Notice of Proposed Sale · 144

Credit Acceptance Corporation

CACCNASDAQEQUITYCurrent

Notice of Proposed Sale

Filed Sep 25, 2026Accepted Sep 25, 2026, 4:15 PM EDTFiling CIK 2137517Accession 0001969223-26-001040

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Structured filing — 144

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Notice of proposed sale. The proposed amounts below do not establish that a sale occurred.

Proposed-sale notice

Issuer: Credit Acceptance Corp
Issuer CIK: 0000885550
SEC file number: 000-20202
Phone: 2483532700
Person for whose account securities are to be sold: Jill Foss Watson 2014 Children's Trust FBO Gwyneth Ellen Watson
Relationships to issuer: Member of immediate family of any of the foregoing
Street: 25505 West Twelve Mile Road
City: Southfield
State / country code: MI
Postal code: 48034

Securities proposed for sale

Securities proposed for sale · 1 reported row
Security	Proposed units	Aggregate market value	Units outstanding	Approximate sale date	Exchange	Broker / market maker
Common	6,105	3,388,275	10,380,580	09/25/2026	NASDAQ	UBS Financial Services Inc

Broker / market maker — proposed row 1, entry 1

Name: UBS Financial Services Inc
Street: 1000 Harbor Blvd
Street (continued): 3rd Floor
City: Weehawken
State / country code: NJ
Postal code: 07086

Acquisition of securities to be sold

Acquisition of securities to be sold · 1 reported row
Security	Acquired	Nature of acquisition	Acquired from	Amount acquired	Gift transaction	Payment date	Nature of payment
Common	05/01/2016	GRAT Remainder	Founders Shares	6,105	N	05/01/2016	GRAT Remainder

Sales reported in the preceding three months

Sales reported in the preceding three months · 9 reported rows
Seller	Security	Sale date	Amount sold	Gross proceeds
Jill Foss Watson Living Trust	Common	07/02/2026	6,500	4,259,620
Meryl S Paul 2025 Trust	Common	07/01/2026	19,066	10,000,000
Jill Foss Watson Irrevocable Trust	Common	07/02/2026	4,500	2,923,135
Jill Foss Watson Irrevocable Trust	Common	07/16/2026	1,436	919,405
JFW 2014 Children's Trust FBO DTW	Common	07/02/2026	3,000	1,948,544
JFW 2014 Children's Trust FBO DTW	Common	07/16/2026	1,315	842,168
JFW 2014 Children's Trust FBO DTW	Common	07/17/2026	117	74,773
JFW 2014 Children's Trust FBO GEW	Common	07/02/2026	3,000	1,948,666
JFW 2014 Children's Trust FBO GEW	Common	07/16/2026	895	572,946

Seller — prior-sale row 1, entry 1

Name: Jill Foss Watson Living Trust
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd 3rd Fl
City: Weehawken
State / country code: NJ
Postal code: 07086

Seller — prior-sale row 2, entry 1

Name: Meryl S Paul 2025 Trust
Street: C/o UBS Securities LLC
Street (continued): 11 Madison Ave 4F
City: New York
State / country code: NY
Postal code: 10010

Seller — prior-sale row 3, entry 1

Name: Jill Foss Watson Irrevocable Trust
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd 3rd Fl
City: Weehawken
State / country code: NJ
Postal code: 07086

Seller — prior-sale row 4, entry 1

Name: Jill Foss Watson Irrevocable Trust
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd 3rd Fl
City: Weehawken
State / country code: NJ
Postal code: 07086

Seller — prior-sale row 5, entry 1

Name: JFW 2014 Children's Trust FBO DTW
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd 3rd Fl
City: Weehawken
State / country code: NJ
Postal code: 07086

Seller — prior-sale row 6, entry 1

Name: JFW 2014 Children's Trust FBO DTW
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd 3rd Fl
City: Weehawken
State / country code: NJ
Postal code: 07086

Seller — prior-sale row 7, entry 1

Name: JFW 2014 Children's Trust FBO DTW
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd 3rd Fl
City: Weehawken
State / country code: NJ
Postal code: 07086

Seller — prior-sale row 8, entry 1

Name: JFW 2014 Children's Trust FBO GEW
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd 3rd Fl
City: Weehawken
State / country code: NJ
Postal code: 07086

Seller — prior-sale row 9, entry 1

Name: JFW 2014 Children's Trust FBO GEW
Street: C/o UBS Financial Services
Street (continued): 1000 Harbour Blvd
City: Weehawken
State / country code: NJ
Postal code: 07086

Prior-sale reporting

Nothing to report for the preceding three months: N

Remarks

Sales by Seller, Jill Foss Watson 2014 Trust FBO Gwyneth Ellen Watson, should be aggregated w the sales of 20,000 shares by Allan Apple as Trustee of the Donald A Foss Remainder Trust FBO JJDF, 20,000 shares by Allan Apple as Trustee of the DAF Remainder Trust FBO SDF, 5,568 shares by Todd Watson as Trustee of the JFW 2014 Children's Trust FBO DTW, 14,064 shares by Todd Watson as Trustee of the JFW Irrevocable Trust,15,000 shares by Todd Watson as Trustee of the Eidolon Corvid 2024 Trust, and 12,000 shares by Jill Foss Watson as Trustee of the JFW Living Trust. The Trusts are filing separate Forms 144 for aggregate sales of up to 92,737 shares. Todd Watson is Trustee and Spouse of Jill Foss Watson who is a 10% Holder of CACC.

Notice signature

Notice date: 09/25/2026
Signed: /s/Mijo Suric, for UBS Financial Services Inc, as attorney-in-fact for Jill Foss Watson 2014 Children's Trust FBO Gwyneth Ellen Watson

Company context

Current securities

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