Current Report · Items 1.01, 8.01, 9.01 · 8-K

GM Financial Automobile Leasing Trust 2026-3

Entry into a Material Definitive Agreement · Other Events

Filed Aug 14, 2026Accepted Aug 14, 2026, 12:56 PM EDTCIK 2142914Accession 0001193125-26-351504

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Items 1.01, 8.01, 9.01

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Item 1.01Item 1.01 - Entry into Material Agreement

Item 1.01. Entry into a Material Definitive Agreement. GMF Leasing LLC, as depositor (the “Depositor”) and AmeriCredit Financial Services, Inc. d/b/a GM Financial (“GM Financial”), as sponsor, have caused a newly formed issuing entity, GM Financial Automobile Leasing Trust 2026-3 (the “Issuing Entity”), to issue $137,220,000 Class A-1 4.002% Asset Backed Notes (the “Class A-1 Notes”), $295,000,000 Class A-2-A 4.33% Asset Backed Notes (the “Class A-2-A Notes”), $90,220,000 Class A-2-B Floating Rate Asset Backed Notes (the “Class A-2-B Notes”), $315,180,000 Class A-3 4.53% Asset Backed Notes (the “Class A-3 Notes”), $67,860,000 Class A-4 4.62% Asset Backed Notes (the “Class A-4 Notes” and, together with the Class A-1 Notes, the Class A-2-A Notes, the Class A-2-B Notes and the Class A-3 Notes, the “Class A Notes”), $49,450,000 Class B 4.71% Asset Backed Notes (the “Class B Notes” and, collectively with the Class A Notes, the “Publicly Offered Notes”) and $45,600,000 Class C 4.82% Asset Backed Notes (the “Class C Notes” and, collectively with the Publicly Offered Notes, the “Notes”), and an Asset Backed Certificate (the “Certificate”), on August 13, 2026 (the “Closing Date”). The Publicly Offered Notes will be registered under the Registration Statement filed by the Depositor with the Securities and Exchange Commission under file number 333-285619 (the “Registration Statement”). This Current Report on Form 8-K is being filed to satisfy an undertaking to file copies of certain agreements to be executed in connection with the issuance of the Publicly Offered Notes, the forms of which were filed as Exhibits to the Registration Statement. The Notes evidence indebtedness of the Issuing Entity, the assets of which consist primarily of an exchange note, backed by a designated pool of car, light duty truck and utility vehicle leases and the corresponding leased vehicles (the “Lease Assets”). The Publicly Offered Notes were sold to BMO Capital Markets Corp. (“BMO Capital Markets”), Credit Agricole Securities (USA) Inc. (“Credit Agricole”), Goldman Sachs & Co. LLC (“Goldman Sachs”), RBC Capital Markets, LLC (“RBC Capital Markets” and, collectively with BMO Capital Markets, Credit Agricole and Goldman Sachs, the “Representatives”), SG Americas Securities, LLC (“Societe Generale”), Siebert Williams Shank & Co., LLC (“Siebert”), SMBC Nikko Securities America, Inc. (“SMBC Nikko”) and TD Securities (USA) LLC (“TD Securities” and, collectively with the Representatives, Societe Generale, Siebert and SMBC Nikko, the “Underwriters”) pursuant to the Underwriting Agreement attached hereto as Exhibit 1.1, dated as of August 4, 2026 (the “Underwriting Agreement”), among GM Financial, the Depositor and the Representatives.

Item 8.01Item 8.01 - Other Events

Item 8.01. Other Events. The Issuing Entity was formed, and the Certificate was issued, pursuant to the Trust Agreement attached hereto as Exhibit 4.3, dated as of June 26, 2026, as amended and restated as of June 30, 2026 (the “Trust Agreement”), between the Depositor and Wilmington Trust Company, as owner trustee (the “Owner Trustee”). The Notes will be issued pursuant to the Indenture attached hereto as Exhibit 4.1, dated as of June 30, 2026 (the “Indenture”), between the Issuing Entity and Computershare Trust Company, N.A. (“Computershare”), as indenture trustee (in such capacity, the “Indenture Trustee”). Pursuant to the 2026-3 Exchange Note Supplement attached hereto as Exhibit 4.5, dated as of June 30, 2026 (the “Exchange Note Supplement”), ACAR Leasing Ltd. (the “Titling Trust”), as borrower, GM Financial, as lender and as servicer (in such capacity, the “Servicer”) and Computershare, as collateral agent (in such capacity, the “Collateral Agent”) and as 2 administrative agent (in such capacity, the “Administrative Agent”), the Titling Trust issued an Exchange Note (the “Exchange Note”) to GM Financial on the Closing Date and designated a designated pool of collateral lease agreements and collateral leased vehicles (the “Designated Pool”) to support the Exchange Note. Pursuant to the 2026-3 Exchange Note Sale Agreement attached hereto as Exhibit 10.1, dated as of June 30, 2026 (the “Exchange Note Sale Agreement”), between GM Financial and the Depositor, on the Closing Date, GM Financial sold to the Depositor, and the Depositor purchased from GM Financial, all of GM Financial’s right, title and interest in, to and under the Exchange Note and the proceeds thereof without recourse. Pursuant to the 2026-3 Exchange Note Transfer Agreement attached hereto as Exhibit 10.2, dated as of June 30, 2026 (the “Exchange Note Transfer Agreement”), between the Depositor and the Issuing Entity, on the Closing Date the Depositor sold to the Issuing Entity and the Issuing Entity purchased from the Depositor, all of the Depositor’s right, title and interest in, to and under the Exchange Note and the proceeds thereof without recourse. Pursuant to the Indenture, on the Closing Date the Issuing Entity issued the Notes to the Depositor as partial payment for the Exchange Note and granted a security interest in the Exchange Note and all other indenture collateral to the Indenture Trustee for the benefit of the Underwriters. Pursuant to the Underwriting Agreement, the Depositor sold the Publicly Offered Notes to the Underwriters. GM Financial, as Servicer, has agreed to perform servicing duties with regard to the Lease Assets pursuant to the 2026-3 Servicing Supplement attached hereto as Exhibit 10.4, dated as of June 30, 2026 (the “Servicing Supplement”), among the Titling Trust, the Servicer, APGO Trust, as settlor (the “Settlor”), the Collateral Agent and the Indenture Trustee, and has also agreed to serve as custodian of the Lease Assets pursuant to the Servicing Supplement.

