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BCS

Notice of Proposed Sale · 144

Jefferson Capital, Inc. / DE

JCAPNASDAQEQUITYCurrent

Notice of Proposed Sale

Filed Aug 25, 2026Accepted Aug 25, 2026, 4:19 PM EDTFiling CIK 2071943Accession 0001959173-26-006442
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Structured filing — 144

primary_doc.xml

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Notice of proposed sale. The proposed amounts below do not establish that a sale occurred.

Proposed-sale notice

Issuer
Jefferson Capital, Inc. / DE
Issuer CIK
0002046042
SEC file number
001-42718
Phone
(320) 229-8505
Person for whose account securities are to be sold
Person Penelope JoAnn
Relationships to issuer
Officer
Street
600 SOUTH HIGHWAY 169, SUITE 1575
City
MINNEAPOLIS
State / country code
MN
Postal code
55426

Securities proposed for sale

Securities proposed for sale · 1 reported row
SecurityProposed unitsAggregate market valueUnits outstandingApproximate sale dateExchangeBroker / market maker
Common2465,421.8457,425,53608/25/2026NASDAQFidelity Brokerage Services LLC

Broker / market maker — proposed row 1, entry 1

Name
Fidelity Brokerage Services LLC
Street
900 Salem Street
City
Smithfield
State / country code
RI
Postal code
02917

Acquisition of securities to be sold

Acquisition of securities to be sold · 1 reported row
SecurityAcquiredNature of acquisitionAcquired fromAmount acquiredGift transactionPayment dateNature of payment
Common06/25/2026Restricted Stock VestingIssuer246N06/25/2026Compensation

Prior-sale reporting

Nothing to report for the preceding three months
Y

Notice signature

Notice date
08/25/2026
Signed
/s/ Joshua Schmitt, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Penelope Person.

Company context

We are a leading analytically driven purchaser and manager of charged-off and insolvency consumer accounts with operations primarily in the United States, Canada, the United Kingdom and Latin America. The accounts we purchase are primarily the unpaid obligations of individuals owed to credit grantors, which include banks, non-bank consumer lenders, auto finance companies, utilities and telecom companies. Our core competency is the effective management of the collections function in strict compliance with applicable laws and regulations. We enable our clients to focus their operations on the origination of new loans to new customers and to better serve their active customers, while also enabling consumers to resolve their existing obligations based on their current financial circumstances as they improve their financial health. We purchase nonperforming consumer loans and receivables at a discount to their face value across a broad range of financial assets, including where the account holder has initiated a bankruptcy proceeding, or an equivalent proceeding in Canada or the United Kingdom. We manage the loans and receivables by working with the account holders as they repay their obligations and work toward financial recovery.

Current securities

Recent company filings

  1. Entry into a Material Definitive AgreementAug 21, 2026
  2. Other EventsAug 18, 2026
  3. 10-Q filingAug 13, 2026
  4. Results of Operations and Financial ConditionAug 13, 2026
  5. EFFECT filingJul 17, 2026

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