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Home/The Filing Wire/Synchrony Card Issuance Trust/ 8-K

Current Report · Items 1.01, 8.01, 9.01 · 8-K

Synchrony Card Issuance Trust

Entry into a Material Definitive Agreement · Other Events

Item 1.01. Entry into Material Definitive Agreement. On August 5, 2026, Synchrony Card Funding, LLC (“Funding”) and Synchrony Bank entered into an Underwriting Agreement by and among Funding, Synchrony Bank, RBC Capital Markets, LLC, BofA Securities, Inc.…

Filed Aug 7, 2026Accepted Aug 7, 2026, 4:45 PM EDTCIK 1724789Accession 0001104659-26-092750
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Recent company filings

  1. FWP - filed by Synchrony Card Funding, LLC regarding Synchrony Card Issuance TrustNov 4, 2026
  2. 424H filingNov 4, 2026
  3. 10-D filingOct 15, 2026
  4. Entry into a Material Definitive Agreement · Securities Act Updating Disclosure · Other EventsAug 18, 2026
  5. 424B5 filingAug 7, 2026

Disclosure sections

Items 1.01, 8.01, 9.01

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Item 1.01Item 1.01 - Entry into Material Agreement
Item 1.01. Entry into Material Definitive Agreement. On August 5, 2026, Synchrony Card Funding, LLC (“Funding”) and Synchrony Bank entered into an Underwriting Agreement by and among Funding, Synchrony Bank, RBC Capital Markets, LLC, BofA Securities, Inc. and Mizuho Securities USA LLC (the “Class A(2026-2) Underwriting Agreement”), with respect to certain notes (the “Class A(2026-2) Notes”) to be issued by Synchrony Card Issuance Trust (the “Trust”) pursuant to the Amended and Restated Master Indenture, dated as of May 1, 2018, as supplemented by the SynchronySeries Indenture Supplement, dated as of September 26, 2018, and the Class A(2026-2) Terms Document (as defined below), each between the Trust and The Bank of New York Mellon, as indenture trustee (the “Indenture Trustee”). A copy of the Class A(2026-2) Underwriting Agreement is filed as Exhibit 1.1 to this Form 8-K and is incorporated herein by reference.
Item 8.01Item 8.01 - Other Events
Item 8.01. Other Events. On or about August 12, 2026, the Trust and the Indenture Trustee intend to enter into the Class A(2026-2) Terms Document (the “Class A(2026-2) Terms Document”). An unexecuted copy of the Class A(2026-2) Terms Document is filed as Exhibit 4.1 to this Current Report on Form 8-K and is incorporated herein by reference. On or about August 12, 2026, the Trust, Funding and Synchrony Bank intend to enter into a Risk Retention Agreement with respect to the SynchronySeries Class A(2026-2) Notes (the “Class A(2026-2) Risk Retention Agreement”). An unexecuted copy of the Class A(2026-2) Risk Retention Agreement is filed as Exhibit 4.2 to this Current Report on Form 8-K and is incorporated herein by reference. In connection with the issuance of the Class A(2026-2) Notes, the chief executive officer of Funding has made the certifications required by paragraph I.B.1(a) of Form SF-3. Such certifications are being filed with this Form 8-K as Exhibit 36.1 in order to satisfy the requirements of Item 601(b)(36) or Regulation S-K. The Registrant is also filing with this Form 8-K Exhibits 5.1 and 8.1 in connection with the issuance of the Class A(2026-2) Notes.
Filed exhibits (2)
EX-4.1 (by filename) tm2622401d1_ex4-1.htm

Exhibit 4.1 SYNCHRONY CARD ISSUANCE TRUST as Issuer CLASS A(2026-2) TERMS DOCUMENT dated as of August 12, 2026 to SYNCHRONYSERIES INDENTURE SUPPLEMENT dated as of September 26, 2018 to AMENDED AND RESTATED MASTER INDENTURE dated as of May 1, 2018 THE BANK OF NEW YORK MELLON as Indenture Trustee Table of Contents Page ARTICLE I DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION 1 Section 1.01 Definitions and Interpretive Matters 1 Section 1.02 Governing Law 3 Section 1.03 Counterparts 3 Section 1.04 Ratification of Indenture and Indenture Supplement 3 ARTICLE II THE CLASS A(2026-2) NOTES 3 Section 2.01 Creation and Designation 3 Section 2.02 Form of Delivery of Class A(2026-2) Notes; Depository; Denominations 3 Section 2.03 Delivery and Payment for the Class A(2026-2) Notes 4 Section 2.04 Specification of SynchronySeries Subordinated Transferor Amount 4 Section 2.05 ERISA …

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EX-4.2 (by filename) tm2622401d1_ex4-2.htm

Exhibit 4.2 RISK RETENTION AGREEMENT, dated as of August 12, 2026 (this “Agreement”), by and among SYNCHRONY BANK, a federal savings association organized under the laws of the United States (“Synchrony Bank”), SYNCHRONY CARD FUNDING, LLC, a Delaware limited liability company (“Synchrony Card Funding”), and SYNCHRONY CARD ISSUANCE TRUST, a Delaware statutory trust (the “Issuer”). W I T N E S S E T H: WHEREAS, Synchrony Bank and Synchrony Card Funding have entered into an Amended and Restated Receivables Sale Agreement, dated as of May 1, 2018 (the “Receivables Sale Agreement”), pursuant to which Synchrony Bank sells Receivables arising under certain Accounts to Synchrony Card Funding; WHEREAS, Synchrony Card Funding and the Issuer have entered into an Amended and Restated Transfer Agreement, dated as of May 1, 2018 (as amended, restated, supplemented or otherwise modified, the “Transfer Agreement”), pursuant to which Synchrony Card Funding conveyed to the Issuer all of its right, title and interest in and to the Receivables arising under certain Accounts; WHEREAS, Synchrony Card Funding, Citibank, N.A., as the trustee (in such capacity, the “Trustee”) and Citicorp Trust Delawa…

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