Filed exhibits (4)

EX-4.1 (by filename) d158890dex41.htm

Exhibit 4.1 Execution Version GM FINANCIAL AUTOMOBILE LEASING TRUST 2026-3 CLASS A-1 4.002% ASSET BACKED NOTES CLASS A-2-A 4.33% ASSET BACKED NOTES CLASS A-2-B FLOATING RATE ASSET BACKED NOTES CLASS A-3 4.53% ASSET BACKED NOTES CLASS A-4 4.62% ASSET BACKED NOTES CLASS B 4.71% ASSET BACKED NOTES CLASS C 4.82% ASSET BACKED NOTES GM FINANCIAL AUTOMOBILE LEASING TRUST 2026-3, as Issuer GM FINANCIAL, as Servicer and COMPUTERSHARE TRUST COMPANY, N.A., as Indenture Trustee INDENTURE Dated as of June 30, 2026 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS 2 SECTION 1.1. Definitions 2 SECTION 1.2. Incorporation by Reference of the Trust Indenture Act 2 SECTION 1.3. Rules of Construction …

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EX-4.3 (by filename) d158890dex43.htm

Exhibit 4.3 Execution Version GMF LEASING LLC as Depositor, and WILMINGTON TRUST COMPANY as Owner Trustee AMENDED AND RESTATED TRUST AGREEMENT OF GM FINANCIAL AUTOMOBILE LEASING TRUST 2026-3 Dated as of June 30, 2026 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS 1 SECTION 1.1. Capitalized Terms 1 SECTION 1.2. Interpretive Provisions 5 SECTION 1.3. Amendment and Restatement 5 ARTICLE II ORGANIZATION 5 SECTION 2.1. Name 5 SECTION 2.2. Office 6 SECTION 2.3. Purposes and Powers 6 SECTION 2.4. Appointment of Owner Trustee 6 SECTION 2.5. Initial Capital Co…

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EX-4.5 (by filename) d158890dex45.htm

Exhibit 4.5 Execution Version ACAR LEASING LTD., as Borrower GM FINANCIAL, as Lender and Servicer and COMPUTERSHARE TRUST COMPANY, N.A., as Administrative Agent and Collateral Agent 2026-3 EXCHANGE NOTE SUPPLEMENT Dated as of June 30, 2026 TABLE OF CONTENTS Page ARTICLE I USAGE AND DEFINITIONS 1 SECTION 1.1. Usage and Definitions; Conflicts 1 ARTICLE II THE 2026-3 EXCHANGE NOTE 1 SECTION 2.1. …

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EX-99.1 (by filename) d158890dex991.htm

Exhibit 99.1 Execution Version GM FINANCIAL AUTOMOBILE LEASING TRUST 2026-3, GMF LEASING LLC, as Depositor, GM FINANCIAL, as Administrator and COMPUTERSHARE TRUST COMPANY, N.A. as Indenture Trustee ADMINISTRATION AGREEMENT Dated as of June 30, 2026 TABLE OF CONTENTS Page Section 1.01. Capitalized Terms; Interpretive Provisions 1 Section 1.02. Duties of the Administrator 2 Section 1.03. Records 7 Section 1.04. Compensation 7 Section 1.05. Additional Information to be Furnished to the Issuer 7 Section 1.06. Independence of the Administrator 7 Section 1.07. No Joint Venture 7 Section 1.08. Other Activities of the Administrator 7 Section 1.09. Term of Agreement; Resignation and Removal o…

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GM Financial Automobile Leasing Trust 2026-3

Entry into a Material Definitive Agreement · Other Events

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