Notice of Proposed Sale · 144

Better Home & Finance Holding Company

BETRNASDAQEQUITYCurrent

Notice of Proposed Sale

Filed Oct 19, 2026Accepted Oct 19, 2026, 2:42 PM EDTFiling CIK 1835856Accession 0001969223-26-001079

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Structured filing — 144

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Notice of proposed sale. The proposed amounts below do not establish that a sale occurred.

Proposed-sale notice

Issuer: Better Home & Finance Holding Company
Issuer CIK: 0001835856
SEC file number: 001-40143
Phone: 443-254-6835
Person for whose account securities are to be sold: Nicholas Calamari
Relationships to issuer: Officer
Street: 1 World Trade Center, 285 Fulton Street
Street (continued): 80th Floor, Suite A
City: New York
State / country code: NY
Postal code: 10007

Securities proposed for sale

Securities proposed for sale · 1 reported row
Security	Proposed units	Aggregate market value	Units outstanding	Approximate sale date	Exchange	Broker / market maker
common	1,320	13,798	13,243,928	10/19/2026	NASDAQ	UBS Financial Services Inc

Broker / market maker — proposed row 1, entry 1

Name: UBS Financial Services Inc
Street: 1000 Harbor Blvd
Street (continued): 3rd Floor
City: Weehawken
State / country code: NJ
Postal code: 07086

Acquisition of securities to be sold

Acquisition of securities to be sold · 1 reported row
Security	Acquired	Nature of acquisition	Acquired from	Amount acquired	Gift transaction	Payment date	Nature of payment
common	10/01/2026	restricted stock release	issuer	1,320	N	10/01/2026	n/a

Sales reported in the preceding three months

Sales reported in the preceding three months · 1 reported row
Seller	Security	Sale date	Amount sold	Gross proceeds
Nicholas Calamari	common	09/21/2026	3,346	41,509

Seller — prior-sale row 1, entry 1

Name: Nicholas Calamari
Street: 1 World Trade Center, 285 Fulton Street
Street (continued): 80th Floor, Suite A
City: New York
State / country code: NY
Postal code: 10007

Prior-sale reporting

Nothing to report for the preceding three months: N

Remarks

selling to cover tax liability

Notice signature

Notice date: 10/19/2026
Signed: /s/Mijo Suric, for UBS Financial Services Inc, as attorney-in-fact for Nicholas Calamari

Company context

Better Home & Finance Holding Company (NASDAQ: BETR) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $110 billion in loan volume. Better has leveraged its industry-leading AI platform, Tinman®, to achieve its singular mission of making homeownership cheaper, faster, and easier for all Americans. Tinman® allows customers to see their rate options in seconds, get pre-approved in minutes, lock in rates, and close their loan in as little as three weeks. In addition, Betsy™, the first AI loan agent built exclusively for the mortgage industry, revolutionizes the homebuying journey by answering questions, delivering approvals, comparing products, processing rate locks, and moving their loan application along to closing 24/7/365. Better’s mortgage offerings include GSE-conforming mortgage loans, FHA and VA loans, and jumbo mortgage and home equity loans. Better serves customers in all 50 US states and the United Kingdom.

Current securities

BETRNASDAQ · EQUITY · Current BETRWNASDAQ · WARRANT · Current

Historical securities (3)

AURCNASDAQ · EQUITY · Historical · closed Aug 23, 2023 AURCUNASDAQ · UNIT · Historical · closed Aug 23, 2023 AURCWNASDAQ · WARRANT · Historical · closed Aug 23, 2023

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