Current Report · Items 2.01, 9.01 · 8-K

Dave Inc.

DAVENASDAQEQUITYCurrent

Completion of Acquisition or Disposition of Assets

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description ──────────────────────────────────────────────────────────────────────────────── 99.1 Press Release dated February 5, 2026 104 Cover Page Interactive Data File (formatted as inline XBRL)

Filed Feb 5, 2026Accepted Feb 5, 2026, 4:19 PM ESTCIK 1841408Accession 0001193125-26-039438

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Press release in this filing

Dave Reports Preliminary Fourth Quarter and Full Year 2025 Results →

Company context

Dave (Nasdaq: DAVE) is a U.S. neobank pioneering innovative credit products for everyday Americans. For more information about the Company, visit: www.dave.com. For investor information and updates, visit: investors.dave.com and follow @davebanking on X.

Current securities

DAVENASDAQ · EQUITY · Current DAVEWNASDAQ · WARRANT · Current

Historical securities (3)

VPCCNYSE · EQUITY · Historical · closed Jan 5, 2022 VPCC.UNNYSE · UNIT · Historical · closed Jan 5, 2022 VPCC.WSNYSE · WARRANT · Historical · closed Jan 5, 2022

Recent company filings

Registered securities in this filing

Dave Inc./DE · 8-K · Filed 2026-02-05

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Class A common stock, par value $0.0001

Symbol: DAVE
Exchange: NASDAQ
Classification: COMMON
Status: Current

Filing context

Context: C_52c0088f-1bdb-4da8-9fab-df5e16bb3ce7

Dimensions: us-gaap:StatementClassOfStockAxis

Redeemable warrants, each whole warrant exercisable for one share of Class A common stock, each at an exercise price of $368 per share

Symbol: DAVEW
Exchange: NASDAQ
Classification: WARRANT
Status: Current

Filing context

Context: C_b72f0b8a-3841-4c6c-b13b-8e1914fe3d49

Dimensions: us-gaap:StatementClassOfStockAxis

Accession 000119312526039438 · 2 registered-security cover members

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Disclosure sections

Items 2.01, 9.01

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Item 9.01Item 9.01 - Financial Statements and Exhibits

Filed exhibits (1)

EX-99.1 (by filename) dave-ex99_1.htm

Exhibit 99.1 Dave Reports Preliminary Fourth Quarter and Full Year 2025 Results 2025 Revenue and Adjusted EBITDA Results are Expected to Exceed the Top-End of Guidance 4Q25 28 DPD Rate Expected to be Within the Range of 1.95%-2.00%, Outperforming Guidance of Below 2.10% Full Earnings Results and 2026 Financial Outlook to Be Discussed on March 2, 2026 at 5:00pm ET LOS ANGELES, CA - February 5, 2026 - Dave Inc. (“Dave” or the “Company”) (Nasdaq: DAVE), one of the nation’s leading neobanks, today announced certain preliminary, unaudited financial results for the fourth quarter and full year ended December 31, 2025. The Company expects to release full, audited financial results and file its annual report on Form 10-K for the year ended December 31, 2025 on March 2, 2026. Fourth Quarter and Full Year 2025 Preliminary Financial Results ($ in millions, unaudited) Fourth Quarter 2025 4Q25 Guidance* 4Q25 ∆% 4Q24 4Q25 %∆ ───────────────────────────────────────────────────────────────────────────────────────────────────── GAAP Operating Revenues, Net $155 $164 6% $101 $164 62% Adjusted EBITDA**…

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