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Beneficial Ownership Report · SCHEDULE 13G

UWM Holdings Corp

UWMCNYSEEQUITYCurrent

Beneficial Ownership Report

Filed Sep 29, 2026Accepted Sep 29, 2026, 9:27 AM EDTFiling CIK 1869719Accession 0000945621-26-001191
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Structured filing — SCHEDULE 13G

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Subject company

Company
UWM Holdings Corp
Company CIK
0001783398
Street
585 South Boulevard E.
City
Pontiac
State / country code
MI
Postal code
48341

Statement details

Security class
Class A Common Stock, par value $0.0001 per share
Event date
09/24/2026
Rule designation
Rule 13d-1(c)

Reporting person 1

Name
OCO Capital GP LLC
Citizenship / organization
DE
Reporting person type
OO
Aggregate amount owned
22,000,000
Percent of class
6.43
Sole voting power
22,000,000
Shared voting power
0
Sole dispositive power
22,000,000
Shared dispositive power
0
Comments
Based on 342,349,795 shares of Common Stock reported to be outstanding on the Issuer's Quarterly Report on Form 10-Q filed on August 7, 2026.

Item 1

Issuer

UWM Holdings Corp

Principal executive office address

585 South Boulevard E., Pontiac, Michigan 48341

Item 2

Citizenship

Delaware

Filing person

This statement is filed on behalf of OCO Capital GP LLC (the "Reporting Person"). The Reporting Person is the general partner of OCO Capital GP LP ("GP"), a limited partnership organized under the laws of the State of Delaware. GP is the general partner of OCO Opportunities Master Fund, L.P. ("OCO Opportunities"), a limited partnership organized under the laws of the State of Delaware. OCO Opportunities is a private investment fund engaged in the purchase and sale of securities for investment. The principal business address of OCO Opportunities is 410 Park Ave. Suite 730, New York, NY 10022.

Principal business or residence address

410 Park Ave. Suite 730, New York, NY 10022

Item 3

Not applicable indication

Y

Item 4

Percent of class

6.43%

Amount beneficially owned

The Reporting Person may be deemed the beneficial owner of 22,000,000 Shares, which constitutes approximately 6.43% of the total number of Shares outstanding. The Reporting Person's beneficial ownership consists of 22,000,000 Shares owned by OCO Opportunities.

Sole voting power

22,000,000

Shared voting power

0

Sole dispositive power

22,000,000

Shared dispositive power

0

Item 5

Not applicable indication

Y

Item 6

Not applicable indication

Y

Item 7

Not applicable indication

Y

Item 8

Not applicable indication

Y

Item 9

Not applicable indication

Y

Item 10

Not applicable indication

N

Certifications

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

Signature 1

Reporting person
OCO Capital GP LLC
Signed
/s/ Samuel Martini
Title
Managing Member
Date
09/29/2026

Company context

Current securities

Historical securities (6)

Recent company filings

  1. Other EventsOct 1, 2026
  2. 424B7 filingOct 1, 2026
  3. 424B5 filingSep 29, 2026
  4. FWP - filed by UWM Holdings Corp regarding UWM Holdings CorpSep 23, 2026
  5. DEF 14C filingSep 14, 2026

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