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BCS

Current Report · Items 2.02, 9.01 · 8-K

BayCom Corp

BCMLNASDAQEQUITYCurrent

Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition On January 22, 2026, BayCom Corp issued its earnings release for the quarter and year ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.

Filed Jan 22, 2026Accepted Jan 22, 2026, 4:41 PM ESTCIK 1730984Accession 0001730984-26-000006
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Company context

The Company, through its wholly owned operating subsidiary, United Business Bank, offers a full range of loans, including SBA, CalCAP, FSA and USDA guaranteed loans, and deposit products and services to businesses and their affiliates in California, Washington, New Mexico, Colorado and Nevada. The Bank is an Equal Housing Lender and a member of FDIC. The Company’s common stock is listed on the NASDAQ Global Select Market under the symbol “BCML”. For more information, go to www.unitedbusinessbank.com.

Current securities

Recent company filings

  1. Results of Operations and Financial ConditionOct 22, 2026
  2. Other EventsAug 19, 2026
  3. 10-Q filingAug 10, 2026
  4. 4 filingAug 3, 2026
  5. SCHEDULE 13G/A - filed by VANGUARD CAPITAL MANAGEMENT LLC regarding BayCom CorpJul 31, 2026

Registered securities in this filing

BAYCOM CORP · 8-K · Filed 2026-01-22

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common Stock

Symbol
BCML
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: Duration_1_22_2026_To_1_22_2026_gRRRtDELsU2bcmnH3T7BzQ

Dimensions: Not supplied

Accession 000173098426000006 · 1 registered-security cover member

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Disclosure sections

Items 2.02, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations
Item 2.02. Results of Operations and Financial Condition On January 22, 2026, BayCom Corp issued its earnings release for the quarter and year ended December 31, 2025. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K and is incorporated herein by reference.
Filed exhibits (1)
EX-99.1 (by filename) bcml-20260122xex99d1.htm

Exhibit 99.1 Press Release BayCom Corp Reports 2025 Fourth Quarter Earnings of $6.9 Million WALNUT CREEK, CA, January 22, 2026--(Business Wire) BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank” or “UBB”), announced earnings of $6.9 million, or $0.63 per diluted common share, for the fourth quarter of 2025, compared to earnings of $5.0 million, or $0.46 per diluted common share, for the third quarter of 2025 and $6.1 million, or $0.55 per diluted common share, for the fourth quarter of 2024. Net income for the fourth quarter of 2025 increased $1.9 million, or 37.0%, compared to the third quarter of 2025. This increase was primarily the result of a $2.7 million decrease in provision for credit losses and a $1.6 million increase in net interest income, partially offset by a $1.4 million decrease in noninterest income, primarily due to changes in equity securities valuations, an $885,000 increase in provision for income taxes, and a $220,000 increase in noninterest expense. Compared to the fourth quarter of 2024, net income increased $738,000, or 12.1%, primarily as a result of a $1.4 million increase in net interest in…

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