Massimo Group

Item Entry 1.01 into a Material Definitive Agreement. On June 23, 2026, Massimo Group, as borrower (the “Company”), entered into a loan agreement (the “Loan Agreement”) with David Shan, the Company’s Executive Chairman of the Board of Directors, as lender, pursuant to which the Company can borrow up to $4 million (the “Loan”) over a one year period to allow the Company to pursue strategic growth initiatives, including the development, testing, commercialization and advancement of technology-enabled products, intelligent security solutions, autonomous mobility applications and related business activities. The Loan bears interest of 4%, payable monthly in arrears, with the aggregate principal amount of all advances made under the Loan Agreement, together with any remaining accrued and unpaid interest thereunder, to be repaid by the Company in full on June 22, 2027, subject to earlier termination or extension as provided in the Loan Agreement. The Loan Agreement contains customary affirmative and negative covenants with respect to the Company, including, among other things, compliance with laws, corporate existence, no conflicts, restrictions on the number of advances, and other customary covenants. These covenants are subject to a number of limitations and exceptions as provided in the Loan Agreement. Additionally, the Loan Agreement contains customary events of default, bankruptcy and insolvency, and remedies provisions. The Company’s obligations under the Loan Agreement are unsecured. The description of the Loan Agreement contained in this Item 1.01 is qualified in its entirety by reference to the complete text of the Loan Agreement, a copy of which is filed herewith as Exhibit 10.1, to this Current Report on Form 8-K.

Item Other 8.01. Events. On June 24, 2026, the Company published a press release announcing its entry into the Loan Agreement, along with its termination of a previously announced letter of intent. The Company’s press release is furnished herewith as Exhibit 99.1. The information provided in this Item 8.01 (including Exhibit 99.1 hereto), is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Exchange Act or the Securities Act, except as expressly set forth by specific reference in such a filing.