Common Stock
- Symbol
- BWB
- Exchange
- NASDAQ
- Classification
- COMMON
- Status
- Current
Current Report · Items 2.02, 7.01, 8.01, 9.01 · 8-K
Bridgewater Bancshares, Inc.
BWBNASDAQEQUITYCurrent
Results of Operations and Financial Condition · Regulation FD Disclosure · Other Events
Item 2.02 R esults of Operations and Financial Condition. On October 20, 2026, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results as of and for the three months ended September 30, 2026. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.…
Press release in this filing
Bridgewater Bancshares, Inc. Announces Third Quarter 2026 Financial Results →Company context
Bridgewater Bancshares, Inc. (Nasdaq: BWB) is a St. Louis Park, Minnesota-based financial holding company founded in 2005. Its banking subsidiary, Bridgewater Bank, is a premier, full-service bank dedicated to providing responsive support and simple solutions to businesses, entrepreneurs, and successful individuals across the Twin Cities. Bridgewater offers a comprehensive suite of products and services spanning deposits, lending, and treasury management solutions. Bridgewater has also received numerous awards for its banking services and esteemed corporate culture. With total assets of $5.3 billion and nine strategically located branches as of June 30, 2025, Bridgewater is one of the largest locally-led banks in Minnesota and is committed to being the finest entrepreneurial bank. For more information, please visit www.bridgewaterbankmn.com.
Current securities
Registered securities in this filing
BRIDGEWATER BANCSHARES, INC. · 8-K · Filed 2026-10-20
Depositary Shares
- Symbol
- BWBBP
- Exchange
- NASDAQ
- Classification
- ADS
- Status
- Current
Disclosure sections
Item 2.02Item 2.02 - Results of Operations
Item 2.02 R
esults of Operations and Financial Condition.
On October 20, 2026, Bridgewater Bancshares, Inc. (the “Company”) issued a press release announcing its financial results as of and for the three months ended September 30, 2026. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.
The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 7.01Item 7.01 - Regulation FD Disclosure
Item 7.01 R
egulation FD Disclosure.
The Company hereby furnishes the Earnings Presentation attached hereto as Exhibit 99.2.
The information furnished in this item of this Form 8-K, and the related exhibits, shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in such filing.
Item 8.01Item 8.01 - Other Events
Item 8.01 Other Events
.
On October 20, 2026, in its 2026 third quarter earnings release, the Company announced that its Board of Directors had declared a quarterly cash dividend on its 5.875% Non-Cumulative Perpetual Preferred Stock, Series A (“Series A Preferred Stock”). The quarterly cash dividend of $36.72 per share, equivalent to $0.3672 per depository share, each representing a 1/100th interest in a share of the Series A Preferred Stock (Nasdaq: BWBBP), is payable on December 1, 2026, to shareholders of record of the Series A Preferred Stock at the close of business on November 13, 2026.
Filed exhibits (2)
Exhibit 99.1 Media Contact: Investor Contact: Emily Karpenske | Senior Communication Specialist Justin Horstman | VP Investor Relations Emily. Karpenske@bwbmn.com | 952.653.0624 Justin. Horstman@bwbmn.com | 952.542.5169 ──────────────────────────────────────────────────────────────────────────────────────────────────── October 20, 2026 Bridgewater Bancshares, Inc. Announces Third Quarter 2026 Financial Results Third Quarter 2026 Highlights Net income of $15.0 million, or $0.49 per diluted common share. Pre-provision net revenue(1) increased $2.9 million, or 60.4% annualized, from the second quarter of 2026. Net interest income increased $2.1 million, or 21.5% annualized, from the second quarter of 2026. Net interest margin (on a fully tax-equivalent basis) of 3.09%, an increase of two basis points from the second quarter of 2026. Efficiency ratio(1) of 48.8%, down from 53.0% for the second quarter of 2026. Gross loans increased by $80.4 million, or 7.2% annualized, from the second quarter of 2026. Total deposits increased by $126.8 million, or 11.6% annualized, from the second quarter of 2…
Open exhibit ↗Exhibit 99.2 2 Disclaimer Forward-Looking Statements This presentation contains “forward-looking statements” within the meanings of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The Company intends such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. Forward-looking statements include, without limitation, statements concerning plans, estimates, calculations, forecasts and projections with respect to the anticipated future performance of the Company. These statements are often, but not always, identified by words such as “may”, “might”, “should”, “could”, “predict”, “potential”, “believe”, “expect”, “continue”, “will”, “anticipate”, “seek”, “estimate”, “intend”, “plan”, “projection”, “would”, “annualized”, “target” and “outlook”, or the negative version of those words or other comparable words of a future or forward-looking nature. Forward-looking statements are neither historical facts nor assurances of future performance. Instead, they are based only on our current be…
Open exhibit ↗