EX-99.1 2 ck0001690012-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 September 11, 2026 Dear InPoint Stockholder: InPoint Commercial Real Estate Income, Inc. ("InPoint" or the "Company") is committed to providing transparent and timely information about your investment. As part of that commitment, I am writing to inform you of an important change to the Company's distribution rate. While portions of the portfolio have demonstrated resilience and we have made some progress repositioning loans and other investments, the board of directors (the “Board”) and management believe that the prior distribution level is insufficiently aligned with current portfolio earnings and cash flow generation. Accordingly, the Board and management believe it is prudent to set the distribution at a level that better reflects the portfolio's current earnings capacity and forecasted cash flows. Distribution Update Effective with the distribution payable to stockholders of record as of September 30, 2026, the Company will reduce its monthly distribution to $0.026 per share. We recognize that many stockholders value the income generated by their investment, and we did not make this decision lightly. Howe…
Open exhibit ↗Current Report · Items 7.01, 8.01, 9.01 · 8-K
InPoint Commercial Real Estate Income, Inc.
Regulation FD Disclosure · Other Events
Item 7.01 Regulation FD Disclosure. InPoint Commercial Real Estate Income, Inc. (the “Company”) prepared a letter to its stockholders regarding a change in the Company’s distribution rate.…
Company context
Current securities
Disclosure sections
Item 7.01Item 7.01 - Regulation FD Disclosure
Item 7.01 Regulation FD Disclosure.
InPoint Commercial Real Estate Income, Inc. (the “Company”) prepared a letter to its stockholders regarding a change in the Company’s distribution rate. For the distribution payable to stockholders of record as of September 30, 2026, the Company’s monthly distribution will be $0.026 per share in order to align the distribution level with the portfolio’s earnings capacity and expected cash flows. A copy of the Company’s letter to stockholders is attached hereto as Exhibit 99.1 and is incorporated herein by reference.
The information in this Item 7.01 disclosure, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities under that Section. In addition, the information in this Item 7.01 disclosure, including Exhibit 99.1, shall not be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
Item 8.01 Other Events.
The Board of Directors of the Company has authorized a distribution for each class of its common stock in the gross amount of $0.026 per share. The net distributions for each class of common stock will be equal to gross distribution of $0.026 per share less any stockholder servicing fees for the applicable class of common stock. Distributions will be payable to stockholders of record as of the close of business on September 30, 2026 and will be paid on or about October 19, 2026. These distributions will be paid in cash.
Item 8.01Item 8.01 - Other Events
Item 8.01 Other Events.
The Board of Directors of the Company has authorized a distribution for each class of its common stock in the gross amount of $0.026 per share. The net distributions for each class of common stock will be equal to gross distribution of $0.026 per share less any stockholder servicing fees for the applicable class of common stock. Distributions will be payable to stockholders of record as of the close of business on September 30, 2026 and will be paid on or about October 19, 2026. These distributions will be paid in cash.