Principal Credit Real Estate Income Trust

Item 7.01. Regulation FD Disclosure. September 2026 Distribution On September 30, 2026, the Company declared distributions for each class of its common shares of beneficial interest, par value $0.01 per share (the “Common Shares”), in the amount per share set forth below: Title of Securities Gross Distribution Shareholder Net Distribution Servicing Fee Class I Common Shares $0.1700 $ — $0.1700 ──────────────────────────────────────────────────────────────────────────────────────────────────────── Class F-S Common Shares $0.1700 $ 0.0142 $0.1558 Class F-I Common Shares $0.1700 $ — $0.1700 Class E Common Shares $0.1700 $ — $0.1700 Class A Common Shares $0.1700 $ — $0.1700 The gross distribution amount above reflects a distribution of $0.1350 per Common Share for the month of September and a special distribution of $0.0350 per Common Share. The net distributions for each class of Common Shares (which represents the gross distributions less shareholder servicing fees for the applicable class of Commons Shares) are payable to shareholders of record as of the close of business on September 30, 2026, and will be paid on or about October 20, 2026. These distributions will be paid in cash or reinvested in the applicable class of Common Share for shareholders participating in the Company’s distribution reinvestment plan.