 126 shares at $15.27. On September 29 2026, through open market transactions, the Advisory clients sold 2,425 shares at $15.4719.
Other persons with an interest
The owner of each of the Accounts individually has the right to receive and the power to direct the receipt of dividends from, or proceeds from the sale of, the shares of common stock. To date no owner of an Account holds more than 5% of the Issuer's common shares.
Percentage of class
The aggregate number of shares of common stock to which this Schedule 13D relates is 874,645 shares representing 43.35% of the 2,017,725 shares outstanding as reported by the issuer as of August 31, 2026.
Signature 1
- Reporting person
- Thomas J. Herzfeld, et al.
- Signed
- /s/ Thomas J. Herzfeld
- Title
- Thomas J. Herzfeld, Chairman
- Date
- 09/30/2026
Company context
Thomas J. Herzfeld Advisors, Inc. (the “Advisor”), founded in 1984, is an SEC registered investment advisor, specializing in investment analysis and account management in closed-end funds. More information about the advisor can be found at www.herzfeld.com. Past performance is no guarantee of future performance. An investment in the Fund is subject to certain risks, including market risk. In general, shares of closed-end funds often trade at a discount from their net asset value and at the time of sale may be trading on the exchange at a price which is more or less than the original purchase price or the net asset value. An investor should carefully consider the Fund’s investment objective, risks, charges and expenses. Please read the Fund’s disclosure documents before investing.