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BCS

Current Report · Items 2.02, 9.01 · 8-K

Lake Shore Bancorp, Inc.

LSBKNASDAQEQUITYCurrent

Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. Lake Shore Bancorp, Inc. (the “Company”) issued a press release on July 22, 2026 disclosing its results of operations and financial condition for the quarter ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1 hereto.

Filed Jul 22, 2026Accepted Jul 22, 2026, 4:30 PM EDTCIK 2059653Accession 0001193125-26-312448
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Press release in this filing

Second Quarter 2026 Financial Results →

Company context

Lake Shore Bancorp is the holding company of Lake Shore Bank, a New York chartered, community-oriented financial institution headquartered in Dunkirk, New York. The Bank has ten full-service branch locations in Western New York, including four in Chautauqua County and six in Erie County. The Bank offers a broad range of retail and commercial lending and deposit services. Lake Shore Bancorp’s common stock is traded on the NASDAQ Global Market as “LSBK”. Additional information about Lake Shore Bancorp is available at www.mylsbank.com.

Current securities

Recent company filings

  1. Other EventsOct 23, 2026
  2. Results of Operations and Financial ConditionOct 21, 2026
  3. 10-Q filingAug 11, 2026
  4. Other EventsJul 24, 2026
  5. Submission of Matters to a Vote of Security HoldersMay 20, 2026

Registered securities in this filing

Lake Shore Bancorp, Inc. · 8-K · Filed 2026-07-22

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common stock, par value $0.01 per share

Symbol
LSBK
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: C_87121428-a915-487e-a22c-6b1a5a03985e

Dimensions: Not supplied

Accession 000119312526312448 · 1 registered-security cover member

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Disclosure sections

Items 2.02, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations
Item 2.02 Results of Operations and Financial Condition. Lake Shore Bancorp, Inc. (the “Company”) issued a press release on July 22, 2026 disclosing its results of operations and financial condition for the quarter ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1 hereto.
Filed exhibits (1)
EX-99.1 (by filename) lsbk-ex99_1.htm

EX-99.1 2 lsbk-ex99_1.htm EX-99.1 EX-99.1 Lake Shore Bancorp, Inc. Announces Second Quarter 2026 Financial Results DUNKIRK, N.Y. - July 22, 2026 - Lake Shore Bancorp, Inc. (the “Company”) (NASDAQ: LSBK), the holding company for Lake Shore Bank (the “Bank”), reported unaudited net income of $2.2 million, or $0.29 per diluted share, for the second quarter of 2026 compared to net income of $1.9 million, or $0.25 per diluted share, for the second quarter of 2025. For the first six months of 2026, the Company reported unaudited net income of $4.1 million, or $0.56 per diluted share, as compared to $3.0 million, or $0.39 per diluted share, for the first six months of 2025. The Company's financial performance for the second quarter of 2026 was positively impacted primarily by higher net interest income. "I am pleased with our second quarter results, which reflect disciplined expense management, improved net interest income, and our team’s focused execution of strategic initiatives,” stated Kim C. Liddell, President, CEO, and Director. “These results provide a strong foundation as we continue serving our customers, communities, and shareholders." Second Quarter 2026 and Year-to-Da…

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