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BCS

Current Report · Items 5.02, 5.07 · 8-K

Better Home & Finance Holding Co

BETRNASDAQEQUITYCurrent

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Submission of Matters to a Vote of Security Holders

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. Removal of Directors On September 30, 2026, Vishal Garg and the other participants in his consent solicitation (collectively, the “Garg Group”), delivered to Better Home & Finance Holding Company (the “Company”) written consents (the “Consents…

Filed Oct 6, 2026Accepted Oct 6, 2026, 4:19 PM EDTCIK 1835856Accession 0001835856-26-000066
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Company context

Better Home & Finance Holding Company (NASDAQ: BETR) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $110 billion in loan volume. Better has leveraged its industry-leading AI platform, Tinman®, to achieve its singular mission of making homeownership cheaper, faster, and easier for all Americans. Tinman® allows customers to see their rate options in seconds, get pre-approved in minutes, lock in rates, and close their loan in as little as three weeks. In addition, Betsy™, the first AI loan agent built exclusively for the mortgage industry, revolutionizes the homebuying journey by answering questions, delivering approvals, comparing products, processing rate locks, and moving their loan application along to closing 24/7/365. Better’s mortgage offerings include GSE-conforming mortgage loans, FHA and VA loans, and jumbo mortgage and home equity loans. Better serves customers in all 50 US states and the United Kingdom.

Current securities

Historical securities (3)

Recent company filings

  1. Results of Operations and Financial ConditionOct 13, 2026
  2. Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of ListingOct 9, 2026
  3. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory ArrangementsOct 9, 2026
  4. Entry into a Material Definitive Agreement · Termination of a Material Definitive Agreement · Material Modification to Rights of Security Holders · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal YearOct 8, 2026
  5. SCHEDULE 13D/A - filed by Garg Vishal regarding Better Home & Finance Holding CoOct 5, 2026

Registered securities in this filing

Better Home & Finance Holding Company · 8-K · Filed 2026-10-06

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Class A common stock, par value $0.0001 per share

Symbol
BETR
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: c-2

Dimensions: us-gaap:StatementClassOfStockAxis

Warrants exercisable for one share of Class A common stock at an exercise price of $575

Symbol
BETRW
Exchange
NASDAQ
Classification
WARRANT
Status
Current
Filing context

Context: c-3

Dimensions: us-gaap:StatementClassOfStockAxis

Accession 000183585626000066 · 2 registered-security cover members

Read the exact SEC filing ↗

Disclosure sections

Items 5.02, 5.07

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 5.02Item 5.02 - Departure/Election of Directors
Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. Removal of Directors On September 30, 2026, Vishal Garg and the other participants in his consent solicitation (collectively, the “Garg Group”), delivered to Better Home & Finance Holding Company (the “Company”) written consents (the “Consents”) of stockholders representing a majority of the voting power of the Company’s common stock outstanding as of August 21, 2026 (the “Record Date”). The Consents, in part, removed from the Company’s Board of Directors (the “Board”) without cause each of Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar, effective immediately (the “Removal”). Resignation of Hugh Frater On October 1, 2026, Hugh Frater notified the Company of his decision to resign from the Board, effective upon the Removal. Mr. Frater’s decision to resign was the result of the outcome of the consent solicitation conducted by the Garg Group to remove without cause certain other directors from the Board, as further described in this Current Report on Form 8-K. As previously disclosed, Mr. Frater informed the Company on August 27, 2026 of his intention to resign from the Board in the event that Mr. Garg assumes any executive role with the Company, including serving as a director with executive responsibilities. At the time of his resignation, Mr. Frater served as a member of the Audit Committee and the Special Committee of the Board. Appointment of Directors On October 5, 2026, Mr. Garg, in his capacity as the sole remaining director of the Company following the Removal and resignation described above, appointed Bing Gordon, Steven Sarracino, Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer and Secretary, and Nicholas Calamari, an employee of the Company, to the Board to fill existing vacancies. None of these individuals have been appointed to any committee of the Board as of the date of this Current Report on Form 8-K. The Company will file an amendment to this Current Report on Form 8-K to disclose any such committee appointments once determined. Ms. Tuffin and Mr. Calamari will not receive additional compensation for their service on the Board. It is expected that Messrs. Gordon and Sarracino will receive compensation pursuant to the Company’s Director Compensation Policy, as described under “Director Compensation” in the Company’s definitive proxy statement filed with the Securities and Exchange Commission (the “SEC”) on April 30, 2026. Messrs. Gordon and Sarracino are each expected to enter into the Company’s standard form of indemnification agreement with the Company. As previously announced in the Garg Group’s September 18, 2026 press release, Messrs. Gordon and Sarracino were candidates who were identified by Mr. Garg and had express their willingness to serve as directors if his consent solicitation was successful. Ms. Tuffin and Mr. Calamari are parties to indemnification agreements with the Company in its standard form. There are no arrangements or understandings between either of Ms. Tuffin or Mr. Calamari and any other person pursuant to which such individual was selected as a director. Departure of Interim Chief Executive Officer On October 5, 2026, following the director appointments described above, the Board removed Daniel Lewis as Interim Chief Executive Officer, effective immediately. The Board has commenced a process to identify and appoint a successor Interim Chief Executive Officer.
Item 5.07Item 5.07 - Submission of Matters to Vote
Item 5.07. Submission of Matters to a Vote of Security Holders. As disclosed above in Item 5.02, on September 30, 2026, the Garg Group delivered to the Company the Consents of stockholders representing a majority of the outstanding voting power of the Company’s common stock as of the Record Date. The Consents approve both proposals set forth in the Garg Group’s definitive consent statement on Schedule 14A filed with the SEC on August 27, 2026. The final results of the consent solicitation on each proposal as certified by the inspector of election on October 5, 2026 are as follows: 1. Repeal any provision of the Company’s Bylaws (the “Bylaws”), including any amendments thereto, in effect at the time this proposal becomes effective, which was not included in the Bylaws that were in effect as of August 22, 2023 and were filed with the SEC on August 25, 2023 to restore the Bylaws to their current form if the Board attempts to amend them in any manner prior to the completion of this consent solicitation. Consent Against Consent Abstain ──────────────────────────────────────────────── 13,638,803 24,594 0 2. Remove without cause five (5) members of the Board: Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar and, in addition, any person nominated, elected or appointed to the Board to fill any vacancy on the Board or any newly created directorships on or after August 17, 2026 and prior to the time that any of the actions proposed to be taken by the Garg Group Consent Solicitation become effective. Director Consent Against Consent Abstain ─────────────────────────────────────────────────────────────────────── Daniel Lewis 13,633,243 30,154 0 Arnaud Massenet 13,633,243 30,154 0 Bhaskar Menon 13,633,243 30,154 0 Prabhu Narasimhan 13,633,243 30,154 0 Harit Talwar 13,633,243 30,154 0

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