InPoint Commercial Real Estate Income, Inc.

Item 8.01 Other Events. Determination of August 31, 2026 NAV per Share InPoint Commercial Real Estate Income, Inc. (the “Company,” “we,” “our”) calculates net asset value (“NAV”) per share in accordance with the valuation guidelines that have been approved by its Board of Directors. Our NAV per share, which is updated as of the last calendar day of each month, is posted on our website at www.inland-investments.com/inpoint. The “Net Asset Value Calculation and Valuation Guidelines” section of the prospectus for our public offering (SEC Registration No. 333-264540), as supplemented, contains details regarding how our NAV is determined. Inland InPoint Advisor, LLC, our Advisor, is ultimately responsible for determining our NAV. We have included a breakdown of the components of total NAV attributable to common stock and NAV per share for August 31, 2026. The following table provides a breakdown of the major components of our total NAV attributable to all classes of our common stock in the aggregate as of August 31, 2026 ($ and shares in thousands, except per share data): Components of NAV August 31, 2026 ────────────────────────────────────────────────────────────────────────── Commercial mortgage loans $301,721 Real estate owned 153,598 Real estate securities 9,751 Cash and cash equivalents and restricted cash 21,363 Other assets 6,206 Repurchase agreements - commercial mortgage loans (182,616) Loan participations sold (46,594) Mortgage loan payable (24,123) Due to related parties (1,728) Distributions payable (1,052) Interest payable (3,594) Accrued stockholder servicing fees (1) (292) Other liabilities (4,505) Preferred stock (89,611) Net asset value attributable to common stock $138,524 Number of outstanding shares 10,120 Aggregate NAV per share $13.6882 (1) Stockholder servicing fees only apply to Class T, Class S, and Class D shares. For purposes of NAV, we recognize the stockholder servicing fee as a reduction of NAV on a monthly basis as such fee is paid. Under GAAP, we accrued the full cost of the stockholder servicing fee as an offering cost at the time we sold Class T, Class S, and Class D shares. As of August 31, 2026, we had accrued under GAAP $645 of stockholder servicing fees payable to Inland Securities Corporation (the “Dealer Manager”) related to the Class T and Class D shares sold. As of August 31, 2026, we had not sold any Class S shares; therefore, we had not accrued any stockholder servicing fees payable to the Dealer Manager related to Class S shares. The Dealer Manager does not retain any of these fees, all of which are retained by, or reallowed (paid) to, participating broker-dealers and servicing broker-dealers for ongoing stockholder services performed by such broker-dealers. Our public offering officially terminated on November 1, 2025. The following table provides our total NAV attributable to common stock and NAV for each class of common stock in each case as of August 31, 2026 ($ and shares in thousands, except per share data): NAV Per Share Class P Class A Class T Class S Class D Class I Total ───────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────── Net asset value attributable to common stock $117,103 $10,237 $4,029 $ $661 $6,491 $138,524 Number of outstanding shares 8,563 746 290 48 473 10,120 NAV per share as of August 31, 2026 $13.6758 $13.7250 $13.8766 $ $13.7632 $13.7269 $13.6882