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BCS

Changes in Beneficial Ownership · 4

Rhinebeck Bancorp, Inc.

RBKBNASDAQEQUITYCurrent

Changes in Beneficial Ownership

Filed Jul 21, 2026Accepted Jul 21, 2026, 5:43 PM EDTFiling CIK 1751783Accession 0001437749-26-023994
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Structured filing — 4

rdgdoc.xml

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Filing details

Report period
2026-07-21
Issuer
Rhinebeck Bancorp, Inc.
Issuer CIK
0001751783
Trading symbol
RBKB

Reporting owner 1

Name
Loughlin Suzanne
Reporting owner CIK
0001711664
Relationship
Director
Address
2 JEFFERSON PLAZA, POUGHKEEPSIE, NY, 12601

Non-derivative holdings

Non-derivative holdings · 1 reported row
SecurityAmount ownedOwnership
Common Stock34,328[F1][F2]D
Table key
D
Direct

Derivative holdings

Derivative holdings · 1 reported row
SecurityConversion / exercise price (USD)ExercisableExpiresUnderlying securityUnderlying sharesAmount ownedOwnership
Stock Options4.7000[F3]2021-08-252030-08-25Common Stock22,875[F1][F4]22,875[F1][F4]D
Table key
D
Direct

Footnotes

F1
Reflects a 1.3978 to 1.00 stock exchange ratio in connection with the Company's mutual to stock conversion.↩ 1↩ 2↩ 3
F2
Shares of restricted stock vest at a rate of 33 1/3% per year commencing on May 26, 2027.↩ 1
F3
Exercise price has been adjusted for the 1.3978 to 1.00 exchange ratio in connection with the Company's mutual to stock conversion.↩ 1
F4
Stock options are fully vested.↩ 1↩ 2

Signature 1

Signed
/s/ Scott A. Brown, pursuant to power of attorney
Date
2026-07-21

Company context

Rhinebeck Bank is a New York-chartered savings bank headquartered in Poughkeepsie, New York. Founded in 1860, we conduct our business from our corporate office, 12 full-service banking offices and two representative offices, which are located in Albany, Dutchess, Orange and Ulster Counties, New York. Our primary market area includes the communities in which we maintain our banking office locations and their contiguous counties, which are located in the Hudson Valley region of New York.

Current securities

Recent company filings

  1. Results of Operations and Financial ConditionOct 29, 2026
  2. SCHEDULE 13G/A - filed by M3 PARTNERS LP regarding Rhinebeck Bancorp, Inc.Oct 28, 2026
  3. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory ArrangementsOct 6, 2026
  4. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory ArrangementsAug 18, 2026
  5. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory ArrangementsAug 14, 2026

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